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Program Underwriter Jobs (NOW HIRING)

Canopius

Programs Underwriter

Chicago, IL · On-site

$100K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

The Role To evaluate and underwrite Commercial Programs, written on a surplus-lines basis via MGA partnerships on behalf of Canopius US Insurance (CUSI), in accordance with the approved business plan ...

Amwins

Sr. Underwriter

Portsmouth, NH · On-site +1

$100K - $118K/yr

Job Title: Sr. Underwriter-Amwins Program Underwriters (MGA, part of Amwins) This individual will support the MountainGuard Program. MountainGuard has weathered every change in the ski industry, from ...

Canopius

Programs Underwriter

Chicago, IL · Hybrid

$100K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

The Role To evaluate and underwrite Commercial Programs, written on a surplus-lines basis via MGA partnerships on behalf of Canopius US Insurance (CUSI), in accordance with the approved business plan ...

Amwins

Sr. Underwriter

Portsmouth, NH · On-site

$100K - $118K/yr

Job Title: Sr. Underwriter-Amwins Program Underwriters (MGA, part of Amwins) This individual will support the MountainGuard Program. MountainGuard has weathered every change in the ski industry, from ...

Amwins

Senior Underwriter

Portsmouth, NH · On-site

$100K - $118K/yr

Underwrites new and renewal program business for acceptability based on guidelines established by company and Amwins Program Underwriters: reviews applications, coverages, classifications, exposures ...

Amwins

Senior Underwriter

Portsmouth, NH · On-site +1

$100K - $118K/yr

Underwrites new and renewal program business for acceptability based on guidelines established by company and Amwins Program Underwriters: reviews applications, coverages, classifications, exposures ...

Amwins

Associate Underwriter

Anaheim, CA · On-site

$70K - $75K/yr

  • PTO

That investment shows in everything we do; education and development programs, comprehensive and ... Join Amwins Program Underwriters as an Associate Underwriter! This is a hybrid position post ...

Amwins

Associate Underwriter

Anaheim, CA · Hybrid

$70K - $75K/yr

That investment shows in everything we do; education and development programs, comprehensive and ... Join Amwins Program Underwriters as an Associate Underwriter! This is a hybrid position post ...

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All JobsProgram Underwriter Jobs

Program Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do program underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for program underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a program underwriter?

A Program Underwriter is a specialized insurance professional who evaluates and manages insurance programs, often for niche markets or specific groups of clients. They assess risks, set premium rates, and ensure that policies comply with underwriting guidelines. Program Underwriters work closely with program administrators, agents, and insurers to develop and maintain profitable insurance programs. Their role often involves reviewing applications, analyzing data, and negotiating terms to balance risk and reward for the insurance company.

What are the key skills and qualifications needed to thrive as a program underwriter, and why are they important?

To thrive as a Program Underwriter, you need strong analytical skills, a deep understanding of risk assessment, and expertise in insurance policies, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AU are highly beneficial. Exceptional attention to detail, negotiation ability, and effective communication help you build relationships with clients and collaborate with team members. These skills and qualifications are crucial to make sound underwriting decisions that balance profitability and risk for the organization.

How does a program underwriter typically collaborate with brokers and agents to ensure successful program outcomes?

Program Underwriters regularly work alongside brokers and agents to understand client needs, clarify program guidelines, and ensure that submissions meet underwriting criteria. This collaboration often includes providing guidance on documentation requirements, discussing risk appetite, and negotiating terms to balance client satisfaction with program profitability. Strong communication and relationship-building skills are essential, as underwriters must frequently coordinate with external partners while also aligning with internal teams such as claims and actuarial departments.

What is the difference between Program Underwriter vs Underwriting Assistant?

AspectProgram UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications, bachelor’s degree in finance or related fieldOften requires administrative or entry-level finance certifications, high school diploma or associate’s degree
Work EnvironmentWorks independently on risk assessment, policy approval, and pricingSupports underwriters with data entry, document management, and administrative tasks
Employer & Industry UsageCommon in insurance, banking, and financial servicesFound in similar industries, supporting underwriting teams

The Program Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Program Underwriter evaluates risks and makes policy decisions, requiring more advanced knowledge and certifications. The Underwriting Assistant provides administrative support, assisting underwriters with paperwork and data management. Both roles are essential in the underwriting process but serve different functions within the industry.

Can I become a program underwriter with no experience?

Program underwriters typically require some background in insurance, finance, or risk assessment, but entry-level positions may be available for candidates with strong analytical skills and relevant education. Gaining knowledge of underwriting principles and obtaining industry certifications can improve chances of starting in this role without prior experience.

Do program underwriters make a lot of money?

Program underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Higher salaries are common for those with advanced certifications, specialized skills, or extensive experience in risk assessment and underwriting software tools.

Is it hard to get a job in program underwriting?

Program underwriters typically need a strong understanding of insurance policies, risk assessment, and relevant certifications such as CPCU or ARM. Entry into the field can be competitive, but relevant experience, analytical skills, and industry knowledge improve job prospects.
More about Program Underwriter jobs

What cities are hiring for Program Underwriter jobs?

Cities with the most Program Underwriter job openings:

What states have the most Program Underwriter jobs?

States with the most job openings for Program Underwriter jobs include:

What job categories do people searching Program Underwriter jobs look for?

The top searched job categories for Program Underwriter jobs are:

Program Underwriter jobs near you
Infographic showing various Program Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Programs Underwriter

Canopius

Chicago, IL • On-site

$100K - $140K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 19 days ago

Job description


The Role
To evaluate and underwrite Commercial Programs, written on a surplus-lines basis via MGA partnerships on behalf of Canopius US Insurance (CUSI), in accordance with the approved business plan and defined personal authority limits.
Responsibilities
  • Review individual submissions to MGA's for policies that fall outside of their assigned authority levels.
  • Comply with company policies and risk appetite.
  • Adhere to Underwriting guidelines and contract terms such as risk limits, rates, and aggregate limits.
  • Conduct monthly and annual audits.
  • Further develop company relationships with assigned MGAs.

Skills and Experience
  • 3-7 years of commercial underwriting experience.
  • General knowledge in Commercial Property/Liability/Auto/IM/MTC/Excess/Package Underwriting in one or more of the following classes: Mercantile, Hospitality, Habitational, Transportation, Manufacturing, Wholesale and Cannabis; preferably a generalist.
  • Individual desk underwriting / quoting experience.
  • Interpret written guidelines for Underwriting rules and apply to real life scenarios
  • Communication skills.
  • Ability to work and learn with a sense of urgency in a fast-paced environment.
  • Have accountability for assigned tasks.
  • Strong analytical and problem-solving skills.
  • Decision maker.
  • Ability to adapt and change.

Salary Range: $100,000 - $140,000
About Us
Our benefits
We offer all employees a comprehensive benefits package that focuses on their whole wellbeing. This includes hybrid working, a competitive base salary, non-contributory 401k, discretionary bonus, insurances including medical, dental and vision cover, and many other benefits to enhance financial, physical, social and psychological health.
About Canopius
Canopius is a global specialty lines (re)insurer. We are one of the leading insurers in the Lloyd's of London insurance market with offices in the UK, US, Singapore, Australia and Bermuda.
At Canopius we foster a distinctive, positive culture which enables us to bring our whole selves to work to flourish as people, and build a business which delivers profitable, sustainable results.
Canopius operates a flexible, hybrid working model and is committed to providing an environment that challenges employees to be their best and where everyone's unique contributions are recognised, valued and respected.
We are fully committed to equal employment opportunities for all applicants and providing employees with a work environment free of discrimination and harassment. All employment decisions are made regardless of age, sex, gender identity, ethnicity, disability, sexual orientation, socio-economic background, religion or beliefs, marital or caring status, or any other status protected by the laws or regulations in the locations where we operate. We encourage and welcome applicants from all diverse backgrounds.
We make reasonable adjustments throughout the recruitment process and during employment. Please let us know if you require any information in an alternate format or any other reasonable adjustments.

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