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Sba Credit Analyst Jobs (NOW HIRING)

SBA Underwriter

FL · Remote

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility ...

SBA Business Development Officer

Memphis, TN · On-site +1

$74K - $103K/yr

Knowledge of the credit, packaging and closing process and procedures is necessary to effectively ... Knowledge of SBA underwriting, financial analysis and SBA regulations. Key Competencies: * Skilled ...

SBA Underwriter

FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility ...

SVP, SBA Senior Credit Officer

Miami, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division. * Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk ...

SBA underwriting or assistance with SBA programs or SBA packaging as LSP. * Perform other duties as assigned. QUALIFICATIONS: Required Skills/Abilities: * Previous experience in credit analysis.

SVP, SBA Senior Credit Officer

Saint Petersburg, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division. * Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk ...

SVP, SBA Senior Credit Officer

Miami, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division. * Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk ...

Showing results 41-60

Sba Credit Analyst information

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$15

$29

$49

How much do sba credit analyst jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for sba credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an SBA credit analyst?

To thrive as an SBA Credit Analyst, you need strong analytical skills, knowledge of financial statements, and understanding of SBA loan guidelines, often backed by a degree in finance or a related field. Familiarity with financial analysis software, SBA loan processing systems, and certifications like the Credit Risk Certification (CRC) can be highly beneficial. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating loan applications and interacting with clients. These abilities are vital to accurately assess credit risk, ensure compliance with SBA requirements, and facilitate successful lending decisions.

What are some common challenges SBA credit analysts face when evaluating small business loan applications?

SBA Credit Analysts often encounter challenges such as assessing the financial health of businesses with limited credit history or incomplete documentation. They must carefully analyze business plans, cash flow projections, and collateral, all while ensuring compliance with both SBA and lender guidelines. Balancing thorough risk assessment with the need to support small businesses can be demanding, especially when working under tight deadlines. Strong communication with applicants and internal teams is essential to address these challenges efficiently.

What is the difference between Sba Credit Analyst vs Commercial Loan Analyst?

AspectSba Credit AnalystCommercial Loan Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses are commonSimilar educational background; often holds finance or accounting degrees; certifications like CFA are also valued
Work EnvironmentWorks primarily in banks, credit unions, or specialized Sba lending institutionsEmployed in banks, financial institutions, or lending firms focusing on commercial loans
Employer & Industry UsageUsed mainly in Sba loan programs, government-backed lendingCommon in commercial banking and business lending sectors

Both roles involve analyzing creditworthiness and financial data, but Sba Credit Analysts focus specifically on Small Business Administration loans, while Commercial Loan Analysts handle broader commercial lending. The skills and certifications overlap significantly, making them closely related roles within the lending industry.

What is an SBA credit analyst?

SBA Credit Analysts are financial professionals who evaluate loan applications specifically for Small Business Administration (SBA) loans. They analyze the creditworthiness of businesses seeking SBA-backed financing by reviewing financial statements, business plans, and cash flow projections. Their primary role is to assess risk and ensure that loan applicants meet both the lender’s and the SBA’s criteria. SBA Credit Analysts also prepare reports and make recommendations to loan officers or credit committees. They play a crucial part in supporting small business growth by facilitating access to government-backed loans.
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States with the most job openings for Sba Credit Analyst jobs include:

Infographic showing various Sba Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

SBA Business Development Officer

Truliant Federal Credit Union

Winston Salem, NC • On-site, Remote

$77K - $106K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago


Job description

Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves.

Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do.

Why this role matters

At Truliant Federal Credit Union, helping businesses access the right financing strengthens the communities and members we serve. As an SBA Business Development Officer,you'llexpand Truliant's presence in the SBA marketplace by building trusted referral partnerships and guiding borrowers through financing for acquisitions, expansion, refinancing, commercial real estate, and working capital. This is an exciting opportunity for someone who enjoys developing relationships, structuring complex opportunities, and turning market connections into meaningful business growth.

Whatyou'lldo

In this role,you'llserve as Truliant's primary market-facing representative and subject matter expert for SBA 7(a) lending.You'llown externally sourced loan development frominitialopportunity through credit and closing, while keeping borrowers, referral partners, and internal teams aligned throughout the process.

Day to day,you'll:

  • Build and expand a network of business brokers, CPAs, attorneys, commercial real estate brokers, franchise consultants, bankers, and other professional partners who generate SBA 7(a) opportunities.

  • Screen opportunities for SBA eligibility, structure transactions, and prepare a BDO workbook with high-level cash flow analysis, a clear transaction narrative, and key risk considerations.

  • Partner with SBA credit, underwriting, loan coordination, closing, and portfolio management teams to move qualified opportunities from early review through closing and ongoing borrower communication.

What you bring

We'relooking for an experienced SBA lender who combines market development skills with strong credit knowledge, clear communication, and disciplined follow-through. Successful candidates can earn trust with external partners, evaluate opportunities thoughtfully, and coordinate effectively across the full SBA loan lifecycle.

Required Experience:

  • 2-5+ years of SBA lending experience.

  • Annual SBA 7(a) production of $15 million or greater.

Required Skills:

  • Apply strong knowledge of SBA SOP, credit principles, and the SBA 7(a) process to screen, structure, and advance loan opportunities.

  • Develop andmaintainexternal referral relationships that consistently generate SBA loan opportunities.

  • Present transaction structures, approved terms, conditions, and timelines clearly to borrowers, referral partners, and internal stakeholders.

  • Understand and coordinate the business processes within the SBA loan lifecycle, including prescreening, packaging, underwriting, closing, and portfolio communication.

  • Use Microsoft Excel and Word at an intermediate level to analyze and organize opportunity information.

  • Manage details, priorities, and deadlines independently in a virtual office environment while collaborating closely with SBA teammates.

Education/Certifications:

  • Bachelor's degree or equivalent experience in Business, Finance, ora relatedfield.

You should also be comfortable operating with minimal supervision, adjusting your approach as market conditions shift, andrepresentingTruliant with professionalism and responsiveness in external meetings, events, and industry forums.

What sets you apart

Youdon'tneed to check every box, buthere'swhat will help you thrive in this role:

  • An established network of SBA referral partners, such as business brokers, CPAs, attorneys, commercial real estate brokers, franchise consultants, or bankers.

  • Experience financing business acquisitions, expansions, refinances, commercial real estate, or working capital transactions through SBA 7(a) lending.

  • Experiencerepresentingan SBA program through community activities, industry events, or professional forums.

Whatyou'llget

We believe in supporting our team members both professionally and personally.

In this role, you can expect:

  • A highly visible opportunity to grow Truliant's SBA presence by building relationships across the business and professional community.

  • Ownership of meaningful financing opportunities that can help business ownersacquire, expand, refinance, and invest in their companies.

  • Close partnership with experienced SBA credit, underwriting, coordination, closing, and portfolio management teammates.

  • The opportunity to deepen your SBAexpertisewhilerepresentinga member-focused credit union known for professionalism, responsiveness, and service.

  • Career development, competitive benefits, and the chance to make a measurable contribution to Truliant's SBA program and the businesses it serves.

Ready to Apply?

If you have a passion for member service and would like to invest in a meaningful career with opportunity for growth, we encourage you to apply to Truliant!

As a member of the Truliant family, you will enjoy the following full time benefits:

  • No-cost employee Medical, dental, vision coverage
  • Prescription benefits (including mail order)
  • Paid holidays and Paid Time Off (PTO)
  • 401(k) plan with contribution matching
  • Paid community involvement volunteers hours
  • Paid group life Insurance
  • Teammate loan discounts
  • Tuition reimbursement
  • Short and long-term disability
  • Health & Wellness program
  • Teledoc (physician video conferencing)
  • Onsite fitness facilities or health club reimbursement
  • Employee Assistance Program (EAP)
  • Medical flexible spending account
  • Dependent care flexible spending account