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Program Underwriter Jobs in Georgia (NOW HIRING)

Ryan Specialty

Underwriter - Program

Atlanta, GA

$140K - $175K/yr

  • PTO

Position Summary Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is ...

New

Diedre Moire Corp.

Insurance Underwriter

Augusta, GA · On-site

$100K - $300K/yr

  • Medical

  • Retirement

  • PTO

Insurance Underwriter - Restaurant & Night Club - Augusta, GA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Restaurant Bars Night Clubs ...

Diedre Moire Corp.

Insurance Underwriter

Augusta, GA · On-site

$100K - $300K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Insurance Underwriting Specialist - Technology Risk - Augusta, GA Technologies Risk Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

VyStar Credit Union

Senior Mortgage Underwriter

Suwanee, GA

$108K/yr

  • Retirement

... program, and tuition reimbursement--available to all full and part time employees. Part time ... Senior Mortgage Underwriter ACCOUNTABILITY STATEMENT The Senior Mortgage Underwriter is responsible ...

The Hartford

Captives Underwriter

Alpharetta, GA · Hybrid

$124K - $199K/yr

Clinton, NY office has been added as a location This position is responsible for the successful program management of assigned Captive programs. The Captives Underwriter will develop and maintain ...

RSUI Group

Underwriter Trainee

Atlanta, GA · On-site

The Program Our paid, full-time Underwriter Trainee Academy is an approximate 12-month, rotational experience designed to give you a hands-on introduction to specialty underwriting - and to RSUI ...

Jencap

Associate Underwriter

Atlanta, GA · On-site

... program management. The common thread woven throughout our success story is our collaborative and ... The Associate Underwriter is responsible for the underwriting of a book of business, utilizing ...

Chubb

Underwriter, Construction

Alpharetta, GA · On-site

$85K - $130K/yr

Chubb is seeking a Commercial Lines Underwriter to join its Small & Lower Midmarket ("SLM ... This role may also be eligible to participate in a discretionary annual incentive program. Chubb ...

Allianz

Underwriter - Property

Alpharetta, GA · On-site

$70K - $106K/yr

  • Retirement

Our experience speaks for itself, insuring the majority of Global Fortune 500 companies, managing over 1000 global property insurance programs, and fielding an underwriting team averaging over 20 ...

Tokio Marine HCC

Underwriter

Kennesaw, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position has defined underwriting authority and business development responsibility. Key ... Employee discount program * An opportunity to do meaningful work and love what you do About Us ...

Ryan Specialty

Senior Executive Underwriter

Atlanta, GA

$94K - $112K/yr

  • PTO

Negotiates coverage, pricing, and program structures while balancing client needs, broker expectations, and underwriting profitability objectives. * Collaborates with carriers, claims professionals ...

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All JobsProgram Underwriter JobsProgram Underwriter Jobs in Georgia

Program Underwriter information

See Georgia salary details

$27.4K

$66.6K

$117.8K

How much do program underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for program underwriter in Georgia is $66,604.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,500.00 and $73,500.00 per year, depending on experience, location, and employer.

How does a program underwriter typically collaborate with brokers and agents to ensure successful program outcomes?

Program Underwriters regularly work alongside brokers and agents to understand client needs, clarify program guidelines, and ensure that submissions meet underwriting criteria. This collaboration often includes providing guidance on documentation requirements, discussing risk appetite, and negotiating terms to balance client satisfaction with program profitability. Strong communication and relationship-building skills are essential, as underwriters must frequently coordinate with external partners while also aligning with internal teams such as claims and actuarial departments.

Is it hard to get a job in program underwriting?

Program underwriters typically need a strong understanding of insurance policies, risk assessment, and relevant certifications such as CPCU or ARM. Entry into the field can be competitive, but relevant experience, analytical skills, and industry knowledge improve job prospects.

What are the key skills and qualifications needed to thrive as a program underwriter, and why are they important?

To thrive as a Program Underwriter, you need strong analytical skills, a deep understanding of risk assessment, and expertise in insurance policies, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AU are highly beneficial. Exceptional attention to detail, negotiation ability, and effective communication help you build relationships with clients and collaborate with team members. These skills and qualifications are crucial to make sound underwriting decisions that balance profitability and risk for the organization.

Can I become a program underwriter with no experience?

Program underwriters typically require some background in insurance, finance, or risk assessment, but entry-level positions may be available for candidates with strong analytical skills and relevant education. Gaining knowledge of underwriting principles and obtaining industry certifications can improve chances of starting in this role without prior experience.

Do program underwriters make a lot of money?

Program underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Higher salaries are common for those with advanced certifications, specialized skills, or extensive experience in risk assessment and underwriting software tools.

What is a program underwriter?

A Program Underwriter is a specialized insurance professional who evaluates and manages insurance programs, often for niche markets or specific groups of clients. They assess risks, set premium rates, and ensure that policies comply with underwriting guidelines. Program Underwriters work closely with program administrators, agents, and insurers to develop and maintain profitable insurance programs. Their role often involves reviewing applications, analyzing data, and negotiating terms to balance risk and reward for the insurance company.

What is the difference between Program Underwriter vs Underwriting Assistant?

AspectProgram UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications, bachelor’s degree in finance or related fieldOften requires administrative or entry-level finance certifications, high school diploma or associate’s degree
Work EnvironmentWorks independently on risk assessment, policy approval, and pricingSupports underwriters with data entry, document management, and administrative tasks
Employer & Industry UsageCommon in insurance, banking, and financial servicesFound in similar industries, supporting underwriting teams

The Program Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Program Underwriter evaluates risks and makes policy decisions, requiring more advanced knowledge and certifications. The Underwriting Assistant provides administrative support, assisting underwriters with paperwork and data management. Both roles are essential in the underwriting process but serve different functions within the industry.

What are popular job titles related to Program Underwriter jobs in Georgia?

For Program Underwriter jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Program Underwriter jobs in Georgia look for?

The top searched job categories for Program Underwriter jobs in Georgia are:

Program Underwriter jobs near you
Infographic showing various Program Underwriter job openings in Georgia as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, 2% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $66,604 per year, or $32 per hour.

Underwriter - Program

Ryan Specialty

Atlanta, GA

$140K - $175K/yr

Full-time

PTO

Posted 3 days ago

New

Job description

Position Summary

Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team.
This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused industries, including staffing and workforce solutions organizations, janitorial and facility service providers, alarm and security contractors, fire protection companies, government service contractors, private investigation firms, and other niche commercial businesses.
The ideal candidate is more than a strong technical underwriter. They are proactive, relationship-oriented, commercially minded, and energized by the opportunity to build a business. They enjoy developing broker relationships, participating in market-facing activities, identifying growth opportunities, and taking on increasing responsibility as the portfolio continues to expand. This is an excellent opportunity for an ambitious underwriting professional seeking to make a meaningful impact within a growing specialty insurance platform.

What will your job entail?

Underwriting & Portfolio Management
  • Evaluate, price, and underwrite new and renewal business within delegated underwriting authority.
  • Analyze exposures, loss experience, financial information, operations, and risk characteristics.
  • Determine appropriate pricing, coverage structure, terms, conditions, and endorsements.
  • Maintain profitability, retention, and growth objectives across assigned programs.
  • Monitor portfolio performance and identify emerging trends, opportunities, and areas of concern.
  • Ensure underwriting decisions align with carrier guidelines, program objectives, and profitability targets.
Broker & Distribution Development
  • Build and maintain strong relationships with wholesale brokers, retail agents, and carrier partners.
  • Serve as a trusted resource regarding appetite, coverage solutions, underwriting strategy, and market conditions.
  • Conduct agency visits, broker meetings, and customer presentations.
  • Identify opportunities to expand distribution relationships and increase program visibility.
  • Represent Ryan Specialty National Programs at conferences, industry events, and marketing initiatives.
Program Growth & Leadership
  • Partner with leadership on program development and strategic growth initiatives.
  • Assist in evaluating new classes of business and market opportunities.
  • Contribute to underwriting guideline development and process improvements.
  • Support mentoring and development of junior underwriting talent.
  • Play an active role in building the long-term success of the portfolio and platform.
QualificationsRequired
  • 5+ years of commercial P&C underwriting experience.
  • Experience underwriting one or more of the following:
    • Commercial Package
    • Commercial Property
    • Commercial Auto
    • General Liability
    • Excess/Umbrella Liability
  • Strong analytical, financial, and risk assessment capabilities.
  • Proven ability to manage a profitable book of business.
  • Excellent communication and relationship-building skills.
  • Ability and willingness to travel for broker, agency, and customer meetings.
Preferred
  • MGA, MGU, delegated authority, program business, or E&S underwriting experience.
  • Experience working with wholesale distribution channels.
  • Prior business development or production underwriting experience.
  • Knowledge of service industry and contractor-focused risks.
  • CPCU, AU, ARM, or similar professional designation.
  • Prior mentoring, coaching, or informal leadership experience.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $140,000.00 - $175,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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