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Repossession Jobs in California (NOW HIRING)

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All JobsRepossession JobsRepossession Jobs in California

Repossession information

See California salary details

$10.9K

$57.1K

$135.7K

How much do repossession jobs pay per year?

As of Jul 27, 2026, the average yearly pay for repossession in California is $57,052.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $51,300.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in California? The most popular types of Repossession jobs in California are:
What are popular job titles related to Repossession jobs in California? For Repossession jobs in California, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in California look for? The top searched job categories for Repossession jobs in California are:
What cities in California are hiring for Repossession jobs? Cities in California with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in California as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $57,052 per year, or $27.4 per hour.

Tow Truck - Repossession Agent

Daybreak Metro Inc

Richmond, CA • On-site

$60K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 12 days ago

Job description

Why Work For Us? 

We offer a set 5-day a week schedule with top tier benefits. Not to mention we maximize your resources in a fast paced job to make more money the harder you work with uncapped earnings!
Full-time opportunity to make $60,000 to $150,000 + total earnings with a $19.70 per hour base and comprehensive productivity bonuses that are paid each payroll.

Job description:

Daybreak Metro is a growing repossession company seeking both full time experienced field agents and give an opportunity to the right person who is ambitious and self-motivated!

As a repossession agent the job requires you to locate vehicles, safely secure vehicles, and tow vehicles to the appropriate company yard. We have multiple camera car drivers whose primary job is to scan and find vehicles to help maximize your profit as well as access to a full office staff to assist. Daybreak Metro truly equips our repossession agents with all tools necessary to be successful!
Benefits:

New hires will receive PAID training for approximately two weeks with our highly experienced field agents. Training will consist of day one hands-on training, tow truck operation, multiplatform system software, personal safety, and all applicable laws and regulations.
  • 80% Employer paid healthcare, dental, and vision.
  • We also provide a 100% company-paid life insurance policy
  • 401k Company match

Night Schedule: Sunday - Thursday

Qualifications:

· Work and communicate well with other team members
· Detail-oriented and ability to multitask
· Possess initiative and ability to complete tasks with little to no supervision
· Remain professional in stressful situations
· Excellent observation skills where safety comes first
· Ability to act in a discreet manner and keep everything confidential
· Basic automobile knowledge a plus
· Previous tow truck and/or flatbed experience a plus

Eligibility:

· MUST be 25 years of age or older due to insurance requirements
· MUST have acceptable driving record (minor offenses are okay)
· MUST pass a  drug screen
· MUST have a valid Driver’s License (required)
· MUST provide three solid references