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Repossession Jobs in Pennsylvania (NOW HIRING)

Tow Truck Driver

Plum, PA · On-site

$19 - $26/hr

Tow Truck / Wrecker driver - repossession We are a growing repossession company expanding into the Pittsburgh market, and we are seeking motivated Tow Truck Drivers to join our team. As a Tow Truck ...

Loan Adjustment Assistant

Hermitage, PA · On-site

$34K - $42K/yr

Accurately processes repossession and charge off entries as well as Oreo sales proceeds according to established policies and procedures. Addresses dealer reserve issues on repossession and sends ...

Loan Adjustment Assistant

Hermitage, PA · On-site

$34K - $42K/yr

Accurately processes repossession and charge off entries as well as Oreo sales proceeds according to established policies and procedures. Addresses dealer reserve issues on repossession and sends ...

Auto Collector

State College, PA

$16.75 - $22.25/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

Auto Collector

Harrisburg, PA

$16.75 - $22.50/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

Auto Collector

Indiana, PA

$15.50 - $20.75/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

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Showing results 1-20

Repossession information

See Pennsylvania salary details

$11K

$57.9K

$137.8K

How much do repossession jobs pay per year?

As of Aug 20, 2026, the average yearly pay for repossession in Pennsylvania is $57,948.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,600.00 and $52,100.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are popular job titles related to Repossession jobs in Pennsylvania?

For Repossession jobs in Pennsylvania, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Pennsylvania look for?

The top searched job categories for Repossession jobs in Pennsylvania are:

What cities in Pennsylvania are hiring for Repossession jobs?

Cities in Pennsylvania with the most Repossession job openings:

Infographic showing various Repossession job openings in Pennsylvania as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $57,948 per year, or $27.9 per hour.

$18.75 - $25.50/hr

Full-time

Re-posted 5 days ago


Job description

Job Description

Location: Philadelphia, Pennsylvania
Schedule: Full-time, overnight shift (8-hour shift between 9:00 PM and 9:00 AM)
Position Type: Tow Truck / Wrecker driver – repossession

We are a growing repossession company expanding into the Philadelphia market, and we are seeking motivated Tow Truck Drivers to join our team. As a Tow Truck Driver, you will secure and transport vehicles that are due to be repossessed, using information provided by our Repossession Investigators and clients. This is a full-time overnight driving position for experienced wrecker operators who take safety, professionalism, and compliance seriously.

All applicants must have wrecker driving experience, a clean driving record, no disqualifying criminal convictions, and be willing to submit to pre-employment and random drug screenings.


Responsibilities
  • What You Will Do:

  • Safely operate company tow trucks throughout the Philadelphia and surrounding coverage area.

  • Conduct daily pre‑trip and post‑trip inspections on your tow truck to ensure it is in safe working order and equipped with the proper tools to repossess vehicles.

  • Review the hotlist in RepoReport (or similar system) to identify vehicles in the field that have been located by Repossession Investigators.

  • Review notes and pictures in the system provided by Repossession Investigators before attempting a repossession.

  • Verify the last six (or full) digits of the Vehicle Identification Number (VIN) against the repossession order before securing the unit.

  • Repossess vehicles only when you have a valid repossession order in hand containing the VIN, vehicle information, debtor information, and bank/client information.

  • Follow required reporting procedures to notify local law enforcement of repossessions, in accordance with company policy and local regulations.

  • Safely tow collateral back to the company yard once it has been properly reported.

  • Communicate any issues, safety concerns, or unusual situations to management in a timely manner.


Requirements

What You Bring to the Team:

  • Minimum of 2 years’ experience operating a wrecker (tow truck).

  • High school diploma or GED.

  • Clean driving record that meets our insurance requirements.

  • At least 23 years of age (due to insurance regulations).

  • Valid Medical DOT card, or willingness to obtain one prior to start date.

  • Ability to accurately read and verify VINs.

  • Comfort working independently on overnight shifts while coordinating closely with office staff and Repossession Investigators.

Preferred Qualifications (a plus, not required):

  • Flatbed/rollback experience.

  • Prior repossession, towing, or automotive industry experience.