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Sba Credit Analyst Jobs (NOW HIRING)

SBA Credit Officer

Los Angeles, CA · On-site

$54K - $88K/yr

Conducts credit analyses including gathering, analyzing and interpreting all types of credit ... SBA lending - specifically, property cash flow analysis and appraisal valuation methods. • ...

Millennium Bank (Des Plaines, IL) seeks an SBA Loan Specialist to support lending operations by ... Analyst, Assistant Manager, Credit Manager, or Financial Intern, or a similar position in ...

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Senior SBA Analyst

Everett, WA · On-site

$43.27 - $52.88/hr

The Sr. SBA Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for SBA 7a loans; assists SBA Loan ...

Senior SBA Analyst

Everett, WA · On-site

$43.27 - $52.88/hr

The Sr. SBA Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for SBA 7a loans; assists SBA Loan ...

Credit Analyst

Manhattan, NY · On-site

$60K - $80K/yr

Review listings and buyer scenarios for SBA 7(a) eligibility; assess structure, DSCR, working capital, and debt capacity; flag issues and propose mitigants. * Credit Analysis: Build pro forma P&Ls ...

Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow ...

Credit Analyst

Fort Lauderdale, FL · On-site

$60K - $80K/yr

Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow ...

Position Overview Were hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow ...

Credit Analyst

Manhattan, NY · On-site

$60K - $80K/yr

Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow ...

Credit Analyst

Fort Lauderdale, FL · On-site

$60K - $80K/yr

Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow ...

Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow ...

SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility ...

SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility ...

SBA Business Development Officer

Memphis, TN · On-site +1

$74K - $103K/yr

Knowledge of the credit, packaging and closing process and procedures is necessary to effectively ... Knowledge of SBA underwriting, financial analysis and SBA regulations. Key Competencies: * Skilled ...

Job Type Full-time Description Overview The SBA Packaging Specialist assists Platinum Bank customers, lenders, and credit analysts from credit approval through Funding. This includes processing and ...

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Sba Credit Analyst information

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$15

$29

$49

How much do sba credit analyst jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for sba credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an SBA Credit Analyst, and why are they important?

To thrive as an SBA Credit Analyst, you need strong analytical skills, knowledge of financial statements, and understanding of SBA loan guidelines, often backed by a degree in finance or a related field. Familiarity with financial analysis software, SBA loan processing systems, and certifications like the Credit Risk Certification (CRC) can be highly beneficial. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating loan applications and interacting with clients. These abilities are vital to accurately assess credit risk, ensure compliance with SBA requirements, and facilitate successful lending decisions.

What are some common challenges SBA Credit Analysts face when evaluating small business loan applications?

SBA Credit Analysts often encounter challenges such as assessing the financial health of businesses with limited credit history or incomplete documentation. They must carefully analyze business plans, cash flow projections, and collateral, all while ensuring compliance with both SBA and lender guidelines. Balancing thorough risk assessment with the need to support small businesses can be demanding, especially when working under tight deadlines. Strong communication with applicants and internal teams is essential to address these challenges efficiently.

What is the difference between Sba Credit Analyst vs Commercial Loan Analyst?

AspectSba Credit AnalystCommercial Loan Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses are commonSimilar educational background; often holds finance or accounting degrees; certifications like CFA are also valued
Work EnvironmentWorks primarily in banks, credit unions, or specialized Sba lending institutionsEmployed in banks, financial institutions, or lending firms focusing on commercial loans
Employer & Industry UsageUsed mainly in Sba loan programs, government-backed lendingCommon in commercial banking and business lending sectors

Both roles involve analyzing creditworthiness and financial data, but Sba Credit Analysts focus specifically on Small Business Administration loans, while Commercial Loan Analysts handle broader commercial lending. The skills and certifications overlap significantly, making them closely related roles within the lending industry.

What are SBA Credit Analysts?

SBA Credit Analysts are financial professionals who evaluate loan applications specifically for Small Business Administration (SBA) loans. They analyze the creditworthiness of businesses seeking SBA-backed financing by reviewing financial statements, business plans, and cash flow projections. Their primary role is to assess risk and ensure that loan applicants meet both the lender’s and the SBA’s criteria. SBA Credit Analysts also prepare reports and make recommendations to loan officers or credit committees. They play a crucial part in supporting small business growth by facilitating access to government-backed loans.
More about Sba Credit Analyst jobs
What cities are hiring for Sba Credit Analyst jobs? Cities with the most Sba Credit Analyst job openings:
What are the most commonly searched types of Sba Credit Analyst jobs? The most popular types of Sba Credit Analyst jobs are:
What states have the most Sba Credit Analyst jobs? States with the most job openings for Sba Credit Analyst jobs include:
Infographic showing various Sba Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

SBA Credit Underwriter

First Home Bank

Saint Petersburg, FL • On-site

Full-time

Posted 7 days ago


Job description

Company Description

First Home Bank is locally owned and operated since 1999, we serve the communities of Tampa Bay with high quality banking services delivered in a personalized, friendly manner. We strive to set First Home Bank apart as the leading provider of community banking services in the region. To accomplish this goal, we understand that our employees must be our most critical resource.

Job Description
  • Responsible for the evaluation and underwriting of SBA loan applications to determine credit worthiness and compliance to First Home Bank SBA policies.
  • Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
  • Documents the detail and requirements of loan decisions, including conditions to close.
  • Completes decisions in a timely manner.
  • Maintains knowledge of First Home Bank policies, risk rating requirements and compliance standards.
  • Must be capable of working independently on larger, complex credit requests.
  • Adheres to bank policies and procedures and complies with legal and regulatory requirements.
  • Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
  • Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
  • Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Qualifications

Bachelor's degree preferably in Business or Finance.

Formal credit training from a bank or minimum 3 years underwriting/credit analyst experience.

Additional Information

All your information will be kept confidential according to EEO guidelines.