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Repossession Jobs in Florida (NOW HIRING)

Sun West Recovery

Repossession Agent

Punta Gorda, FL · On-site

$75 - $95/hr

As a Repossession Agent with Sun West Recovery, you'll join a results-driven, team-oriented environment where collaboration is key. Our agents work closely with skip tracers and fellow field ...

Sun West Recovery

LPR Repossession Agent

Punta Gorda, FL · On-site

$55K - $93K/yr

This role is a key part of our repossession process and offers excellent growth potential for those looking to advance in the recovery industry. Whether you have experience in towing, security, LPR ...

Royal Montego Trading LLC

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Bill and Account Collector

Lauderhill, FL · On-site

$650 - $700/wk

Initiates repossession proceedings if customer fails to make payments. * Maintains records of payment collection and status of accounts. * *The company reserves the right to add or change duties at ...

Royal Montego Trading LLC

Be Seen First

Bill and Account Collector

Lauderhill, FL · On-site

$650 - $700/wk

Initiates repossession proceedings if customer fails to make payments. * Maintains records of payment collection and status of accounts. * *The company reserves the right to add or change duties at ...

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All JobsRepossession JobsRepossession Jobs in Florida

Repossession information

See Florida salary details

$8.2K

$43.2K

$102.8K

How much do repossession jobs pay per year?

As of Jun 14, 2026, the average yearly pay for repossession in Florida is $43,200.00, according to ZipRecruiter salary data. Most workers in this role earn between $28,800.00 and $38,900.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Florida? The most popular types of Repossession jobs in Florida are:
What cities in Florida are hiring for Repossession jobs? Cities in Florida with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Florida as of June 2026, with employment types broken down into 100% Full Time. Highlights an 96% In-person, and 4% Remote job distribution, with an average salary of $43,200 per year, or $20.8 per hour.

Repossession Agent

Sun West Recovery

Punta Gorda, FL • On-site

$75 - $95/hr

Full-time

Medical, Life, Retirement, PTO

Posted 12 days ago

Job description

Description:

About Us

Sun West Recovery is a trusted name in the collateral recovery industry, recognized for delivering professional, compliant, and respectful repossession services. We are committed to upholding the highest standards of safety, integrity, and client service—and we hire individuals who reflect those values.


As a Repossession Agent with Sun West Recovery, you’ll join a results-driven, team-oriented environment where collaboration is key. Our agents work closely with skip tracers and fellow field professionals to ensure efficient recoveries. You won’t be out there on your own—we operate as a team, providing the support, tools, and training needed to succeed and grow.



Position Overview

We are seeking a motivated and reliable Repossession Agent to join our elite recovery team in the Fort Myers, Florida area. In this role, you will be responsible for recovering a variety of collateral, including cars, trucks, motorcycles, boats, ATVs, and RVs.

This position covers a large territory from Collier County through Manatee County, including areas such as Naples, Fort Myers, Cape Coral, Port Charlotte, Punta Gorda, Sarasota, and Bradenton. Candidates should have strong technical skills, solid knowledge of Southwest Florida’s roadways, and a commitment to safe, professional vehicle operation.



This role requires strong technical skills, solid knowledge of the local Punta Gorda area, and a commitment to safe, professional vehicle operation at all times.



What We’re Looking For
Success in this role comes from individuals who are:

  • Highly motivated and money-driven
  • Confident, professional, and composed under pressure
  • Strong communicators who can interact respectfully with debtors
  • Able to calmly and clearly explain Ohio repossession laws in a non-confrontational manner
  • Comfortable working independently while staying connected with a team
  • Proven ability (or strong aptitude) to leverage recovery tools and technology—such as LPR scan data, skip tracing platforms, and internal systems—to maximize recovery volume and efficiency



Compensation & Benefits

  • Commission Pay: $75–$95 per recovery
    • Average 4–5 recoveries per day
  • Company-provided truck, equipment, and fuel card
  • Paid time off and vacation
  • Medical and life insurance
  • 401(k) with company match
  • $1,500 sign-on bonus (for candidates with 1+ year verified repo experience)
  • Ongoing training, mentorship, and career development


Why Join Sun West Recovery

  • Established and respected company in the repossession industry
  • W-2 employment (no 1099 subcontracting)
  • Strong team culture focused on support and performance
  • Clear opportunities for advancement and long-term growth
  • We invest in our people and recognize hard work


Company Culture
At Sun West Recovery, we value professionalism, accountability, and teamwork. We foster an environment where employees are supported, trained, and empowered to succeed. Our team is committed to doing the job the right way—safely, legally, and respectfully—while delivering results for our clients.




Salary Range:
$60,000- 85,000+ anually (based on performance)

Requirements:

Requirements

  • Minimum 1 year of repossession or tow truck experience
  • Valid driver’s license with a clean driving record
  • Must be 23 years or older (insurance requirement)
  • Ability to pass FBI background check and pre-employment drug screening
  • High School Diploma or GED
  • Must be available to work night shifts