Senior Multi-Line Underwriter

IAT Insurance Group Commercial Transportation business is always looking for a Commercial Multiline P&C Underwriter with commercial auto experience to join the team. Our underwriters are tasked with risk evaluation, selection, and pricing promptly to produce underwriting while maintaining a positive presence in the peer marketplace.

Ideal underwriters will have experience managing and growing a book business through independent Agents and or Wholesalers. Our underwriters generally work a hybrid schedule from one of IAT's office locations in Atlanta, Chicago, Houston, Kansas City, Pasadena, or Scottsdale. Occasional travel is required. This role will be required to work from the office Monday through Wednesday with the option of working remotely Thursday and Friday.

To be considered for the next underwriting opening in Commercial Transporation, click apply.

Responsibilities:

• Review and analyze underwriting files, use judgment and experience as primary criteria, accept new business, or continue renewals within established authority level.
• Review and analyze all documents within or associated with the underwriting file to establish accuracy in identifying and minimizing exposure risk, utilizing change requests, claim information, loss control, and external databases to identify changes in exposure to risk.
• Review, evaluate and determine account premium levels using sound judgment consistent with established company premium modification plans within authority limits.
• Read, evaluate and interpret contracts and policies to determine exposures providing guidance and clarification to others consistent with experience.
• Provide clarification and verification of coverage to the Claims Department consistent with experience.
• Market to assigned agencies to achieve good new business flow and to achieve new business and profitability goals.
• Assess agency activity; provide clarification to agency personnel about the company's annual visits to assigned agencies consistent with experience.
• Perform other tasks as needed.
  
  

Qualifications:

• Bachelors' degree and 5+ years of underwriting experience with an emphasis on Primary Casualty, GL, and Commercial Auto or equivalent is required.
• Equivalent experience is defined as nine years of relevant experience.
• Candidates with 8+ years of experience will be considered for a larger role and a different title.
• Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of a risk.
• Must possess the ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives.
• CPCU, ARM, or AU industry designations are preferred.
• INS21, 22, and 23 or equivalent is a plus.
• Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills.
• Must possess knowledge of various computer programs, internet-based programs, and PC literate in the use of spreadsheets.
• To qualify for an underwriting role, one must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

To be considered for the next underwriting opening in Commercial Transporation, click apply.

Our Commercial Transportation unit is comprised of three separate transportation divisions.

• Commercial Truck

We're one of the largest insurers for the transportation industry. Through our partnership with Managing General Agents, IAT Transportation offers a broad array of competitive products and services to meet today's commercial truckers' (Fleet and Non-Fleet) unique needs. Common solutions we provide include auto liability, non-trucking liability, physical damage, cargo, and general liability.

• Moving and Storage

Since 1973, IAT TransGuard has been a leader in the Moving & Storage industry, offering a specialized program and loss control services to meet the unique needs of our industry. Coverages included in our program are auto liability, physical damage, cargo, general liability, warehouse legal, property, crime, moving equipment, and umbrella. Coverages are offered through our partnership with Individual Agents.

• Independent Contractor owner/operators

For more than 50 years, IAT TransGuard has offered products and services specially designed to protect and support the needs of your owner-operators. Offering customized coverage, a settlement deduct payment plan, and loss control support.

We offer solutions through our AM Best rated A- companies:
TransGuard, Harco National Insurance Company, and Occidental Fire and Casualty Company.

Our Culture:
IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. It's about far more than being a workplace. We're a work family.

At IAT, our fundamental belief is to create a culture where all employees are heard and have a sense of belonging. Inclusion and Diversity are not just initiatives, it's how we live. We're committed to driving and building an open and supportive culture. By embracing the uniqueness of our employees, investing in their development, listening to, and engaging their ideas, we are stronger as an organization.

Our employees propel IAT forward – driving innovation, stable partnerships, and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like:

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• 7% 401(k) Company Match and additional Discretionary Retirement Contribution
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and participate in E-Verify.

Come join the IAT family!

COVID 19 Statement: 
IAT actively tracks COVID vaccination rates, possible symptoms, and cases across the organization so we can make informed decisions about workplace safety.  As a result, while IAT does not require employees to be vaccinated, employees are required to log their vaccination records and attest daily to being symptom free before entering IAT offices.

IAT's Commercial Team Representative:
Steve Morley | Senior Recruiter 
steve.morley@iatinsurance.com
www.linkedin.com/in/stevemorley916