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Program Underwriter Jobs (NOW HIRING)

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site

Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and ...

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site +1

Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and ...

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site +1

Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and ...

PartnerRE Ltd.

VP, Program Underwriter

Stamford, CT · Hybrid

We are seeking a Program Underwriter with casualty insurance underwriting experience, ideally within the E&S market and MGA structures. This individual will be a critical member of our growing ...

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Parking Garages_ . REMOTE WORK FROM HOME ...

Ryan Specialty

Underwriter - Program

Exton, PA

$140K - $175K/yr

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Ryan Specialty

Underwriter - Program

Boston, MA · On-site

$140K - $175K/yr

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Ryan Specialty

Underwriter - Program

New York, NY · On-site

$140K - $175K/yr

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Ryan Specialty

Underwriter - Program

Chicago, IL

$140K - $175K/yr

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Ryan Specialty

Underwriter - Program

Atlanta, GA · On-site

$140K - $175K/yr

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Ryan Specialty

Underwriter - Program

Philadelphia, PA · On-site

$140K - $175K/yr

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Diedre Moire Corp.

Insurance Underwriter

Syracuse, NY · On-site

$100K - $300K/yr

Insurance Underwriter - Non-Profit Organizations - Syracuse, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Non-Profit Organizations Charities ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - Germantown, MD Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Diedre Moire Corp.

Insurance Underwriter

Allentown, PA · On-site

$100K - $300K/yr

Ins Underwriter Franchise Auto Dealerships - Allentown, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Insurance ...

Diedre Moire Corp.

Insurance Underwriter

Augusta, GA · On-site

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Augusta, GA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Restaurant Bars Night Clubs ...

Diedre Moire Corp.

Insurance Underwriter

Quincy, MA · On-site

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Seeking individual with extensive underwriting and program management experience within Excess & Surplus lines for Transportation, Cargo or Logistics to lead small ...

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All JobsProgram Underwriter Jobs

Program Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do program underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for program underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How does a program underwriter typically collaborate with brokers and agents to ensure successful program outcomes?

Program Underwriters regularly work alongside brokers and agents to understand client needs, clarify program guidelines, and ensure that submissions meet underwriting criteria. This collaboration often includes providing guidance on documentation requirements, discussing risk appetite, and negotiating terms to balance client satisfaction with program profitability. Strong communication and relationship-building skills are essential, as underwriters must frequently coordinate with external partners while also aligning with internal teams such as claims and actuarial departments.

Is it hard to get a job in program underwriting?

Program underwriters typically need a strong understanding of insurance policies, risk assessment, and relevant certifications such as CPCU or ARM. Entry into the field can be competitive, but relevant experience, analytical skills, and industry knowledge improve job prospects.

What are the key skills and qualifications needed to thrive as a program underwriter, and why are they important?

To thrive as a Program Underwriter, you need strong analytical skills, a deep understanding of risk assessment, and expertise in insurance policies, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AU are highly beneficial. Exceptional attention to detail, negotiation ability, and effective communication help you build relationships with clients and collaborate with team members. These skills and qualifications are crucial to make sound underwriting decisions that balance profitability and risk for the organization.

Can I become a program underwriter with no experience?

Program underwriters typically require some background in insurance, finance, or risk assessment, but entry-level positions may be available for candidates with strong analytical skills and relevant education. Gaining knowledge of underwriting principles and obtaining industry certifications can improve chances of starting in this role without prior experience.

Do program underwriters make a lot of money?

Program underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Higher salaries are common for those with advanced certifications, specialized skills, or extensive experience in risk assessment and underwriting software tools.

What is a program underwriter?

A Program Underwriter is a specialized insurance professional who evaluates and manages insurance programs, often for niche markets or specific groups of clients. They assess risks, set premium rates, and ensure that policies comply with underwriting guidelines. Program Underwriters work closely with program administrators, agents, and insurers to develop and maintain profitable insurance programs. Their role often involves reviewing applications, analyzing data, and negotiating terms to balance risk and reward for the insurance company.

What is the difference between Program Underwriter vs Underwriting Assistant?

AspectProgram UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications, bachelor’s degree in finance or related fieldOften requires administrative or entry-level finance certifications, high school diploma or associate’s degree
Work EnvironmentWorks independently on risk assessment, policy approval, and pricingSupports underwriters with data entry, document management, and administrative tasks
Employer & Industry UsageCommon in insurance, banking, and financial servicesFound in similar industries, supporting underwriting teams

The Program Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Program Underwriter evaluates risks and makes policy decisions, requiring more advanced knowledge and certifications. The Underwriting Assistant provides administrative support, assisting underwriters with paperwork and data management. Both roles are essential in the underwriting process but serve different functions within the industry.

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What cities are hiring for Program Underwriter jobs?

Cities with the most Program Underwriter job openings:

What states have the most Program Underwriter jobs?

States with the most job openings for Program Underwriter jobs include:

What job categories do people searching Program Underwriter jobs look for?

The top searched job categories for Program Underwriter jobs are:

Program Underwriter jobs near you
Infographic showing various Program Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Program Underwriter-Construction

Jencap

Red Bank, NJ • On-site

Full-time

Medical, Retirement

Re-posted 12 days ago

Job description

Why Jencap?We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career.
Our Underwriters are responsible for managing and growing a book of profitable Construction business consisting of Commercial General Liability and Excess Liability insurance policies. This role requires experience and judgement to analyze acceptability of risk, rate, quote, bind and service policies within underwriting guidelines while retaining producer relationships.
The Experienced Underwriter will work in our Red Bank, NJ office OR Can work remotely in the Greater NY or NJ area with time in office for meetings.
Responsibilities:
  • Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and insurance laws and regulations.
  • Reviews, evaluates, markets and/or prices new and renewal applications, endorsements, and related documents within company/agency granted authority.
  • Ensure delivery, follow-up and servicing requirements of all new business and renewal accounts. Provide technical underwriting support for assigned accounts/agencies within the team as well as making individual underwriting decisions on referred accounts.
  • Accept, reject, classify, price, and bind insurance risks within granted underwriting authority. Also, broker/recommend to company underwriters beyond any authority grants. Prepare submissions for rating and handling by the staff. Effectively market and negotiate with brokers and insurance companies on individual accounts. Effective and timely communication to pursue opportunities.
  • Effectively communicate with agent or broker clients, company underwriters, internal staff, and management to obtain additional information, quote rates, present proposals, explain company underwriting policies and coverage offerings, as well as servicing existing accounts.
  • Address assigned workload within quality, productivity and service standards as established by the company/underwriting guidelines.
  • Assist in the development and implementation of new marketing strategies.
  • Appropriate and timely response to questions posed by brokers, clients, underwriters, and other team members.
  • Coordinate tasks with third party vendors including inspections, audits, and contract review services.
  • Visit brokers and company clients to enhance relationships and improve production opportunities up to and including attending trade conventions.
  • Coordinate with third party vendors including inspections, audits, and contract review services.

Requirements:
  • Bachelor's Degree or equivalent relevant work experience.
  • Three plus years of construction related underwriting experience or experience with GL and construction highly preferred.
  • Demonstrated ability to build relationships with both agencies and carriers.

The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate.
Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place.
Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together.
Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.

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