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Repossession Jobs in Tennessee (NOW HIRING)

Capital Credit LLC is looking for a detail-oriented and driven Repossession Coordinator to join our team in Franklin, TN. In this fast-paced role, you'll play a key part in managing the repossession ...

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed. * Account Research : Investigate customer accounts for payment ...

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed. * Account Research : Investigate customer accounts for payment ...

Collector I

Lenoir City, TN · On-site

$37K - $67K/yr

Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed. * Account Research : Investigate customer accounts for payment ...

You will not be actively involved in the repossession process when vehicles are identified. You will just communicate to the appropriate field personnel and internal team members. It is that simple.

Collections Specialist

Johnson City, TN

$18 - $24.50/hr

In this role, you will also assist the Collections Coordinator in identifying and grading problem loans, repossession of collateral, management reporting, and other duties pertaining to the ...

Collections Specialist

Johnson City, TN · On-site

$18 - $24.50/hr

In this role, you will also assist the Collections Coordinator in identifying and grading problem loans, repossession of collateral, management reporting, and other duties pertaining to the ...

Consumer Debt Agent

Memphis, TN · On-site

$35K - $45K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Experience with judicial attachments/repossession * Experience initiating garnishment proceedings * Ability to meet or exceed predetermined goals. * Professional communication skills, both orally and ...

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Showing results 1-20

Repossession information

See Tennessee salary details

$10K

$52.5K

$124.8K

How much do repossession jobs pay per year?

As of Aug 17, 2026, the average yearly pay for repossession in Tennessee is $52,469.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,900.00 and $47,200.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What are the most commonly searched types of Repossession jobs in Tennessee?

The most popular types of Repossession jobs in Tennessee are:

What cities in Tennessee are hiring for Repossession jobs?

Cities in Tennessee with the most Repossession job openings:

Infographic showing various Repossession job openings in Tennessee as of August 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, 5% Hybrid, and 9% Remote job distribution, with an average salary of $52,469 per year, or $25.2 per hour.

Repossession Coordinator

Capital Credit LLC

Franklin, TN • On-site

$65K/yr

Full-time

PTO

Posted 19 days ago


Job description

Benefits:
  • Paid time off
  • Training & development
  • Competitive salary

About the Role:
Capital Credit LLC is looking for a detail-oriented and driven Repossession Coordinator to join our team in Franklin, TN. In this fast-paced role, you'll play a key part in managing the repossession process from start to finish, working alongside a dedicated team committed to efficiency and compliance. If you thrive in a dynamic environment and have a knack for organization and communication, we want to hear from you!
Responsibilities:
  • Coordinate and manage the end-to-end vehicle repossession process in compliance with state and federal regulations
  • Communicate with repossession agents, lenders, and borrowers to facilitate timely asset recovery
  • Track and update repossession orders, statuses, and documentation in internal systems
  • Ensure proper handling of redemption requirements,
  • Liaise with auction houses and storage facilities for vehicle disposition
  • Maintain accurate records and generate reports on repossession activity and outcomes
  • Resolve disputes and escalated issues related to collateral recovery professionally and promptly
Requirements:
  • Prior experience in repossession, collections, auto finance, or a related field preferred
  • Strong knowledge of repossession laws, compliance standards, and FDCPA guidelines
  • Excellent organizational skills with the ability to manage multiple cases simultaneously
  • Proficient in Microsoft Office Suite and case management or collections software
  • Strong written and verbal communication skills with a professional demeanor
  • Ability to work effectively under pressure and meet deadlines in a fast-paced environment
  • High school diploma or equivalent required; associate's or bachelor's degree a plus
About Us:
Capital Credit LLC is a trusted name in asset recovery and financial services, proudly serving clients from our Franklin, TN headquarters. Our clients rely on us for our professionalism, accuracy, and commitment to compliant, ethical practices. Our team members enjoy a supportive work culture, opportunities for growth, and the satisfaction of making a real impact in the financial services industry.

Capital Credit logo

About Capital Credit

Sourced by ZipRecruiter

CapitalCredit is a subprime finance company engaged in acquiring sub-prime auto receivables from both franchised and independent automobile dealers which have entered into contracts with purchasers of typically used, but some new, cars and light trucks. CapitalCredit then services the receivables it acquires. CapitalCredit commenced operations in Tennessee in 2013. It conducts most of it’s business in the Southeastern United States.

Industry

Finance and insurance

Company size

11 - 50 Employees

Headquarters location

Franklin, TN, US