Skip to Main Content
Relationship Banker

What Is a Relationship Banker and How to Become One

By ZipRecruiter Marketplace Research Team
Relationship Banker

Table of Contents

What Is a Relationship Banker?

A relationship banker is a financial professional who offers a variety of banking services to clients, such as loans, mortgages, offers for savings or investment opportunities, and advice on a number of issues. As a relationship banker, your main duty is to be the liaison between customers and banking administration. There is a heavy emphasis placed upon the “relationship” in relationship banker. It is your responsibility to cultivate strong working relationships with clients and to steer their financial dealings toward the organization you represent. You build trust with clients in order to manage their personal finances and investments. The ability to manage multiple accounts is a must.

How to Become a Relationship Banker

A career as a relationship banker requires you have some formal qualifications and experience, generally a bachelor’s degree in finance, business, or a related field. Prior job experience in the financial industry is helpful and can be gained through internships. Once hired, your employer will likely provide additional personalized training regarding the specific rules and regulations of your bank. Customer service and communication skills create and maintain good client relationships, and are vital to succeed in this position.

What can a Relationship Banker make?

On average, a Relationship Banker in the United States can make an annual salary ranging from $40,000 to $80,000 or more, with the potential for additional performance-based bonuses and commissions.

What is the difference between a Relationship Banker and a Teller?

A Relationship Banker plays a more comprehensive role, emphasizing customer relationship management. They assist clients in understanding and selecting various banking products and services, such as loans, investments, and accounts, tailoring these offerings to individual financial goals. A Teller primarily focuses on transactional tasks, such as processing deposits, withdrawals, and cashing checks for customers. They are responsible for ensuring the accuracy of these transactions, handling currency, and providing basic account information.

Is a Relationship Banker a challenging job?

Being a Relationship Banker can be a challenging role that requires a unique blend of financial acumen, interpersonal skills, and multitasking abilities. These professionals are tasked with building and maintaining strong, trust-based relationships with clients, understanding their financial needs, and offering tailored solutions. They must stay updated on complex banking products, regulations, and market trends while handling a diverse range of customer inquiries and concerns. The job demands effective time management to balance sales goals, administrative tasks, and customer interactions.

Relationship Banker Job Description Sample

With this Relationship Banker job description sample, you can get a good idea of what employers are looking for when hiring for this position. Remember, every employer is different and each will have unique qualifications when they hire for a Relationship Banker role.

Job Summary

We are seeking a Relationship Banker to help cultivate relationships between our clients and the bank. In this position, you will help clients select financial products or services, offer loans, and provide advice on a variety of personal finance matters. Your goal is to convert a one-time customer into a lifelong client. Our ideal applicant has a bachelor's degree in finance and several years of experience in the financial world. You should have experience in a variety of banking positions, from teller to financial advisor.

Duties and Responsibilities

  • Meet with clients who are seeking financial services
  • Show them the available options and help them make a selection
  • Provide quality customer service to all clients
  • Help clients open accounts or apply for loans
  • Build strong client relationships so customers continue to return to our bank

Requirements and Qualifications

  • Bachelor's degree in finance or a related field
  • Experience in the financial industry
  • Communication, customer service, and sales abilities
  • Computer and math skills

Relationship Banker Job Description Sample

With this Relationship Banker job description sample, you can get a good idea of what employers are looking for when hiring for this position. Remember, every employer is different and each will have unique qualifications when they hire for a Relationship Banker role.

Job Summary

We are seeking a Relationship Banker to help cultivate relationships between our clients and the bank. In this position, you will help clients select financial products or services, offer loans, and provide advice on a variety of personal finance matters. Your goal is to convert a one-time customer into a lifelong client. Our ideal applicant has a bachelor's degree in finance and several years of experience in the financial world. You should have experience in a variety of banking positions, from teller to financial advisor.

Duties and Responsibilities

  • Meet with clients who are seeking financial services
  • Show them the available options and help them make a selection
  • Provide quality customer service to all clients
  • Help clients open accounts or apply for loans
  • Build strong client relationships so customers continue to return to our bank

Requirements and Qualifications

  • Bachelor's degree in finance or a related field
  • Experience in the financial industry
  • Communication, customer service, and sales abilities
  • Computer and math skills

  1. All Jobs
  2. Relationship Banker Jobs
  3. What Is a Relationship Banker and How to Become One