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Union Sba Credit Analyst Jobs (NOW HIRING)

Banesco USA

SBA Credit Underwriter

Saint Petersburg, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA Standard Operating Procedures (SOP 50 10). * Prepare comprehensive SBA credit memorandums that address ...

Hanmi Bank

SBA Credit Officer

Los Angeles, CA · On-site

$54K - $88K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

SUMMARY The SBA Credit Officer is responsible for assisting Commercial, C&I, SBA, Real Estate ... Conducts credit analyses including gathering, analyzing and interpreting all types of credit ...

WaFd Bank

Senior SBA Analyst

Seattle, WA · On-site

$43.27 - $52.88/hr

  • Medical

  • Life

  • Retirement

  • PTO

The Sr. SBA Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for SBA 7a loans; assists SBA Loan ...

New

Commercial Alliance

Senior Credit Analyst

Troy, MI · On-site

... unions succeed with business members across six states. As a Senior Credit Analyst, you will be ... SBA underwriting or assistance with SBA programs or SBA packaging as LSP. * Perform other duties as ...

WaFd Bank

Senior SBA Analyst

Seattle, WA · On-site

$43.27 - $52.88/hr

  • Medical

  • Life

  • Retirement

  • PTO

The Sr. SBA Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for SBA 7a loans; assists SBA Loan ...

New

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Union Sba Credit Analyst information

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$38.5K

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How much do union sba credit analyst jobs pay per year?

As of Aug 17, 2026, the average yearly pay for union sba credit analyst in the United States is $91,938.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $104,000.00 per year, depending on experience, location, and employer.

What are the main challenges faced by a Union SBA Credit Analyst when evaluating small business loan applications?

A Union SBA Credit Analyst often encounters the challenge of assessing the creditworthiness of small businesses with limited financial histories or unconventional revenue streams. Balancing regulatory compliance with the SBA's specific guidelines while meeting the credit union's risk tolerance can be complex. Additionally, analysts work closely with loan officers and underwriters to gather complete and accurate documentation, which requires strong attention to detail and effective communication. Staying current with evolving SBA policies is also essential for ensuring successful loan processing and approval.

What are the key skills and qualifications needed to thrive as a Union SBA Credit Analyst, and why are they important?

To thrive as a Union SBA Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and knowledge of SBA lending guidelines, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial analysis software, loan origination systems, and experience with SBA loan programs and compliance is highly beneficial. Attention to detail, effective communication, and problem-solving abilities are vital soft skills for this role. These competencies ensure accurate risk assessment, regulatory compliance, and successful loan processing within the specialized field of SBA lending.

What is the difference between Union Sba Credit Analyst vs Commercial Loan Analyst?

AspectUnion Sba Credit AnalystCommercial Loan Analyst
Required CredentialsBachelor's degree, credit analysis certifications often preferredBachelor's degree, financial analysis certifications common
Work EnvironmentBank or credit union specializing in SBA loansCommercial banks, financial institutions, or lending firms
Employer & Industry UsagePrimarily in credit unions and SBA-focused lendersIn broader banking and commercial lending sectors
Common Search & ComparisonYesYes

The Union Sba Credit Analyst and Commercial Loan Analyst roles share similarities in credentials and work environment, often involving credit evaluation within financial institutions. However, the Union Sba Credit Analyst specializes in SBA loan programs, while the Commercial Loan Analyst handles a wider range of commercial lending. Both roles require strong financial analysis skills and are key in the lending process, but their focus and industry usage differ slightly.

What is a Union SBA Credit Analyst?

A Union SBA Credit Analyst is a financial professional who specializes in evaluating and analyzing loan applications under the U.S. Small Business Administration (SBA) programs, typically within a credit union. They assess the creditworthiness of small business borrowers by reviewing financial statements, credit histories, and business plans to ensure compliance with SBA guidelines. Their role is crucial in helping credit unions mitigate risk while supporting small business growth through SBA-backed loans.

What cities are hiring for Union Sba Credit Analyst jobs?

Cities with the most Union Sba Credit Analyst job openings:

What are the most commonly searched types of Sba Credit Analyst jobs?

The most popular types of Sba Credit Analyst jobs are:

What states have the most Union Sba Credit Analyst jobs?

States with the most job openings for Union Sba Credit Analyst jobs include:

Union Sba Credit Analyst jobs near you

SBA Credit Underwriter

Banesco USA

Saint Petersburg, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago

Job description

Banesco USA is seeking an SBA Credit Underwriter for our SBA Credit Business Unit.

Primary Job Duties

  • Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA Standard Operating Procedures (SOP 50 10).
  • Prepare comprehensive SBA credit memorandums that address specific SBA requirements, including business valuation analysis, equity injection verification, and refinance eligibility.
  • Assist in the structuring of SBA loans to maximize the government guarantee while mitigating risk to the Bank.
  • Perform underwriting of new and existing commercial real estate loans, mostly for complex requests, to assess the financial condition, repayment capacity, and risks associated with the transaction.
  • Perform real estate cash flow analysis, global cash flow analysis, and assess the financial condition of guarantors of such transactions.
  • Perform underwriting of new and existing business loans, mostly for complex requests, to assess the financial condition, operating performance, and repayment capacity of such loans.
  • Perform financial analysis, projections and industry analysis.
  • Responsible for obtaining the necessary information in a timely manner from lending officers and other officers of the bank.
  • Responsible for complying and adhering to the Bank’s Credit Policy and SBA processing requirements.
  • Responsible for completing the annual training program assigned.
  • Performs other functions and/or duties as assigned.

Job Requirements


  • Education: Bachelor’s degree in business and/or Finance or equivalent experience.
  • Experience: Five (5) to Seven (7) years of experience in the Banking industry as a Credit Underwriter with a preferred specific focus on SBA 7a, C&I, CRE, and ABL lending.
  • SBA Knowledge: Demonstrated knowledge of SBA Standard Operating Procedures (SOP), eligibility requirements, and E-Tran logic.
  • Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.).
  • Advanced knowledge of financial spreadsheet software.
  • Advanced underwriting knowledge of commercial real estate and commercial and industrial loans, as well as specialized loans which include but are not limited to SBA loans, Asset Based Loans, Construction Loans, etc..
  • Knowledge of lending activities including credit policies, procedures, practices, and techniques.
  • Knowledge of related State and Federal banking compliance regulations.
  • Strong verbal and written communication skills, ability to communicate at all levels of the organization.
  • Strong attention to detail and accuracy.
  • Ability to multi-task, with strong organization, time-management and prioritizing skills.
  • Customer service skills, ensuring satisfaction of both internal and external customers.
  • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
  • Understand and comprehend instructions, procedures and policies ensuring compliance with the Bank’s policies and procedures.
  • Problem solving and analytical skills in order to identify problems and present them to the appropriate parties.
  • Ability to calculate interest, commissions, proportions and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals ; identify routine mathematical errors; compute rate, ratio and percent.


Benefits

  • Paid Time-Off.
  • Tuition reimbursement.
  • Paid parental leave.
  • Medical, Dental, Vision
  • 401k
  • Life Insurance
  • Supplemental Insurances
  • Short-Term & Long-Term Disability Benefits