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Program Underwriter Jobs in Georgia (NOW HIRING)

This position has defined underwriting authority and business development responsibility.Key ... Student loan matching program * Employee discount program * An opportunity to do meaningful work ...

This position has defined underwriting authority and business development responsibility.Key ... Employee discount program * An opportunity to do meaningful work and love what you do About Us ...

Public Entity Underwriter We are adding to our diverse team of experts and are looking to hire ... A variety of health and wellness programs provided at no cost. * Paid time off for eligible family ...

Senior Underwriter

Gainesville, GA · On-site

$62K - $94K/yr

Evaluates and underwrites new and renewal business in accordance with Company underwriting ... Program in General Insurance (INS) or Associate of Risk Management (ARM), or a marketing ...

Senior Underwriter

Gainesville, GA · Remote

$62K - $94K/yr

Evaluates and underwrites new and renewal business in accordance with Company underwriting ... Program in General Insurance (INS) or Associate of Risk Management (ARM), or a marketing ...

Underwriting and pricing Lead Umbrella and Excess Casualty policies for US construction-based risks for various program types. * Cultivating strong relationships with brokers, clients and key ...

Sr. Sales Underwriter

Atlanta, GA · Remote

$96K - $114K/yr

Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs ... Underwriting Analysis, Coverage, and Pricing skills: * Proficiency assessing intricate risks across ...

Sr. Sales Underwriter

Atlanta, GA · Remote

$96K - $114K/yr

Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs ... Underwriting Analysis, Coverage, and Pricing skills: * Proficiency assessing intricate risks across ...

Underwriter III Department : Underwriting Workstyle: Remote Eligible Pay: The total expected pay ... Loan Program and Compliance Check * Confirms loan meets lender & regulatory guidelines (e.g ...

Sr. Sales Underwriter

Atlanta, GA · On-site

$96K - $114K/yr

Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs ... Underwriting Analysis, Coverage, and Pricing skills: * Proficiency assessing intricate risks across ...

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Showing results 1-20

Program Underwriter information

See Georgia salary details

$27.4K

$66.6K

$117.8K

How much do program underwriter jobs pay per year?

As of Jun 21, 2026, the average yearly pay for program underwriter in Georgia is $66,604.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,500.00 and $73,500.00 per year, depending on experience, location, and employer.

How does a Program Underwriter typically collaborate with brokers and agents to ensure successful program outcomes?

Program Underwriters regularly work alongside brokers and agents to understand client needs, clarify program guidelines, and ensure that submissions meet underwriting criteria. This collaboration often includes providing guidance on documentation requirements, discussing risk appetite, and negotiating terms to balance client satisfaction with program profitability. Strong communication and relationship-building skills are essential, as underwriters must frequently coordinate with external partners while also aligning with internal teams such as claims and actuarial departments.

What are the key skills and qualifications needed to thrive as a Program Underwriter, and why are they important?

To thrive as a Program Underwriter, you need strong analytical skills, a deep understanding of risk assessment, and expertise in insurance policies, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AU are highly beneficial. Exceptional attention to detail, negotiation ability, and effective communication help you build relationships with clients and collaborate with team members. These skills and qualifications are crucial to make sound underwriting decisions that balance profitability and risk for the organization.

What is a Program Underwriter?

A Program Underwriter is a specialized insurance professional who evaluates and manages insurance programs, often for niche markets or specific groups of clients. They assess risks, set premium rates, and ensure that policies comply with underwriting guidelines. Program Underwriters work closely with program administrators, agents, and insurers to develop and maintain profitable insurance programs. Their role often involves reviewing applications, analyzing data, and negotiating terms to balance risk and reward for the insurance company.

What is the difference between Program Underwriter vs Underwriting Assistant?

AspectProgram UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications, bachelor’s degree in finance or related fieldOften requires administrative or entry-level finance certifications, high school diploma or associate’s degree
Work EnvironmentWorks independently on risk assessment, policy approval, and pricingSupports underwriters with data entry, document management, and administrative tasks
Employer & Industry UsageCommon in insurance, banking, and financial servicesFound in similar industries, supporting underwriting teams

The Program Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Program Underwriter evaluates risks and makes policy decisions, requiring more advanced knowledge and certifications. The Underwriting Assistant provides administrative support, assisting underwriters with paperwork and data management. Both roles are essential in the underwriting process but serve different functions within the industry.

Infographic showing various Program Underwriter job openings in Georgia as of June 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $66,604 per year, or $32 per hour.

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 20 days ago


Job description

Help us insure itTokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our "Mind Over Risk" philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what's next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.Role OverviewUnder supervision, makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. This position has defined underwriting authority and business development responsibility.Key Responsibilities
  • Meet annual company goals for profitability, renewal retention, revenue growth, and new business production.
  • Evaluates risk acceptability within established guidelines and set appropriate rates and factor levels.
  • Analyze proposed plan changes to acceptability and cost.
  • Work in conjunction with the sales department to follow-up on quoted cases.
  • Communicates with third-party administrators/brokers to answer questions, explain decisions, deal with issues, build, and maintain productive relationships. Respond appropriately and in a timely manner to service requests.
  • Complete requests for proposal (RFPs) in a timely manner and follow-up for status and competitive numbers.
  • Ability to occasionally travel to visit external and internal for sales and business development as needed.
  • Ability to successfully participate in and complete projects and other activities as assigned.
  • Other duties as assigned.
What You Bring
  • 4 Year / Bachelor's Degree in Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience
  • 2 years of preferred relevant experience in Stop Loss underwriting
  • Preferred work towards Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s)
  • Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals
  • Possess and have ability to apply knowledge of principles, practices, and procedures
  • Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy
  • Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously
  • Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment
  • Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)
  • Collaboration skills and ability to work on a team.
  • Adaptability and willingness to learn.
  • Strong organizational skills
  • Preferred: previous knowledge and experience using Young Consulting's ESLOffice or equivalent.
What We Offer
  • Competitive salary and comprehensive benefit package
  • Strong learning culture with ongoing development opportunities
  • Opportunities for growth and career advancement
  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
  • Basic life and disability insurance
  • 401(k) plan with 6% company match
  • 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off
  • Paid parental leave
  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
  • Student loan matching program
  • Employee discount program
  • An opportunity to do meaningful work and love what you do
About UsTokio Marine HCC is a leading specialty insurance group with offices in the United States,the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don't even know exist. Every policy we write is special, enabling our clients to do amazing things.For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC - A&H Group, has been at the forefront of medical stop loss insurance. In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, level funded stop loss, Organ & Tissue Transplant insurance and MedPlus insurance. Tokio Marine HCC - A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.Equal Opportunity EmployerTMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.#LI-CM3#stoploss1