ZipRecruiter

Log In

1

Repossession Jobs in Tennessee (NOW HIRING)

next page

Showing results 1-20

All JobsRepossession JobsRepossession Jobs in Tennessee

Repossession information

See Tennessee salary details

$10K

$52.5K

$124.8K

How much do repossession jobs pay per year?

As of Jul 6, 2026, the average yearly pay for repossession in Tennessee is $52,469.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,900.00 and $47,200.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Tennessee? The most popular types of Repossession jobs in Tennessee are:
What are popular job titles related to Repossession jobs in Tennessee? For Repossession jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Tennessee look for? The top searched job categories for Repossession jobs in Tennessee are:
What cities in Tennessee are hiring for Repossession jobs? Cities in Tennessee with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Tennessee as of June 2026, with employment types broken down into 100% Full Time. Highlights an 93% In-person, and 7% Hybrid job distribution, with an average salary of $52,469 per year, or $25.2 per hour.

Commercial Portfolio Manager Sr - Equipment Finance (Underwriter)

Huntington

Memphis, TN • On-site, Remote

$63K - $154K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 5 days ago

Job description

Description

This role can be located at any Huntington corporate office.

Summary:

The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility.

Duties & Responsibilities:

  • Underwrite high quality credit narratives in support of new and existing loans. Review and analyze applications, financials statements, credit reports, etc.

  • Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from
    financial information.

  • Understand cash flow from operations, which includes identifying recurring and non-recurring sources.

  • Research industry trends and risks.

  • Perform collateral analysis including accounts receivable, inventory, real estate and investments.

  • Run credit reports and gather/analyze KYC information.

  • Work with other areas to monitor delinquency, delinquency trends and repossession activity.

  • Prepare written recommendation as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations.

  • Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate.

  • Lead special projects as needed.

  • Perform other duties as assigned.

Basic Qualifications: 

  • Bachelor's degree in accounting, finance, business, or related field

  • 5+ years of experience in commercial credit underwriting

Preferred Qualifications:

  • Demonstrated success structuring and underwriting commercial credit

  • Proficiency using Microsoft Word and Excel

  • Strong written and verbal communication

  • Strong customer service orientation

  • Established professional network

  • High level of professionalism

#LI-DK1

#CML


Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$63,000 - $154,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Apply