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Underwriter Development Program Jobs (NOW HIRING)

Underwriter

New York, NY ยท On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Professional development programs * Work-life quality and flexibility Visit us at JOB SUMMARY: The Excess Liability Insurance Underwriter evaluates, selects, and prices excess and surplus (E&S ...

Underwriter

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Professional development programs * Work-life quality and flexibility Visit us at JOB SUMMARY: The Excess Liability Insurance Underwriter evaluates, selects, and prices excess and surplus (E&S ...

$140 - $190/hr

Not a training or development program. * Not a junior or mid-career underwriting role. * Not an origination or production position. * Not a brokerage, appraisal, or advisory position. Why Leon ...

New

Commercial Underwriter

Easton, MD ยท On-site

$33.75 - $43/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Commercial Underwriter II will play a key role in evaluating and structuring commercial lending ... development program, Employee Assistance Program, and wellness initiatives. * Opportunity for ...

Showing results 41-60

Underwriter Development Program information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriter development program jobs pay per year?

As of Aug 19, 2026, the average yearly pay for underwriter development program in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an underwriter development program?

An Underwriter Development Program is a structured training initiative offered by insurance companies or financial institutions to prepare individuals for careers as underwriters. Participants typically receive a mix of classroom instruction, on-the-job training, and mentorship to learn about risk assessment, policy evaluation, and decision-making processes. The goal of the program is to equip trainees with the knowledge and skills needed to evaluate insurance applications, determine coverage terms, and assess potential risks. These programs often lead to full-time underwriting positions upon successful completion.

What can I expect from the training and mentorship provided in an underwriter development program?

Participants in an Underwriter Development Program typically receive a blend of classroom instruction, on-the-job training, and mentorship from experienced underwriters. You can expect to rotate through various lines of business, work on real case studies, and gradually take on more responsibility as you build your technical and analytical skills. Mentors and managers provide regular feedback and support, helping you to understand underwriting guidelines, risk assessment, and client interaction. This structured training approach prepares you for a successful underwriting career and often leads to advancement opportunities within the company.

What are the key skills and qualifications needed to thrive in an underwriter development program, and why are they important?

To thrive in an Underwriter Development Program, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Proficiency with risk assessment software, Microsoft Excel, and familiarity with industry regulations or progress toward certifications like CPCU are often valued. Effective communication, critical thinking, and strong organizational skills help candidates stand out in this role. These skills ensure accurate risk analysis, clear client interactions, and the ability to manage complex portfolios in the insurance industry.

What is the difference between Underwriter Development Program vs Underwriter?

AspectUnderwriter Development ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes a certification like CPCU or ARMRequires similar credentials, often with additional experience or certifications
Work EnvironmentStructured training environment, often in corporate officesOperational, risk assessment, and decision-making roles in insurance companies
Usage in IndustryEntry-level training program for aspiring underwritersFull-time professional role responsible for evaluating insurance risks

The Underwriter Development Program is designed to train and develop new talent into underwriters, providing structured learning and mentorship. An underwriter, on the other hand, is a fully qualified professional responsible for assessing risks and making underwriting decisions. The program prepares individuals for a career as an underwriter, who then performs the core job functions within the insurance industry.

How hard is it to get an underwriter development program job?

Securing an underwriter development program position typically requires a relevant bachelor's degree, strong analytical skills, and sometimes prior internship experience. Competition can be moderate to high, and candidates often need to demonstrate proficiency in risk assessment, attention to detail, and familiarity with underwriting tools or software.
More about Underwriter Development Program jobs

What cities are hiring for Underwriter Development Program jobs?

Cities with the most Underwriter Development Program job openings:

What states have the most Underwriter Development Program jobs?

States with the most job openings for Underwriter Development Program jobs include:

Infographic showing various Underwriter Development Program job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter - Security Guard Program

Ryan Specialty

Hunt Valley, MD โ€ข On-site

Full-time

PTO

Posted 7 days ago


Job description

Position Summary

Ryan Specialty National Programs (NSP) provides industry-focused insurance solutions designed for niche markets across the United States. Our in-house underwriting teams have binding authority, deep industry expertise, and access to specialized carrier partners, allowing us to deliver tailored solutions for complex risks.
The Security Guard Program is dedicated exclusively to security service providers, offering insurance solutions for both armed and unarmed security guard operations nationwide. Our clients protect commercial properties, financial institutions, residential communities, construction sites, healthcare and educational facilities, and government entities.
As we continue to grow, we are seeking an Underwriter who is excited to become a subject matter expert in a highly specialized and evolving market.
The Underwriter will be responsible for evaluating, pricing, quoting, binding, and managing a portfolio of Security Guard insurance accounts. This individual will partner closely with retail agents, brokers, carrier partners, and internal stakeholders to drive profitable growth while delivering exceptional service.
This role is ideal for an underwriting professional who enjoys analyzing unique risks, building strong broker relationships, and becoming a trusted expert within a specialized program business.

What will your job entail?

What You'll DoUnderwriting & Risk Analysis
  • Review new business, renewals, and endorsements for security guard and patrol service risks.
  • Analyze exposures, loss history, operations, financial information, and risk characteristics.
  • Determine pricing, terms, conditions, and coverage structures in accordance with underwriting guidelines.
  • Exercise sound underwriting judgment to balance growth and profitability objectives.
  • Issue quotations, bind coverage, and manage policy transactions within delegated authority.
Portfolio Management
  • Manage and grow a profitable book of business.
  • Monitor retention, rate adequacy, loss performance, and portfolio trends.
  • Identify opportunities to expand accounts through additional coverages and product offerings.
  • Participate in renewal strategy discussions and underwriting audits.
Agency & Broker Partnership
  • Develop and maintain strong relationships with retail agents and brokerage partners.
  • Serve as a trusted advisor on security guard industry risks and insurance solutions.
  • Respond promptly to submissions, coverage questions, and underwriting inquiries.
  • Support marketing initiatives, agency visits, and industry events as needed.
Collaboration
  • Partner with leadership, carrier partners, and business development teams to achieve growth objectives.
  • Work closely with underwriting assistants, operations, and service teams to ensure a seamless customer experience.
  • Assist in refining underwriting guidelines, processes, and program strategies.
Target Classes You'll Evaluate

The Security Guard Program focuses on risks including:

  • Armed and unarmed security guard companies
  • Patrol service providers
  • Construction site security
  • Office and commercial building security
  • Banks and financial institutions
  • Industrial facilities
  • Educational and healthcare institutions
  • Residential communities and housing developments
  • Government and public sector contracts
What We're Looking ForRequired Qualifications
  • 3+ years of commercial insurance underwriting experience.
  • Experience underwriting casualty, package, workers' compensation, professional liability, or specialty insurance products.
  • Strong analytical and risk assessment skills.
  • Ability to evaluate complex submissions and make sound underwriting decisions.
  • Exceptional communication and relationship-building abilities.
  • Strong organizational skills and attention to detail.
  • Ability to manage multiple priorities in a fast-paced environment.
Preferred Qualifications
  • Experience within E&S, MGA/MGU, program business, or specialty insurance markets.
  • Knowledge of contractor, security services, staffing, government service contractor, or service-industry risks.
  • Experience working with delegated underwriting authority.
  • Professional designations such as CPCU, AU, ARM, or CRIS.
  • Prior broker-facing or agency-facing experience.
What Makes This Opportunity Unique
  • Join a nationally recognized specialty insurance platform.
  • Become a subject matter expert in a niche and highly specialized industry.
  • Manage a book with meaningful underwriting authority and influence.
  • Gain exposure to complex casualty, professional liability, and specialty insurance placements.
  • Work alongside experienced program leaders focused on innovation, growth, and underwriting excellence.
Licenses & Certifications
  • State Property & Casualty license
  • CPCU, ARM, AU, CRIS, or other insurance designations preferred.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $100,000.00 - $125,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.