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Union Sba Credit Analyst Jobs (NOW HIRING)

US Bank

SBA Credit Analyst 6

Brookfield, WI · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

Us Bank

SBA Credit Analyst 6

Irving, TX · On-site

$111 - $131/hr

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Tempe, AZ · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Los Angeles, CA · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Irving, TX · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Columbus, OH · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Denver, CO · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Minneapolis, MN · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

U.S. Bank

SBA Credit Analyst 6

Los Angeles, CA · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

US Bank

SBA Credit Analyst 6

Gresham, OR · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

Truliant Federal Credit Union

$120 - $180/hr

Why this role mattersAt Truliant Federal Credit Union, helping businesses access the right ... Use Microsoft Excel and Word at an intermediate level to analyze and organize opportunity ...

Truliant Federal Credit Union

$110 - $180/hr

At Truliant Federal Credit Union, helping businesses access the right financing strengthens the ... Use Microsoft Excel and Word at an intermediate level to analyze and organize opportunity ...

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$38.5K

$91.9K

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How much do union sba credit analyst jobs pay per year?

As of Sep 7, 2026, the average yearly pay for union sba credit analyst in the United States is $91,938.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $104,000.00 per year, depending on experience, location, and employer.

What is a Union SBA Credit Analyst?

A Union SBA Credit Analyst is a financial professional who specializes in evaluating and analyzing loan applications under the U.S. Small Business Administration (SBA) programs, typically within a credit union. They assess the creditworthiness of small business borrowers by reviewing financial statements, credit histories, and business plans to ensure compliance with SBA guidelines. Their role is crucial in helping credit unions mitigate risk while supporting small business growth through SBA-backed loans.

What are the main challenges faced by a Union SBA Credit Analyst when evaluating small business loan applications?

A Union SBA Credit Analyst often encounters the challenge of assessing the creditworthiness of small businesses with limited financial histories or unconventional revenue streams. Balancing regulatory compliance with the SBA's specific guidelines while meeting the credit union's risk tolerance can be complex. Additionally, analysts work closely with loan officers and underwriters to gather complete and accurate documentation, which requires strong attention to detail and effective communication. Staying current with evolving SBA policies is also essential for ensuring successful loan processing and approval.

What are the key skills and qualifications needed to thrive as a Union SBA Credit Analyst, and why are they important?

To thrive as a Union SBA Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and knowledge of SBA lending guidelines, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial analysis software, loan origination systems, and experience with SBA loan programs and compliance is highly beneficial. Attention to detail, effective communication, and problem-solving abilities are vital soft skills for this role. These competencies ensure accurate risk assessment, regulatory compliance, and successful loan processing within the specialized field of SBA lending.

What is the difference between Union Sba Credit Analyst vs Commercial Loan Analyst?

AspectUnion Sba Credit AnalystCommercial Loan Analyst
Required CredentialsBachelor's degree, credit analysis certifications often preferredBachelor's degree, financial analysis certifications common
Work EnvironmentBank or credit union specializing in SBA loansCommercial banks, financial institutions, or lending firms
Employer & Industry UsagePrimarily in credit unions and SBA-focused lendersIn broader banking and commercial lending sectors
Common Search & ComparisonYesYes

The Union Sba Credit Analyst and Commercial Loan Analyst roles share similarities in credentials and work environment, often involving credit evaluation within financial institutions. However, the Union Sba Credit Analyst specializes in SBA loan programs, while the Commercial Loan Analyst handles a wider range of commercial lending. Both roles require strong financial analysis skills and are key in the lending process, but their focus and industry usage differ slightly.

What cities are hiring for Union Sba Credit Analyst jobs?

Cities with the most Union Sba Credit Analyst job openings:

What are the most commonly searched types of Sba Credit Analyst jobs?

The most popular types of Sba Credit Analyst jobs are:

What states have the most Union Sba Credit Analyst jobs?

States with the most job openings for Union Sba Credit Analyst jobs include:

Union Sba Credit Analyst jobs near you

SBA Credit Analyst 6

US Bank

Brookfield, WI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago

U.S. Bank rating

8.1

Company rating: 8.1 out of 10

Based on 364 frontline employees who took The Breakroom Quiz

67th of 175 rated banks

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal, extension, and SBA-guaranteed loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. This includes evaluating borrower eligibility, repayment capacity, collateral adequacy, and compliance with SBA lending guidelines and program requirements.

Reviews customer accounts and portfolios, including SBA 7(a) and 504 loans, to identify, evaluate, and determine the appropriate course of action on potential credit quality, servicing, and compliance issues in order to maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs).

May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA lending initiatives and ensure accurate credit documentation and risk assessment.

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Typically six or more years of relevant experience

Preferred Skills/Experience

  • Strong credit analysis and analytical skills

  • Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

  • Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures, underwriting considerations, and servicing requirements

  • Background in economics, accounting, and/or finance

  • Effective technical report writing skills, including preparation of credit memorandums and loan approval packages

  • Effective verbal and written communication skills

  • Proficient computer navigation skills using a variety of software packages

  • Experience reviewing financial statements, personal and business tax returns, cash flow analyses, collateral valuations, and guarantor support for SBA lending transactions

Other Preferred Qualifications:

  • Experience with SBA 7(a) and 504 loan programs, including underwriting, portfolio monitoring, servicing, and annual review processes

  • Familiarity with SBA SOP 50 10

  • Knowledge of SBA eligibility, guaranty preservation, collateral, and compliance requirements

  • Proficiency in nCino, AFS, and Excel

  • Effective technical writing skills for credit memorandums, annual reviews, and credit approval documentation

  • Ability to identify and escalate portfolio, servicing, and compliance risks associated with SBA-guaranteed loans

  • Experience partnering with relationship managers, underwriters, and servicing teams to support small business lending objectives

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,095.00 - $130,700.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

What U.S. Bank employees say

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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

Social media

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