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Repossession Jobs in California (NOW HIRING)

O. C. Credit Union

AVP Collections

Santa Ana, CA · On-site

$126 - $157/hr

Represents the Credit Union in relationships with repossession companies and oversees the recovery and liquidation process, including appropriate auction and floor-limit decisions. * Prepares ...

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All JobsRepossession JobsRepossession Jobs in California

Repossession information

See California salary details

$10.9K

$57.1K

$135.7K

How much do repossession jobs pay per year?

As of Sep 6, 2026, the average yearly pay for repossession in California is $57,052.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $51,300.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in California?

The most popular types of Repossession jobs in California are:

What are popular job titles related to Repossession jobs in California?

For Repossession jobs in California, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in California look for?

The top searched job categories for Repossession jobs in California are:

What cities in California are hiring for Repossession jobs?

Cities in California with the most Repossession job openings:

Repossession jobs near you
Infographic showing various Repossession job openings in California as of August 2026, with employment types broken down into 97% Full Time, and 3% Temporary. Highlights an 100% In-person job distribution, with an average salary of $57,052 per year, or $27.4 per hour.

Loss Recovery Representative

Westlake Financial Services - Corporate

Agoura Hills, CA • On-site

$20.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 9 days ago

Job description

WESTLAKE WARRIOR |Post-Late Stage Collections
Agoura Hills, CA | On-site

 

Why Westlake?
  •  Base Pay:
    •  $20.50 per hour plus bonus potential of up to $6,800 monthly based on individual and team performance.
  •  Tiered Retention Bonus:
    •  Receive $500 upon completion of 3 months from the start date.
    •  An additional $500 upon completion of 6 months from the start date.
    What You’ll Do:

    The Charged-Off Collector is responsible for managing and collecting on charged-off accounts to help recover assets and minimize loss for Westlake Financial. This position requires strong negotiation and listening skills, sound judgment, and the ability to make strategic decisions regarding repossession and settlements.

    • Contact customers via outbound and inbound calls to arrange payment solutions and bring accounts to resolution.

    • Negotiate payment plans based on customer circumstances while meeting daily and monthly performance goals.

    • Conduct extensive skip tracing to locate customers, vehicles, or potential leads.

    • Maintain accurate records of account activity, updates, and vehicle recovery progress.

    • Collaborate with team members to support department goals and share information on active cases.

    • Handle multiple priorities efficiently in a fast-paced, goal-driven environment.

    • Ensure confidentiality of all company operations, customer information, and technology systems.

    What We’re Looking For:

    • Strong skip-tracing background with the ability to locate customers and collateral effectively.

    • Excellent communication, negotiation, and written skills with a professional, goal-oriented attitude.

    • Flexible availability – able to work overtime and weekends as needed.

    • Proven ability to multitask and meet tight deadlines in a fast-paced environment.

    • Typing speed of at least 35 WPM with solid attention to detail.

    • Driven to meet goals and motivated to grow within the department.

    • Thorough understanding of state and federal collection laws, including the Fair Debt Collection Practices Act (FDCPA).

    • Minimum of 2 years of experience in the automotive finance industry, with knowledge of collections, repossession, and skip tracing.

    • Ability to assess and value collateral accurately.

    • Proficient with computer systems, including Microsoft Excel, Outlook, and other office software.

    • Comfortable using web-based applications and online skip-tracing tools.

    • High school diploma or equivalent required; college coursework preferred.

    FULL TIME BENEFITS

    • Medical, Dental, and Vision Benefits
    • Life Insurance, Flexible Spending Account
    • 401K Matching
    • Employee Stock Ownership Program in a $14.2 Billion Company, Plus Company Matching
    • Wellness Program, Daily Team Exercises
    • Westlake University, Certification Programs
    • Career Path Opportunities
    • Discounts on Parks, Museums, Movie Tickets, and Attractions
    • AT&T Wireless Discounts
    • Employee Loan Assistance
    • Annual Flu Shots, Biometric Screenings
    • Paid Vacations Days
    • Paid Sick Days
    • Paid Holidays
    • Rental Car Discounts
    • Dell Member Purchase Program
    • UKG Wallet - Advance Pay

    ABOUT US

    Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.  

    Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B.  We have business relationships in all 50 states, including Puerto Rico.  We are looking to acquire talented individuals as we expand our market share.  Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America. 

    ACKNOWLEDGMENTS

    We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

    We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

    #Collections #Collector #DebtCollection #DebtCollector #Debt

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