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Repossession Jobs in California (NOW HIRING)

Recovery Agent

Oxnard, CA · On-site

$20/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Must pass a BSIS background check to obtain a repossession license * Valid driver's license with a clean driving record * Ability to operate manual transmission vehicles * Strong driving skills and ...

Loan Servicing Representative

Altadena, CA · On-site

$23 - $34/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Recommends and assigns vehicles for repossession of collateral as approved by management. Provides for disposition of repossessed property as required by lawMakes arrangements with members regarding ...

... Repossession, Charge Off, Recovery, Bankruptcy, and Accounting. * Familiarity with test practices and deliverables for unit testing * Interpersonal style that fits the Company culture * Knowledge of ...

Loss Recovery Representative

Agoura Hills, CA · On-site

$20.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position requires strong negotiation and listening skills, sound judgment, and the ability to make strategic decisions regarding repossession and settlements. * Contact customers via outbound ...

Loan Servicing Representative

Altadena, CA · On-site

$21.75 - $27.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Recommends and assigns vehicles for repossession of collateral as approved by management. Provides for disposition of repossessed property as required by law * Makes arrangements with members ...

Loss Recovery Representative

Agoura Hills, CA

$20.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position requires strong negotiation and listening skills, sound judgment, and the ability to make strategic decisions regarding repossession and settlements. * Contact customers via outbound ...

Tow Truck Driver- Repossessor

Norwalk, CA · On-site

$19 - $26/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Knowledge of repossession process a plus but willing to train. * A Valid California Driver's License and clean driving record. * Must have computer technical skills. * AAA experience a PLUS! * Must ...

Tow Truck Driver- Repossessor

Norwalk, CA

$19 - $26/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Knowledge of repossession process a plus but willing to train. * A Valid California Driver's License and clean driving record. * Must have computer technical skills. * AAA experience a PLUS! * Must ...

Tow Truck Driver- Repossessor

Norwalk, CA · On-site

$16.90/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Knowledge of repossession process a plus but willing to train. * A Valid California Driver's License and clean driving record. * Must have computer technical skills. * AAA experience a PLUS! * Must ...

Tow Truck Driver- Repossessor

Norwalk, CA · On-site

$19 - $26/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Knowledge of repossession process a plus but willing to train. * A Valid California Driver's License and clean driving record. * Must have computer technical skills. * AAA experience a PLUS! * Must ...

Tow Truck Driver- Repossessor

Norwalk, CA · On-site

$19 - $26/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Knowledge of repossession process a plus but willing to train. * A Valid California Driver's License and clean driving record. * Must have computer technical skills. * AAA experience a PLUS! * Must ...

Loss Recovery Representative

Agoura Hills, CA · On-site

$20.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position requires strong negotiation and listening skills, sound judgment, and the ability to make strategic decisions regarding repossession and settlements. * Contact customers via outbound ...

Showing results 41-60

Repossession information

See California salary details

$10.9K

$57.1K

$135.7K

How much do repossession jobs pay per year?

As of Aug 17, 2026, the average yearly pay for repossession in California is $57,052.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $51,300.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What are the most commonly searched types of Repossession jobs in California?

The most popular types of Repossession jobs in California are:

What are popular job titles related to Repossession jobs in California?

For Repossession jobs in California, the most frequently searched job titles are:

What cities in California are hiring for Repossession jobs?

Cities in California with the most Repossession job openings:

Infographic showing various Repossession job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 93% In-person, and 7% Hybrid job distribution, with an average salary of $57,052 per year, or $27.4 per hour.

Recovery Representative III (Charge Off Legal)

Schoolsfirstfcu

Riverside, CA • On-site

Full-time

Re-posted 10 days ago


Job description

We're always looking for diverse, talented, service-oriented people to join our exceptional team.

Recovery Representative III (Charge Off Legal)

The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.

Pay Range:

$24.56 - $35.62

Scheduled Weekly Hours:

40
What You'll Be Doing
Serves as a subject matter expert for the collections team and assists in reviewing accounts to determine appropriate collection and legal remedies to recover charged-off loans, various stages of delinquency and appropriate recovery options to reduce delinquency and prevent losses, and/or establish validity of bankruptcy proceedings. Provide technical support to teammembers within Collections Recovery and other departments of the Credit Union. Position may focus on one or more of the functions described below (Charge-off, Repossession or Bankruptcy).
  • Charge-Off Functions
  • Work on charged-off loans through inbound/out-bound calls, written and electronic correspondence, and other approved methods.
  • Responsible for working specialized queues for legal recovery efforts.
  • Performs advanced research and analysis to identify and approve accounts for legal recovery efforts and works with attorneys in all aspects of the litigation process.
  • Works directly with collection agencies on monthly remittance statements and invoicing, ensuring accuracy of the report.
  • Assists management with miscellaneous projects and reporting including annual 1099-C tax form filing, monthly audits, collection agency scorecards, and vendor management oversight.
  • Represents the Credit Union at court appearances, as needed.
  • Repossession Functions
  • Works on delinquent vehicle loans through inbound/out-bound calls, written and electronic correspondence, and other approved methods.
  • Responsible for working specialized queues for vehicle loans.
  • Performs advanced research and analysis on vehicle loans to approve and assign vehicle loans for repossession as well as litigation review.
  • Responsible for vendor oversight to ensure timely assignments and execution of repossession requests, inventory, and sales. Assists with annual vendor audits to ensure regulatory compliance.
  • Assists management with miscellaneous projects and reporting, including month end reports.
  • Responsible for reconciling applicable general ledgers on a monthly basis.
  • Represents the Credit Union at court appearances, as needed.
  • Bankruptcy Functions
  • Performs file maintenance on accounts to accurately reflect the current bankruptcy status and all arrangements made through the bankruptcy proceedings.
  • Determines Credit Union position in bankruptcy and processes proof of claims, reaffirmations, non-dischargeable and relief from stay. Works towards prompt recovery of collateral through negotiations with bankruptcy attorney and/or court.
  • Works specialized queues related to bankruptcy as assigned and properly maintains Credit Union records to reflect collection efforts and activity.
  • Assists management with miscellaneous projects and reporting, including month end reports.
  • Represents the Credit Union at court appearances, as needed.

Additional Job Functions
  • Performs other duties as assigned
  • Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.

Qualifications
  • High School Diploma or GED required
  • 3-5 years of prior related experience required
Knowledge, Skills, and Abilities
  • Previous financial institution or credit union experience required
  • Knowledge FDCPA, TCPA and SCRA
  • Excellent verbal and written skills
  • Advanced conflict resolution and negotiation skills
  • Active listening skills
  • Experience with queue management preferred
  • Experience with inbound/outbound phone system preferred
  • Advanced computer and typing skills
  • Advanced skip tracing skills

SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring

At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you're excited about a position or wanting to make a career change but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.

SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.

This organization participates in E-Verify.