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Commercial Lines Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Oklahoma City, OK · On-site

$100K - $300K/yr

Commercial Multi Lines Insurance Underwriter - Oklahoma City, Ok Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Shall ...

Insurance Underwriter

Allentown, PA · On-site

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus Reinsurance General Liability

Insurance Underwriter

Syracuse, NY · On-site

$100K - $300K/yr

Insurance Underwriter - Non-Profit Organizations - Syracuse, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Non-Profit Organizations Charities ...

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops ...

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

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Commercial Lines Insurance Underwriter information

See salary details

$30K

$79.1K

$143K

How much do commercial lines insurance underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for commercial lines insurance underwriter in the United States is $79,146.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $89,000.00 per year, depending on experience, location, and employer.

What is a commercial lines insurance underwriter?

Commercial Lines Insurance Underwriters are professionals who evaluate and analyze the risks involved in insuring businesses and organizations. They review applications for commercial insurance policies, assess the likelihood of claims, determine appropriate coverage terms, and set premium rates. Their job involves balancing the needs of their insurance company with the requirements of clients, often by collaborating with agents and brokers. By analyzing financial statements, business operations, and other data, they help ensure that the insurance company remains profitable while providing adequate coverage to clients.

What are the key skills and qualifications needed to thrive as a commercial lines insurance underwriter?

To thrive as a Commercial Lines Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance rating systems, and industry certifications like CPCU or AU are often required. Excellent negotiation, decision-making, and communication skills help build relationships with brokers and clients. These skills ensure accurate risk evaluation, profitable policy decisions, and strong client partnerships in a competitive insurance market.

What are some common challenges faced by commercial lines insurance underwriters and how can they be managed?

Commercial Lines Insurance Underwriters often face the challenge of balancing risk assessment with meeting business growth targets. They must analyze complex information from various industries, interpret policy guidelines, and make informed decisions while adhering to regulatory standards. Managing these challenges involves staying updated with industry trends, collaborating closely with brokers and agents, and continuously developing analytical and negotiation skills. Strong communication and organization also help underwriters manage large caseloads efficiently.

What is the difference between Commercial Lines Insurance Underwriter vs Property and Casualty Insurance Underwriter?

AspectCommercial Lines Insurance UnderwriterProperty and Casualty Insurance Underwriter
CredentialsTypically requires a bachelor's degree in finance, insurance, or related field; professional certifications like CPCU are commonSimilar credentials; often holds CPCU or ARM certifications
Work EnvironmentWorks in insurance companies, analyzing commercial insurance policies for businessesWorks in insurance firms, assessing property and casualty policies for various clients
Industry UsagePrimarily in commercial insurance sector, focusing on business policiesUsed across property and casualty insurance sectors, including auto, home, and business

Both roles involve evaluating insurance applications, assessing risks, and determining policy terms. While Commercial Lines Insurance Underwriters focus on business-related policies, Property and Casualty Insurance Underwriters handle a broader range of personal and commercial property risks. The skills and certifications overlap significantly, making them closely related roles within the insurance industry.

How much do commercial lines insurance underwriters make in the US?

Commercial lines insurance underwriters in the US typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals and those in senior roles earning over $100,000. Salaries can vary based on location, experience, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

Is commercial lines insurance underwriter a good career?

A commercial lines insurance underwriter evaluates and approves insurance policies for businesses, requiring strong analytical skills and knowledge of insurance products. It offers steady employment, opportunities for advancement, and typically requires industry certifications such as the CPCU or ARM. The role can be rewarding for those interested in risk assessment and insurance operations.
More about Commercial Lines Insurance Underwriter jobs
Infographic showing various Commercial Lines Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $79,146 per year, or $38.1 per hour.

Insurance Underwriter

Diedre Moire Corp.

Chattanooga, TN • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago


Job description

Main Street Commercial Lines Insurance Underwriter - Chattanooga, TN Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Retail Car Washes Fitness Centers Gyms Spas Gasoline and Service stations Convenience Stores Markets Shops Fulfillment Centers _ . REMOTE WORK FROM HOME MAY BE AVAILABLE Seeking 5+ years experience in underwriting to develop and implement go-to market business strategies for new product coverages, packages, and features for small and medium sized business lines insurance addressing the needs of Retail: Car Washes; Fitness Centers; Gyms; Spas; Gasoline and Service Stations; Convenience Stores; Markets; Shops; etc. Requires practical knowledge of: Pricing and rate levels; Implementation processes for both run-off and new products; Commercial underwriting rules and guidelines; Portfolio mix planning and balancing; contracts, forms, procedures and endorsements; Sales and product expense control; Fee generation; and Catastrophic loss mitigation, reserving and reinsurance. Shall: • Develop and implement business plans to maximize Small and Medium Business Casualty, E&S, General Liability Lines profit and growth. • Work closely with product development team. • Support sales leadership in managing agent relationships. • Develop programs that influence agencies to adopt new products, programs, technologies and practices. • Maintain individual state regulatory compliance. • Surveil industry trends and competitor actions. Analyze the impact and adjust business plans accordingly. Requirements: 1. Bachelor s degree and related professional designation such as CPCU. 2. Small & medium sized business general liability product experience. Excellent compensation package with opportunity to grow within a well established company. Profit Sharing, 401(k) Savings Plan and end of year bonus. Full benefits package including: Medical, Dental, Vision, Dependent Care Flexible Spending Account, Health Care Flexible Spending Account, Employee Assistance Program, Domestic Partner Benefits, Short- and Long-Term Disability. Paid time off for personal and sick days, vacations and federal holidays. Relocation assistance available. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071520_10006796@najbcareers302.com Please reference #39412TN624 when responding. Diedre Moire Corporation Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499