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Remote Life Insurance Underwriter Jobs in Ohio (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Cincinnati, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Toledo, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Dayton, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Cleveland, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Columbus, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Youngstown, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Akron, OH · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

GIA Legacy Planning

We're excited to welcome enthusiastic, results-oriented Remote Life Insurance Agents to our growing team. If you love helping people, enjoy building meaningful relationships, and want the freedom to ...

GIA Legacy Planning

Department Licensed Life Insurance Agent Locations Cincinnati Remote status Fully Remote

New

GIA Legacy Planning

Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

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All JobsLife Insurance Underwriter JobsRemote Life Insurance Underwriter JobsRemote Life Insurance Underwriter Jobs in Ohio

Remote Life Insurance Underwriter information

See Ohio salary details

$30.9K

$75K

$132.6K

How much do remote life insurance underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for remote life insurance underwriter in Ohio is $74,989.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,700.00 per year, depending on experience, location, and employer.

What does a remote life insurance underwriter do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

What does a remote life insurance underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

How does working remotely as a life insurance underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What are the key skills and qualifications needed to thrive as a remote life insurance underwriter?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.
More about Remote Life Insurance Underwriter jobs
What are popular job titles related to Remote Life Insurance Underwriter jobs in Ohio? For Remote Life Insurance Underwriter jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Remote Life Insurance Underwriter jobs in Ohio look for? The top searched job categories for Remote Life Insurance Underwriter jobs in Ohio are:
What cities in Ohio are hiring for Remote Life Insurance Underwriter jobs? Cities in Ohio with the most Remote Life Insurance Underwriter job openings:
Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $74,989 per year, or $36.1 per hour.

Remote Life Insurance Agent

HMG Careers

Cincinnati, OH • Remote

$69K/yr

Full-time

Medical, Dental

Re-posted 6 days ago

Job description

Remote Insurance Representative | Flexible Schedule | Commission-Based

This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely, serving clients by providing guidance and protection solutions for individuals and families.

What We Offer
  • Remote, work-from-home career
  • Average first-year earnings of $69K through commissions and bonuses
  • Increased earning potential in later years through performance and renewals
  • Residual income opportunities through client renewals
  • Unionized position with stock options
  • Comprehensive benefits package including medical, dental, and prescription coverage
  • Ongoing training and mentorship from experienced managers
  • High-quality leads provided with no cold calling friends or family
  • Flexible scheduling within a career-focused structure
  • Advancement and recognition opportunities with promotion from within
  • Supportive and collaborative virtual team environment
Qualities We Value
  • Willingness to learn and be coached through structured training
  • Friendly, outgoing, and professional communication style
  • Genuine desire to help others by providing guidance and solutions
  • Strong verbal communication and relationship-building skills
  • Sales or customer service experience is helpful but not required
Qualifications
  • Laptop or desktop computer with a working camera
  • Insurance license required or willingness to obtain one
  • Basic computer skills
  • Must reside in North America including the United States or Canada
  • We do not hire candidates residing outside North America
Responsibilities
  • Contact provided leads to schedule virtual meetings with clients
  • Present benefit programs and assist clients with enrollment
  • Build and maintain strong client relationships
  • Work closely with your manager to set goals and achieve them