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Repossession Jobs in Miami, FL (NOW HIRING)

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in skip tracing tools such as Accurint. * Ability to work independently, prioritize tasks, and meet ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in skip tracing tools such as Accurint. * Ability to work independently, prioritize tasks, and meet ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in skip tracing tools such as Accurint. * Ability to work independently, prioritize tasks, and meet ...

All JobsRepossession JobsRepossession Jobs in Miami, FL

Repossession information

See Miami, FL salary details

$10.5K

$55.3K

$131.5K

How much do repossession jobs pay per year?

As of Aug 10, 2026, the average yearly pay for repossession in Miami, FL is $55,291.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,800.00 and $49,700.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are popular job titles related to Repossession jobs in Miami, FL? For Repossession jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Miami, FL look for? The top searched job categories for Repossession jobs in Miami, FL are:
What cities near Miami, FL are hiring for Repossession jobs? Cities near Miami, FL with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Miami, FL as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $55,291 per year, or $26.6 per hour.

Repo Agent * Licensed

T & L Recovery Inc

Fort Lauderdale, FL • On-site

$60K - $100K/yr

Full-time

Re-posted 6 days ago

Job description

Busy repossession company now hiring honest, licensed recovery agents to join our team. Experience is a must! Must be at least 24 years of age with a clean driving record and must be able to pass a background check. This position requires you to have a class E or EE repossession license issued by the Department of Aggriculture. This is a commission-based position with an annual earning potential of 80k+. Experience in RDN, DRN, Clear Plan, and RCM are a plus. Night and Day shifts are needed. Must be self-motivated, reliable and computer literate.

Company Description

Licensed Repossession Company