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Union Sba Credit Analyst Jobs (NOW HIRING)

Busey

SBA Credit Analyst II

Leawood, KS · Hybrid

$103K - $135K/yr

Position Summary The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and ...

Busey

SBA Credit Analyst II

Plainfield, NJ · Hybrid

$103K - $135K/yr

Position Summary The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and ...

Busey

SBA Credit Analyst II

Scottsdale, AZ · Hybrid

$103K - $135K/yr

Position Summary The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and ...

Busey

SBA Credit Analyst II

Dallas, TX · Hybrid

$103K - $135K/yr

Position Summary The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and ...

Busey

SBA Credit Analyst II

Naperville, IL · Hybrid

$103K - $135K/yr

Position Summary The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and ...

Busey

SBA Credit Analyst II

Schaumburg, IL · Hybrid

$103K - $135K/yr

Position Summary The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and ...

US Bank

SBA Credit Analyst 6

Minneapolis, MN · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Gresham, OR · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Charlotte, NC

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Tempe, AZ

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Los Angeles, CA · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Columbus, OH · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Brookfield, WI · On-site

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

US Bank

SBA Credit Analyst 6

Dallas, TX

Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs). May use ...

New

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All JobsUnion Sba Credit Analyst Jobs

Union Sba Credit Analyst information

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$38.5K

$91.9K

$140K

How much do union sba credit analyst jobs pay per year?

As of Jul 26, 2026, the average yearly pay for union sba credit analyst in the United States is $91,938.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $104,000.00 per year, depending on experience, location, and employer.

What are the main challenges faced by a Union SBA Credit Analyst when evaluating small business loan applications?

A Union SBA Credit Analyst often encounters the challenge of assessing the creditworthiness of small businesses with limited financial histories or unconventional revenue streams. Balancing regulatory compliance with the SBA's specific guidelines while meeting the credit union's risk tolerance can be complex. Additionally, analysts work closely with loan officers and underwriters to gather complete and accurate documentation, which requires strong attention to detail and effective communication. Staying current with evolving SBA policies is also essential for ensuring successful loan processing and approval.

What are the key skills and qualifications needed to thrive as a Union SBA Credit Analyst, and why are they important?

To thrive as a Union SBA Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and knowledge of SBA lending guidelines, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial analysis software, loan origination systems, and experience with SBA loan programs and compliance is highly beneficial. Attention to detail, effective communication, and problem-solving abilities are vital soft skills for this role. These competencies ensure accurate risk assessment, regulatory compliance, and successful loan processing within the specialized field of SBA lending.

What is the difference between Union Sba Credit Analyst vs Commercial Loan Analyst?

AspectUnion Sba Credit AnalystCommercial Loan Analyst
Required CredentialsBachelor's degree, credit analysis certifications often preferredBachelor's degree, financial analysis certifications common
Work EnvironmentBank or credit union specializing in SBA loansCommercial banks, financial institutions, or lending firms
Employer & Industry UsagePrimarily in credit unions and SBA-focused lendersIn broader banking and commercial lending sectors
Common Search & ComparisonYesYes

The Union Sba Credit Analyst and Commercial Loan Analyst roles share similarities in credentials and work environment, often involving credit evaluation within financial institutions. However, the Union Sba Credit Analyst specializes in SBA loan programs, while the Commercial Loan Analyst handles a wider range of commercial lending. Both roles require strong financial analysis skills and are key in the lending process, but their focus and industry usage differ slightly.

What is a Union SBA Credit Analyst?

A Union SBA Credit Analyst is a financial professional who specializes in evaluating and analyzing loan applications under the U.S. Small Business Administration (SBA) programs, typically within a credit union. They assess the creditworthiness of small business borrowers by reviewing financial statements, credit histories, and business plans to ensure compliance with SBA guidelines. Their role is crucial in helping credit unions mitigate risk while supporting small business growth through SBA-backed loans.
What cities are hiring for Union Sba Credit Analyst jobs? Cities with the most Union Sba Credit Analyst job openings:
What are the most commonly searched types of Sba Credit Analyst jobs? The most popular types of Sba Credit Analyst jobs are:
What states have the most Union Sba Credit Analyst jobs? States with the most job openings for Union Sba Credit Analyst jobs include:
Union Sba Credit Analyst jobs near you
SBA Underwriter/Credit Analyst

SBA Underwriter/Credit Analyst

GESA CREDIT UNION

Richland, WA • On-site

$29.90 - $60.25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago

Gesa Credit Union rating

7.0

Company rating: 7.0 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Job description

Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us: About - Gesa Credit Union
Role Summary:
The SBA Underwriter/Credit Analyst position is a critical function in the SBA loan origination process. This position is responsible for ensuring SBA program eligibility in concurrence with the SBA underwriting standards and guidelines. Primarily the SBA Underwriter/Credit Analyst will perform financial analysis and credit underwriting to support loan origination activities for SBA 7(a) and SBA Express loan products. This position is responsible for analyzing SBA credit requests and assisting with credit approval recommendations based on analysis and review. The underwriter is involved with spreading financial statements, tax returns, calculation of cash flows, and financial ratios. This position will assist in the completion of loan approval packages, assisting the SBA Relationship Managers obtain necessary documentation, and conduct quality assurance prior to the SBA loan closing. The SBA Underwriter/Credit Analyst will also be responsible for annual reviews, as needed, perform industry risk analysis, and complete other related tasks required to support the SBA department.
What You Will Be Doing:
  1. Support SBA Relationship Managers in accurate assessment of SBA eligibility as outlined in the most recent SBA SOP
  2. Maintain a working knowledge of SBA loan programs
  3. Analyze personal and business credit data, financial statements, and tax returns with a sound understanding of financial ratio analysis
  4. Request and review other information that includes accounts receivable aging reports, accounts payable aging reports, financial projections, and other related reports
  5. Prepare and recommend credit packages for management and loan committee
  6. Assemble, record, and maintain all credit file data in an accessible and organized manner using shared files and Gesa Credit Union underwriting and record keeping software
  7. Demonstrate a general knowledge of construction loans and leasehold improvement loans
  8. Assist all team members when necessary to meet the borrower expectations and department goals
  9. Demonstrate a willingness to learn and grow within a dynamic and challenging environment
  10. Assist SBA management with special projects as assigned
  11. Pull and review credit reports for business and personal borrowers/guarantors
  12. Participate in outside training, seminars, webinars, and other training to remain current and aware of new growth opportunities
  13. Submit SBA related forms and documents as needed including but not limited to: Prepare and submit Tax Transcripts with initial review and reconciliation, submit borrower data to CAIVRS, other forms and documents as assigned in fulfillment of the SBA department goals
  14. The underwriter may need to communicate with the borrower to complete SBA forms 1919 and 413
  15. Assist SBA Loan Production Assistant/Closer in ordering appraisals, real estate evaluations, market research, UCC searches, environmental reports, title reports, etc in fulfillment of underwriting loan request
  16. Review the credit approval document once completed by the SBA Relationship ManagerThey will begin the initial draft and enter information into the loan origination system
  17. Ensure that all credit files include proper documentation including current financial statements, agency reports, etc. Prepare letter requests for update financial statements and tax returns from borrowers/guarantors and maintain tickler system
  18. Assist SBA Relationship Managers in preparing letters of interest and loan commitment letters
  19. Assist SBA Relationship Managers with portfolio monitoring activities including annual loan reviews and problem loan reports
  20. Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities
  21. Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities
  22. Maintain a professional work environment and work under restricted time constraints
  23. Maintain awareness of state and federal laws, regulations, and Gesa's member business lending policies and procedures
  24. Demonstrate support of corporate values, mission and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations
  25. Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge
  26. Manage areas of responsibility, perform duties and control risk in a safe and sound manner
  27. Display mutual respect, trust and dignity, acting in the best interest of the Credit Union. Lead by example by always displaying solid ethics and integrity

About You:
  1. To perform financial statement and tax return analysis and calculate basic financial ratios
  2. To provide knowledgeable, professional, friendly service to all members
  3. To maintain up-to-date and comprehensive knowledge of all credit union products, SBA SOP, services, policies and procedures
  4. Strong oral and written communication skills; strong analytical and research skills
  5. To participate in and support a team environment
  6. To display respect for diversity. Treat people with respect, keep commitments, and maintain a high level of integrity
  7. To effectively communicate and receive ideas and information
  8. To possess and display excellent customer service attributes
  9. To communicate with supervisor regarding matters of account or lending concern
  10. To maintain a positive and professional image through effective verbal and written communication

What You Will Need:
  1. Four (4) year college degree or completion of a specialized course of study at a business or trade school is preferred but not required, or equivalent experience.
  2. One (1) to two (2) years of similar or related commercial credit analysis experience preferred.
  3. Must be able to work under pressure and manage workflow to provide a high level of member service.
  4. Proficiency with standard office equipment, MS Office and Outlook software and commercial lending platforms.
  5. Some travel may be required to fulfill duties, career development, and/or responsibilities.

Our Team Member Value Proposition:
In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:
  • Competitive Pay
  • Medical, Dental, Vision, and Life Insurance
  • 20 days/year of Paid Time Off - Plus 10 Paid Holidays!
  • 401(k) Match
  • Incentive Program
  • Tuition Assistance and Student Loan Repayment
  • Commuter Benefits
  • Paid Time Off to Volunteer in the Community
  • Product discounts
  • Engaging Work Environment
  • Rewards and Recognition Programs

Full Salary Range:
Richland, WA: $29.90-$49.83
Spokane, WA: $29.90-$49.83
Yakima, WA: $29.90-$49.83
Renton, WA: $36.15-$60.25
Vancouver, WA: $31.80-$53.00
*While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!"
Get wise to what's possible with a career at Gesa. Join us!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.
Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.
Selected candidate(s) must be able to pass a pre-employment credit/background check.
Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.
Equal Employment Opportunity (gesa.com)

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