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Vp Credit Risk Jobs (NOW HIRING)

This role manages data integration and analysis to support independent credit risk assessments ... The SVP will evaluate credit quality through portfolio analysis and individual credit reviews ...

This role manages data integration and analysis to support independent credit risk assessments ... The SVP will evaluate credit quality through portfolio analysis and individual credit reviews ...

Vice President - Credit Manager Core Function: Lead a team of credit analysts and ensure the bank ... Assigning risk ratings * Working with loan officers and clients * Monitoring loan portfolio risk

First Vice President, Credit Risk Analytics & Modeling Department: Risk Management / Credit Risk Management Location: New York, NY (Hybrid - 3 days in office) Employment Type: Full-time Reports to:

Vice President of Credit

Chicago, IL · On-site

$175K - $227K/yr

... risk appetite, and Board-level approvals. 4. Develop and refine the following- * Credit Memo ... * VP of Operations (process improvement and compliance) 2. Create clarity around roles ...

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Vp Credit Risk information

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$86.5K

$158.3K

$239.5K

How much do vp credit risk jobs pay per year?

As of Jun 20, 2026, the average yearly pay for vp credit risk in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What are some common challenges a VP of Credit Risk faces when balancing risk management and business growth objectives?

As a VP of Credit Risk, one of the main challenges is maintaining a delicate balance between safeguarding the organization's financial health and enabling revenue growth. This often involves developing risk frameworks that allow for prudent lending while supporting business expansion. You will frequently collaborate across departments—such as sales, underwriting, and compliance—to align risk policies with strategic goals and adapt to changing market conditions. Navigating regulatory requirements and responding to shifts in economic environments are also key aspects of the role.

What does a VP Credit Risk do?

A VP Credit Risk is responsible for overseeing the credit risk management strategies and policies within a financial institution or corporation. They analyze and assess the creditworthiness of borrowers, manage portfolios to minimize risk exposure, and ensure compliance with regulatory standards. These professionals also work closely with senior management to develop risk models and recommend actions that align with the organization's risk appetite. Their role is critical in maintaining the financial health and stability of the organization.

What are the key skills and qualifications needed to thrive as a VP of Credit Risk, and why are they important?

To thrive as a VP of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, typically supported by an advanced degree in finance or a related field. Familiarity with credit risk assessment tools, regulatory compliance systems, and data analytics platforms such as SAS or Moody's RiskCalc is crucial. Strong leadership, strategic thinking, and communication skills help you effectively manage teams and collaborate with stakeholders. These skills are essential for making informed credit decisions, minimizing losses, and ensuring regulatory compliance in complex financial environments.

What is the difference between Vp Credit Risk vs Credit Analyst?

AspectVp Credit RiskCredit Analyst
Required CredentialsBachelor's degree, often MBA or related certifications, experience in risk managementBachelor's degree, finance or related field, relevant certifications optional
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policiesAnalytical, detail-oriented, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending companies, financial services

The Vp Credit Risk typically holds a senior leadership role focused on managing and overseeing credit risk strategies across an organization, requiring extensive experience and certifications. In contrast, a Credit Analyst primarily conducts detailed credit assessments and analysis at a more operational level. Both roles are vital in the credit process but differ significantly in scope, responsibilities, and seniority.

What cities are hiring for Vp Credit Risk jobs? Cities with the most Vp Credit Risk job openings:
What are the most commonly searched types of Credit Risk jobs? The most popular types of Credit Risk jobs are:
What states have the most Vp Credit Risk jobs? States with the most job openings for Vp Credit Risk jobs include:
Infographic showing various Vp Credit Risk job openings in the United States as of June 2026, with employment types broken down into 91% Full Time, 3% Part Time, 3% Temporary, and 3% Contract. Highlights an 93% In-person, and 7% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Credit Risk - Vice President - Credit Decisioning Unit

Credit Risk - Vice President - Credit Decisioning Unit

JPMorgan Chase & Co

Wilmington, DE • On-site

Full-time

Medical, Retirement

Posted 19 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 470 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

As a Credit Decisioning Unit (CDU) Vice President within the CCB Business Banking organization, you will lead complex credit analyses, develop forward-looking risk management strategies, and help define underwriting and policy frameworks aligned with the firm's risk appetite and financial objectives. You will collaborate with key partners in Risk, Underwriting, Finance, Legal, and senior leadership, to balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase.

Job Responsibilities

  • Lead evaluation of complex and high-value consumer credit exposure initiatives, ensuring alignment with established risk appetite, policies, and underwriting standards.
  • Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
  • Shape and evolve credit policies, underwriting guidelines, and risk management frameworks in support of sustainable growth.
  • Serve as a trusted advisor on complex or non-standard credit transactions, providing sound, well-reasoned recommendations to senior stakeholders.
  • Collaborate cross-functionally with Risk, Underwriting, Legal, Finance, and Business partners to align credit strategy with the firm's objectives.
  • Design tools for effective performance measurement of key business initiatives and tests Implement standards and practices that enhance clarity and accountability and promote consistency and transparency across the department

Required Qualifications, Capabilities, and Skills

  • Bachelor's degree in finance, business, economics, or a related field.
  • 7+ years of progressive experience in consumer lending, credit strategy, underwriting, or portfolio risk management within a large, complex financial institution.
  • Demonstrated expertise in evaluating and managing credit risk, including strong independent judgment on complex credit decisions.
  • Advanced Analytical & Financial Skills: Proven ability to synthesize quantitative analysis, qualitative insights, and market data to drive informed decision-making.
  • Strategic Leadership: Ability to translate strategy into execution, identify opportunities for innovation, and influence outcomes in a matrixed organization.
  • Executive Communication & Influence: Experience delivering clear, compelling insights to senior leadership and influencing decisions at the executive level.
  • Initiative & Entrepreneurial Drive: High personal initiative, goal-setting, and entrepreneurial leadership to achieve challenging objectives.

Preferred qualifications, capabilities, and skills

  • Experience in Business Banking
  • Proficiency in data analysis tools and software

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

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