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Repossession Jobs in Tennessee (NOW HIRING)

Allstar Recovery

Repossession Field Agent

Knoxville, TN · On-site

All Star Recovery is one of the most respected, rapidly expanding repossession firms in the country. We are seeking both fulltimeexperienced field agents and those eager to learn and committed to a ...

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed. * Account Research : Investigate customer accounts for payment ...

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $67K/yr

Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed. * Account Research : Investigate customer accounts for payment ...

United Community Bank

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed. * Account Research : Investigate customer accounts for payment ...

Royal Furniture Company

Collections Specialist

Memphis, TN · On-site

$35K - $45K/yr

Experience with judicial attachments/repossession * Experience initiating garnishment proceedings * Ability to meet or exceed predetermined goals. * Professional communication skills, both orally and ...

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All JobsRepossession JobsRepossession Jobs in Tennessee

Repossession information

See Tennessee salary details

$10K

$52.5K

$124.8K

How much do repossession jobs pay per year?

As of Jul 6, 2026, the average yearly pay for repossession in Tennessee is $52,469.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,900.00 and $47,200.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Tennessee? The most popular types of Repossession jobs in Tennessee are:
What are popular job titles related to Repossession jobs in Tennessee? For Repossession jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Tennessee look for? The top searched job categories for Repossession jobs in Tennessee are:
What cities in Tennessee are hiring for Repossession jobs? Cities in Tennessee with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Tennessee as of June 2026, with employment types broken down into 100% Full Time. Highlights an 93% In-person, and 7% Hybrid job distribution, with an average salary of $52,469 per year, or $25.2 per hour.

Repossession Field Agent

Allstar Recovery

Knoxville, TN • On-site

Full-time

Posted 20 days ago

Job description

All Star Recovery is one of the most respected, rapidly expanding repossession firms in the country. We are seeking both fulltimeexperienced field agents and those eager to learn and committed to a new profession. Are you looking for an opportunity to:


Be an integral part of a growing organization?


Be handsomely rewarded for your strong and flexible work ethic?


Work independently without supervision?


The Repossession Field Agent's job involves investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility.


No Cold Calling-ALL accounts provided by an established business.


REQUIREMENTS


High School Diploma or equivalent required


Be at least 24 years of age- required


Proven ability and experience working in an outside environment without direct supervision


Positive attitude and a high aptitude for problem-solving


Previous law enforcement or military a plus


Either possess or can acquire a DOT physical card and Class D commercial driver's license


Basic mechanical ability


Previous experience working as a tow truck operator, or in the repo industry, as a flatbed operator, self-loader or tow dolly is encouraged, Industry certification a plus


Basic computer skills including internet and email, own a smartphone with service


You must have a clean driving record, pass a background and drug test


Ability to handle stress and multiple priorities with a level head and limited emotion


Flexible and self-confident with exceptional interpersonal skills




Effective command skills, competent management and organizational and conflict resolution skills

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