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Underwriter Development Program Jobs in Ohio (NOW HIRING)

Partner closely with sales leadership to support business development and retention efforts ... Paid parental leave About Authentic Authentic builds the infrastructure that program insurance runs ...

Insurance Underwriter

Toledo, OH · On-site

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Seeking individual with extensive underwriting and program ... staff development, recruit new personnel based on unmet company needs and areas of concern.

Senior Underwriter

Cincinnati, OH

$94K - $111K/yr

... the program structure, premium, collateral, policy terms and conditions, obtaining approvals ... This comes to life through comprehensive benefits, workplace flexibility, professional development ...

... the program structure, premium, collateral, policy terms and conditions, obtaining approvals ... This comes to life through comprehensive benefits, workplace flexibility, professional development ...

Senior Underwriter

Columbus, OH · On-site

$69K - $197K/yr

... the program structure, premium, collateral, policy terms and conditions, obtaining approvals ... This comes to life through comprehensive benefits, workplace flexibility, professional development ...

Senior Underwriter

Cincinnati, OH · On-site

$69K - $197K/yr

... the program structure, premium, collateral, policy terms and conditions, obtaining approvals ... This comes to life through comprehensive benefits, workplace flexibility, professional development ...

Senior Underwriter

Columbus, OH

$95K - $112K/yr

... the program structure, premium, collateral, policy terms and conditions, obtaining approvals ... This comes to life through comprehensive benefits, workplace flexibility, professional development ...

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Underwriter Development Program information

What can I expect from the training and mentorship provided in an Underwriter Development Program?

Participants in an Underwriter Development Program typically receive a blend of classroom instruction, on-the-job training, and mentorship from experienced underwriters. You can expect to rotate through various lines of business, work on real case studies, and gradually take on more responsibility as you build your technical and analytical skills. Mentors and managers provide regular feedback and support, helping you to understand underwriting guidelines, risk assessment, and client interaction. This structured training approach prepares you for a successful underwriting career and often leads to advancement opportunities within the company.

What is an Underwriter Development Program?

An Underwriter Development Program is a structured training initiative offered by insurance companies or financial institutions to prepare individuals for careers as underwriters. Participants typically receive a mix of classroom instruction, on-the-job training, and mentorship to learn about risk assessment, policy evaluation, and decision-making processes. The goal of the program is to equip trainees with the knowledge and skills needed to evaluate insurance applications, determine coverage terms, and assess potential risks. These programs often lead to full-time underwriting positions upon successful completion.

What are the key skills and qualifications needed to thrive in an Underwriter Development Program, and why are they important?

To thrive in an Underwriter Development Program, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Proficiency with risk assessment software, Microsoft Excel, and familiarity with industry regulations or progress toward certifications like CPCU are often valued. Effective communication, critical thinking, and strong organizational skills help candidates stand out in this role. These skills ensure accurate risk analysis, clear client interactions, and the ability to manage complex portfolios in the insurance industry.

What is the difference between Underwriter Development Program vs Underwriter?

AspectUnderwriter Development ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes a certification like CPCU or ARMRequires similar credentials, often with additional experience or certifications
Work EnvironmentStructured training environment, often in corporate officesOperational, risk assessment, and decision-making roles in insurance companies
Usage in IndustryEntry-level training program for aspiring underwritersFull-time professional role responsible for evaluating insurance risks

The Underwriter Development Program is designed to train and develop new talent into underwriters, providing structured learning and mentorship. An underwriter, on the other hand, is a fully qualified professional responsible for assessing risks and making underwriting decisions. The program prepares individuals for a career as an underwriter, who then performs the core job functions within the insurance industry.

What job categories do people searching Underwriter Development Program jobs in Ohio look for? The top searched job categories for Underwriter Development Program jobs in Ohio are:
What cities in Ohio are hiring for Underwriter Development Program jobs? Cities in Ohio with the most Underwriter Development Program job openings:
Infographic showing various Underwriter Development Program job openings in Ohio as of July 2026, with employment types broken down into 1% As Needed, 81% Full Time, 16% Part Time, and 2% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution.
Individual Operational Underwriter

Individual Operational Underwriter

Ameritas Life Insurance Corp.

Cincinnati, OH • Hybrid

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 21 days ago


Ameritas rating

9.1

Company rating: 9.1 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

22nd of 278 rated insurance


Job description

Job Description
This position is responsible for independently underwriting disability insurance cases, utilizing practical knowledge of company products and underwriting principles.

This is a hybrid role working partially in-office (Cincinnati, OH) and partially from home.

What you do:

  • Evaluate and assess insurance risk by analyzing disability plan design, demographics, claims experience, financial data, and applying relevant state and federal regulations.
  • Administer underwriting cases to support revenue, persistency, and profitability targets, ensuring alignment with organization growth goals.
  • Determine and coordinate the issuance of plans, policies, and premium rates in accordance with established underwriting guidelines and procedures.
  • Compile and analyze regular reports on underwriting activities and processing team.
  • Serves as a resource to team members and field partners by providing training, guidance, and day-to-day support.
  • Contribute to special projects as needed.
  • Partner with team leadership to create standardized audit processes.
  • As member of a steering committee, partner with both internal and external relationships to help determine the direction of the GSI product line.

What you bring:

  • Bachelor's Degree or equivalent combination of education and experience required.
  • 1-3 years insurance industry experience required.
  • 1-3 years of underwriting experience desired.
  • Previous disability product experience desired.

What we offer:

A meaningful mission. Great benefits. A vibrant culture
Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.
At Ameritas, you'll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don't:
Ameritas Benefits
For your money:

401(k) Retirement Plan with company match and quarterly contribution.
Tuition Reimbursement and Assistance.
Incentive Program Bonuses.
Competitive Pay.
For your time:
Flexible Hybrid work.
Thrive Days - Personal time off.
Paid time off (PTO).
For your health and well-being:
Health Benefits: Medical, Dental, Vision.
Health Savings Account (HSA) with employer contribution.
Well-being programs with financial rewards.
Employee assistance program (EAP).
For your professional growth:
Professional development programs.
Leadership development programs.
Employee resource groups.
StrengthsFinder Program.
For your community:
Matching donations program.
Paid volunteer time- 8 hours per month.
For your family:
Generous paid maternity leave and paternity leave.
Fertility, surrogacy, and adoption assistance.
Backup child, elder and pet care support.

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

Application Deadline
This position will be open for a minimum of 3 business days or until filled.

This position is not open to individuals who are temporarily authorized to work in the U.S.


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