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Program Underwriter Jobs (NOW HIRING)

Amwins

Program Underwriter

Camp Hill, PA · On-site

Program Underwriter, Waste Hauler Program Amwins Program Underwriters ("APU") is conducting a candidate search looking for a Program Underwriter in the Waste Hauler Program. Please visit www.amwins ...

Amwins

Program Underwriter

Camp Hill, PA · On-site

Program Underwriter, Waste Hauler Program Amwins Program Underwriters ("APU") is conducting a candidate search looking for a Program Underwriter in the Waste Hauler Program. Please visit www.amwins ...

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site

Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and ...

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site +1

Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and ...

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site +1

Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and ...

PartnerRE Ltd.

VP, Program Underwriter

Stamford, CT · Hybrid

We are seeking a Program Underwriter with casualty insurance underwriting experience, ideally within the E&S market and MGA structures. This individual will be a critical member of our growing ...

PartnerRe

VP, Program Underwriter

Stamford, CT · On-site

We are seeking a Program Underwriter with casualty insurance underwriting experience, ideally within the E&S market and MGA structures. This individual will be a critical member of our growing ...

Diedre Moire Corp.

Insurance Underwriter

Springfield, IL · On-site +1

$100K - $300K/yr

Insurance Underwriter - Manufacturing E&S - Springfield, IL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter for Product Manufacturing and Distributing ...

Diedre Moire Corp.

Insurance Underwriter

Kentwood, MI · On-site +1

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - Grand Rapids, MI Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK ...

Diedre Moire Corp.

Insurance Underwriter

Dallas, TX · On-site +1

$100K - $300K/yr

Sr Insurance Underwriter - Specialty Technology Risks - Dallas, TX Cyber Technology Risks Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK ...

Diedre Moire Corp.

Insurance Underwriter

Davie, FL · On-site +1

$100K - $300K/yr

Insurance Underwriter - Main Street Business - Fort Lauderdale, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Main Street Business _ . REMOTE WORK ...

Diedre Moire Corp.

Insurance Underwriter

Austin, TX · On-site +1

$100K - $200K/yr

Insurance Underwriter - Food (Prepared Takeout) - Austin, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Diedre Moire Corp.

Insurance Underwriter

Dallas, TX · On-site +1

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Dallas, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Restaurant Bars Night Clubs ...

Diedre Moire Corp.

Insurance Underwriter

Cheektowaga, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Hospitality & Entertainment - Buffalo, NY REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police Guards ...

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All JobsProgram Underwriter Jobs

Program Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do program underwriter jobs pay per year?

As of Jun 21, 2026, the average yearly pay for program underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How does a Program Underwriter typically collaborate with brokers and agents to ensure successful program outcomes?

Program Underwriters regularly work alongside brokers and agents to understand client needs, clarify program guidelines, and ensure that submissions meet underwriting criteria. This collaboration often includes providing guidance on documentation requirements, discussing risk appetite, and negotiating terms to balance client satisfaction with program profitability. Strong communication and relationship-building skills are essential, as underwriters must frequently coordinate with external partners while also aligning with internal teams such as claims and actuarial departments.

What are the key skills and qualifications needed to thrive as a Program Underwriter, and why are they important?

To thrive as a Program Underwriter, you need strong analytical skills, a deep understanding of risk assessment, and expertise in insurance policies, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AU are highly beneficial. Exceptional attention to detail, negotiation ability, and effective communication help you build relationships with clients and collaborate with team members. These skills and qualifications are crucial to make sound underwriting decisions that balance profitability and risk for the organization.

What is a Program Underwriter?

A Program Underwriter is a specialized insurance professional who evaluates and manages insurance programs, often for niche markets or specific groups of clients. They assess risks, set premium rates, and ensure that policies comply with underwriting guidelines. Program Underwriters work closely with program administrators, agents, and insurers to develop and maintain profitable insurance programs. Their role often involves reviewing applications, analyzing data, and negotiating terms to balance risk and reward for the insurance company.

What is the difference between Program Underwriter vs Underwriting Assistant?

AspectProgram UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications, bachelor’s degree in finance or related fieldOften requires administrative or entry-level finance certifications, high school diploma or associate’s degree
Work EnvironmentWorks independently on risk assessment, policy approval, and pricingSupports underwriters with data entry, document management, and administrative tasks
Employer & Industry UsageCommon in insurance, banking, and financial servicesFound in similar industries, supporting underwriting teams

The Program Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Program Underwriter evaluates risks and makes policy decisions, requiring more advanced knowledge and certifications. The Underwriting Assistant provides administrative support, assisting underwriters with paperwork and data management. Both roles are essential in the underwriting process but serve different functions within the industry.

More about Program Underwriter jobs
What cities are hiring for Program Underwriter jobs? Cities with the most Program Underwriter job openings:
What states have the most Program Underwriter jobs? States with the most job openings for Program Underwriter jobs include:
What job categories do people searching Program Underwriter jobs look for? The top searched job categories for Program Underwriter jobs are:
Program Underwriter jobs near you
Infographic showing various Program Underwriter job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Program Underwriter

Program Underwriter

Amwins

Camp Hill, PA • On-site

Full-time

Posted 16 days ago

Amwins rating

7.8

Company rating: 7.8 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

165th of 261 rated insurance

Job description

Program Underwriter, Waste Hauler Program
Amwins Program Underwriters ("APU") is conducting a candidate search looking for a Program Underwriter in the Waste Hauler Program. Please visit www.amwins.com/opco/amwins-program-underwriters.
APU is a Managing General Agent (MGA) with brokerage capabilities within the Amwins Underwriting division. Depending on the specific program, we do everything from underwriting to coverage analysis, brokering, pricing, claims, actuarial, loss control, policy issuance, and audits. We administer over 35 programs generating more than $630 million in premium across nine office locations and through 190 dedicated professionals.
Within APU, we create insurance programs for underserved niches. Generally, these industries are underserved because the risk is difficult to understand and service, as with the roofing industry. Our expertise in these niches allows us to out select the competition, allowing our programs to grow over the long term while maintaining stable relationships with our carrier partners. While not an insurance company, we underwrite on behalf of the insurance companies we partner with on our various programs. Our programs typically focus on casualty lines of coverage, although some may include property.
APU's parent company is Amwins Group, Inc. ("Amwins") is the largest wholesale brokerage and group benefits insurance administrator in the US with annual placed premiums over $39B+, 155 locations around the world, and 7.3K employees. Amwins has expertise across a diversified mix of property, casualty, and group benefits products, and offers value-added services to support some of these products, including product development, underwriting, premium and claims administration and actuarial services. Please visit us at www.amwins.com
Waste Hauler Program - Program Coverages & Highlights
Multiline coverage (Auto Liability, Auto Physical Damage, General Liability, Pollution Liability, Excess Liability) for businesses within the waste hauling industry, including residential and commercial waste haulers, dumpster rental and debris removal businesses among others. Program is distributed nationally via retail independent insurance agents and wholesale brokers. Current program in-force premium is approximately $90M with a team of four underwriters and four underwriting assistants.
Position Overview
Reporting to the Senior Managing Director, the Program Underwriter is responsible for both new and renewal underwriting on an approximately $15M book of business on a national basis, balancing underwriting profitability with revenue production responsibilities. The successful candidate will join a team of four underwriters and four underwriting assistants.
Responsibilities
  • Solicit, underwrite, and quote new and renewal business within carrier partner guidelines, including assessing the risk quality of accounts, analyzing coverage and limit requests, determining when to offer proposals, and establishing pricing, coverages, terms, and conditions to offer within underwriter and APU authority.
  • Utilize internal and external data sources to better inform underwriting decisions.
  • Demonstrate a thorough working knowledge of policy forms, coverages, and pricing.
  • Maintain thorough familiarity of the Waste Hauler competitive landscape, including producers, aggregators, competing programs and carriers.
  • Responsible for providing prompt response to incoming phone calls and e-mails from agents and companies within 24 hours of receipt.
  • Prospect, develop and maintain effective producer relationships, emphasizing superior service for the generation of company income.
  • Responsible for agency visitations as directed by Senior Managing Director.
  • Employ cross marketing of business to other APU programs and Amwins divisions to contribute income production for the company.
  • Develop and maintain extensive and favorable relationships with the program carrier partner.
  • Continue to work to improve technical skills through increased experience, formal education, self-study, seminars, and attainment of professional designations.
  • Represent APU and the Waste Hauler Program at company and industry meetings as directed.
  • Any other like duties as assigned.

Qualifications
  • Two to five years multiline insurance underwriting experience (agency, carrier, program management or MGA). A focus on commercial auto or trucking is a plus.
  • Must possess strong interpersonal skills with the ability to develop and maintain strong positive working relationships with all levels of internal colleagues and external business contacts to include carrier partners, brokerage companies, vendors, and other Amwins divisions.
  • Knowledge of concepts, practices and procedures related to MGA underwriting.
  • Accomplished written skills and solid verbal communication skills.
  • Possesses solid analytical skills to gather and interpret moderately complex data.
  • Strong organization skills, with the ability to effectively manage their desk/workload.
  • Practical working knowledge of Microsoft Office: Word, Excel, Outlook.

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