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Repossession Jobs (NOW HIRING)

Sun West Recovery

Repossession Agent

Punta Gorda, FL · On-site

$75 - $95/hr

As a Repossession Agent with Sun West Recovery, you'll join a results-driven, team-oriented environment where collaboration is key. Our agents work closely with skip tracers and fellow field ...

Tri-State Recovery

Repossession Agent

Birmingham, AL · On-site

$75K/yr

Repossession AgentAbout Us We are a leader in the auto recovery industry and one of the fastest-growing recovery companies serving Alabama and surrounding markets. We take pride in professionalism ...

Tri-State Recovery

Repossession Agent

Irvington, AL · On-site

$75K/yr

Repossession AgentAbout Us We are a leader in the auto recovery industry and one of the fastest-growing recovery companies serving Alabama and surrounding markets. We take pride in professionalism ...

S C A R Inc

Repossession agent

San Antonio, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for 17 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client satisfaction. We ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumers delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery

Repossession Agent

Odenville, AL · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Tri-State Recovery

Repossession Agent

Union City, GA · On-site

$75K/yr

Repossession AgentAbout Us We are a leader in the auto recovery industry and one of the fastest-growing recovery companies serving Alabama and surrounding markets. We take pride in professionalism ...

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All JobsRepossession Jobs

Repossession information

See salary details

$11K

$57.8K

$137.5K

How much do repossession jobs pay per year?

As of Jun 14, 2026, the average yearly pay for repossession in the United States is $57,809.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $52,000.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
More about Repossession jobs
What cities are hiring for Repossession jobs? Cities with the most Repossession job openings:
What are the most commonly searched types of Repossession jobs? The most popular types of Repossession jobs are:
What states have the most Repossession jobs? States with the most job openings for Repossession jobs include:
Repossession jobs near you
Infographic showing various Repossession job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $57,809 per year, or $27.8 per hour.

Experienced Repossession agent

Nationwide Recovery Inc

Lyndon Station, WI

$60K - $120K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 3 days ago

Job description

Benefits:
  • Employee discounts
  • Competitive salary
  • Dental insurance
  • Health insurance
  • Paid time off
  • Relocation bonus
  • Training & development
  • Vision insurance

About the Role:
Join Nationwide Recovery Inc as an Experienced Repossession Agent in Lyndon Station, WI, where you will play a crucial role in asset recovery. We are looking for motivated individuals who thrive in dynamic environments and are committed to providing exceptional service.
Responsibilities:
  • Conduct repossession activities in a professional and efficient manner.
  • Communicate effectively with clients and customers to facilitate recoveries.
  • Document and report all recovery activities accurately.
  • Maintain compliance with all state and federal regulations regarding repossession.
  • Utilize technology and tools to track and manage repossession assignments.
  • Work collaboratively with team members to achieve recovery goals.
  • Provide excellent customer service while handling sensitive situations.
  • Participate in ongoing training and development opportunities.
Requirements:
  • Proven experience as a repossession agent or in a related field.
  • Strong negotiation and communication skills.
  • Valid driver's license and clean driving record.
  • Familiarity with repossession laws and regulations.
  • Ability to work independently and as part of a team.
  • Excellent problem-solving skills and attention to detail.
  • Ability to handle challenging situations with professionalism.
  • High school diploma or equivalent; relevant certifications are a plus.
About Us:
Nationwide Recovery Inc has been a leader in the asset recovery industry for over a decade. Our commitment to integrity, professionalism, and customer satisfaction sets us apart, making us the preferred choice for clients nationwide. Join our team and be part of a company that values its employees and fosters a supportive work environment.