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Sba Credit Analyst Jobs (NOW HIRING)

$120 - $180/hr

... flow analysis, a clear transaction narrative, and key risk considerations.Partner with SBA credit, underwriting, loan coordination, closing, and portfolio management teams to move qualified ...

SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility ...

$110 - $180/hr

... analysis, a clear transaction narrative, and key risk considerations.* Partner with SBA credit, underwriting, loan coordination, closing, and portfolio management teams to move qualified ...

NY · On-site

$85 - $120/hr

SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility ...

Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division. * Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk ...

SBA underwriting or assistance with SBA programs or SBA packaging as LSP. * Perform other duties as assigned. QUALIFICATIONS: Required Skills/Abilities: * Previous experience in credit analysis.

Credit Analyst

Santa Cruz, CA · On-site

$27 - $30/hr

The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley and a top USDA lender in ... The Credit Analyst spreads financial statements, analyzes loan requests, and prepares credit ...

Responsibilities include portfolio management, credit analysis, underwriting, and sales support. The role also involves identifying and mitigating underwriting risks, analyzing new SBA credit ...

Credit Analyst

Santa Cruz, CA · On-site

$60 - $80/hr

The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley and a top USDA lender in ... The Credit Analyst spreads financial statements, analyzes loan requests, and prepares credit ...

Senior Credit Analyst

Northbrook, IL · On-site

$95K - $105K/yr

All C&I and SBA Loans follow the loan policy of the bank, the OCC, FDIC, and the SBA policies and procedures. Pre-Deal Submission: * Analyze credit data and financial statements of individuals or ...

$88 - $102/hr

Responsibilities include portfolio management, credit analysis, underwriting, and sales support. The role also involves identifying and mitigating underwriting risks, analyzing new SBA credit ...

New

Senior Credit Analyst

Northbrook, IL · On-site

$90 - $130/hr

All C&I and SBA Loans follow the loan policy of the bank, the OCC, FDIC, and the SBA policies and procedures. Pre-Deal Submission: * Analyze credit data and financial statements of individuals or ...

Showing results 41-60

Sba Credit Analyst information

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$15

$29

$49

How much do sba credit analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for sba credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is an SBA credit analyst?

SBA Credit Analysts are financial professionals who evaluate loan applications specifically for Small Business Administration (SBA) loans. They analyze the creditworthiness of businesses seeking SBA-backed financing by reviewing financial statements, business plans, and cash flow projections. Their primary role is to assess risk and ensure that loan applicants meet both the lender’s and the SBA’s criteria. SBA Credit Analysts also prepare reports and make recommendations to loan officers or credit committees. They play a crucial part in supporting small business growth by facilitating access to government-backed loans.

What are the key skills and qualifications needed to thrive as an SBA credit analyst?

To thrive as an SBA Credit Analyst, you need strong analytical skills, knowledge of financial statements, and understanding of SBA loan guidelines, often backed by a degree in finance or a related field. Familiarity with financial analysis software, SBA loan processing systems, and certifications like the Credit Risk Certification (CRC) can be highly beneficial. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating loan applications and interacting with clients. These abilities are vital to accurately assess credit risk, ensure compliance with SBA requirements, and facilitate successful lending decisions.

What are some common challenges SBA credit analysts face when evaluating small business loan applications?

SBA Credit Analysts often encounter challenges such as assessing the financial health of businesses with limited credit history or incomplete documentation. They must carefully analyze business plans, cash flow projections, and collateral, all while ensuring compliance with both SBA and lender guidelines. Balancing thorough risk assessment with the need to support small businesses can be demanding, especially when working under tight deadlines. Strong communication with applicants and internal teams is essential to address these challenges efficiently.

What is the difference between Sba Credit Analyst vs Commercial Loan Analyst?

AspectSba Credit AnalystCommercial Loan Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses are commonSimilar educational background; often holds finance or accounting degrees; certifications like CFA are also valued
Work EnvironmentWorks primarily in banks, credit unions, or specialized Sba lending institutionsEmployed in banks, financial institutions, or lending firms focusing on commercial loans
Employer & Industry UsageUsed mainly in Sba loan programs, government-backed lendingCommon in commercial banking and business lending sectors

Both roles involve analyzing creditworthiness and financial data, but Sba Credit Analysts focus specifically on Small Business Administration loans, while Commercial Loan Analysts handle broader commercial lending. The skills and certifications overlap significantly, making them closely related roles within the lending industry.

More about Sba Credit Analyst jobs

What cities are hiring for Sba Credit Analyst jobs?

Cities with the most Sba Credit Analyst job openings:

What are the most commonly searched types of Sba Credit Analyst jobs?

The most popular types of Sba Credit Analyst jobs are:

What states have the most Sba Credit Analyst jobs?

States with the most job openings for Sba Credit Analyst jobs include:

Infographic showing various Sba Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

$120 - $180/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago


Key responsibilities

  • Build and expand a network of professional partners to generate SBA 7(a) loan opportunities.

  • Screen opportunities for SBA eligibility, structure transactions, and prepare high-level cash flow analysis and transaction narratives.

  • Partner with credit, underwriting, loan coordination, and closing teams to move qualified opportunities through the loan lifecycle.


Job description

Truliant’s mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves.Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do.Why this role mattersAt Truliant Federal Credit Union, helping businesses access the right financing strengthens the communities and members we serve. As an SBA Business Development Officer, you’ll expand Truliant’s presence in the SBA marketplace by building trusted referral partnerships and guiding borrowers through financing for acquisitions, expansion, refinancing, commercial real estate, and working capital. This is an exciting opportunity for someone who enjoys developing relationships, structuring complex opportunities, and turning market connections into meaningful business growth.What you’ll doIn this role, you’ll serve as Truliant’s primary market-facing representative and subject matter expert for SBA 7(a) lending. You’ll own externally sourced loan development from initial opportunity through credit and closing, while keeping borrowers, referral partners, and internal teams aligned throughout the process.Day to day, you’ll:Build and expand a network of business brokers, CPAs, attorneys, commercial real estate brokers, franchise consultants, bankers, and other professional partners who generate SBA 7(a) opportunities.Screen opportunities for SBA eligibility, structure transactions, and prepare a BDO workbook with high-level cash flow analysis, a clear transaction narrative, and key risk considerations.Partner with SBA credit, underwriting, loan coordination, closing, and portfolio management teams to move qualified opportunities from early review through closing and ongoing borrower communication.What you bringWe’re looking for an experienced SBA lender who combines market development skills with strong credit knowledge, clear communication, and disciplined follow-through. Successful candidates can earn trust with external partners, evaluate opportunities thoughtfully, and coordinate effectively across the full SBA loan lifecycle.Required Experience:2-5+ years of SBA lending experience.Annual SBA 7(a) production of $15 million or greater.Required Skills:Apply strong knowledge of SBA SOP, credit principles, and the SBA 7(a) process to screen, structure, and advance loan opportunities.Develop and maintain external referral relationships that consistently generate SBA loan opportunities.Present transaction structures, approved terms, conditions, and timelines clearly to borrowers, referral partners, and internal stakeholders.Understand and coordinate the business processes within the SBA loan lifecycle, including prescreening, packaging, underwriting, closing, and portfolio communication.Use Microsoft Excel and Word at an intermediate level to analyze and organize opportunity information.Manage details, priorities, and deadlines independently in a virtual office environment while collaborating closely with SBA teammates.Education/Certifications:Bachelor’s degree or equivalent experience in Business, Finance, or a related field.You should also be comfortable operating with minimal supervision, adjusting your approach as market conditions shift, and representing Truliant with professionalism and responsiveness in external meetings, events, and industry forums.What sets you apartYou don’t need to check every box, but here’s what will help you thrive in this role:An established network of SBA referral partners, such as business brokers, CPAs, attorneys, commercial real estate brokers, franchise consultants, or bankers.Experience financing business acquisitions, expansions, refinances, commercial real estate, or working capital transactions through SBA 7(a) lending.Experience representing an SBA program through community activities, industry events, or professional forums.What you’ll getWe believe in supporting our team members both professionally and personally.In this role, you can expect:A highly visible opportunity to grow Truliant’s SBA presence by building relationships across the business and professional community.Ownership of meaningful financing opportunities that can help business owners acquire, expand, refinance, and invest in their companies.Close partnership with experienced SBA credit, underwriting, coordination, closing, and portfolio management teammates.The opportunity to deepen your SBA expertise while representing a member-focused credit union known for professionalism, responsiveness, and service.Career development, competitive benefits, and the chance to make a measurable contribution to Truliant’s SBA program and the businesses it serves.Ready to Apply?If you have a passion for member service and would like to invest in a meaningful career with opportunity for growth, we encourage you to apply to Truliant!As a member of the Truliant family, you will enjoy the following full time benefits:No-cost employee Medical, dental, vision coveragePrescription benefits (including mail order)Paid holidays and Paid Time Off (PTO)401(k) plan with contribution matchingPaid community involvement volunteers hoursPaid group life InsuranceTeammate loan discountsTuition reimbursementShort and long-term disabilityHealth & Wellness programTeledoc (physician video conferencing)Onsite fitness facilities or health club reimbursementEmployee Assistance Program (EAP)Medical flexible spending accountDependent care flexible spending account #J-18808-Ljbffr