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Property Insurance Agent Jobs in Georgia (NOW HIRING)

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Property Insurance Agent information

See Georgia salary details

$11

$30

$57

How much do property insurance agent jobs pay per hour?

As of Jul 17, 2026, the average hourly pay for property insurance agent in Georgia is $30.71, according to ZipRecruiter salary data. Most workers in this role earn between $21.73 and $36.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Property Insurance Agent, and why are they important?

To thrive as a Property Insurance Agent, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by a relevant state insurance license. Familiarity with customer relationship management (CRM) software, policy management systems, and quoting tools is essential. Strong interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills ensure agents can accurately match coverage to client risks, foster long-term relationships, and succeed in a competitive market.

How do property insurance agents get paid?

Property insurance agents typically earn commissions based on the policies they sell, which are a percentage of the premium amount. Some agents also receive bonuses or incentives for meeting sales targets, and others may have a base salary plus commissions, especially if they work for larger agencies or brokerages.

Is getting a P&C license worth it?

For a property insurance agent, obtaining a P&C (Property and Casualty) license is essential to legally sell insurance policies and provide coverage options. It demonstrates professional competence and is often required by employers and state regulations, making it a valuable credential for career advancement in the insurance industry.

What is the difference between Property Insurance Agent vs Insurance Broker?

AspectProperty Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentWorks for insurance companies, selling their policiesWorks independently or for agencies, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or affiliated with brokerage firms
Comparison Search IntentFocuses on policies from specific insurersProvides options across multiple insurers

In summary, Property Insurance Agents typically work for specific insurance companies, selling their policies, while Insurance Brokers act independently or for brokerages, offering clients a variety of policies from multiple insurers. Both roles require licensing and serve the insurance industry, but their employer relationships and scope of options differ.

What are some common challenges Property Insurance Agents face when helping clients choose the right coverage?

Property Insurance Agents often encounter the challenge of balancing clients’ budget constraints with the need to ensure comprehensive coverage. Many clients may not fully understand policy details, exclusions, or the risks specific to their property, requiring agents to educate and guide them through complex options. Additionally, agents must stay updated on changing regulations and market offerings to provide the best advice. Building trust and maintaining long-term relationships with clients is essential, as is efficiently handling claims and renewals.

Is selling P&C insurance a good career?

A property and casualty insurance agent sells policies that protect clients against risks like property damage and liability. It can be a stable career with opportunities for commissions, client relationship building, and required licensing and certifications. Success often depends on sales skills, industry knowledge, and customer service abilities.

What kind of insurance agent gets paid the most?

In the insurance industry, specialized agents such as commercial or high-net-worth personal property insurance agents tend to earn higher commissions and salaries due to the complexity and value of the policies they handle. Experienced agents with strong sales skills, industry certifications, and a large client base generally have higher earning potential.

What does a Property Insurance Agent do?

A Property Insurance Agent helps clients find, understand, and purchase insurance policies that protect their properties, such as homes, businesses, or other valuable assets, against risks like fire, theft, or natural disasters. They assess clients' needs, explain coverage options, and assist with policy applications. Agents may also help clients file claims and update coverage as circumstances change, ensuring that clients have appropriate protection for their assets.
Infographic showing various Property Insurance Agent job openings in Georgia as of July 2026, with employment types broken down into 90% Full Time, 6% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $63,872 per year, or $30.7 per hour.
Insurance Agent - Georgia

Insurance Agent - Georgia

American Family Insurance

Macon, GA • On-site

Other

Re-posted 7 days ago


American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 135 frontline employees who took The Breakroom Quiz

202nd of 281 rated insurance


Job description

Community leader. Protector of dreams. That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you're looking for a chance to build a business and own your future — we're interested in you! Apply today.

At American Family, we're seeking highly motivated individuals with a demonstrated track record of success and eagerness to accomplish something that takes time, energy, and commitment. Do you possess a strong work ethic and have an inner drive that makes you hungry for success? 

Insurance Agents operate as independent contractors, representing American Family and its products exclusively.  As an insurance agent, you'll be responsible for your agency's overall management, sales, and growth.  You'll also hire your team and work with them to meet the strategic business goals you set.

Reasons why you should become an American Family Insurance Agent:

  • Financially Fit: with nearly $8 billion in policyholder equity, American Family has the financial security to protect the dreams of your policyholders
  • Fortune 500 company that is among the largest Property and Casualty insurance groups
  • Offer American Family Insurance products as well as products and services through our subsidiary partners
  • Training and support from a local team – from marketing, prospecting, business consultation and more
  • Unlimited compensation potential including a New Agency Owner Incentive Program

Requirements

  • Obtain Property and Casualty and Life insurance licenses
  • Ability to pass a motor vehicle, financial/credit and criminal background check

We believe people are an organization’s most valuable asset, and their ideas and experiences matter. From our CEO to our agency force, we’re committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers’ dreams in ways never imagined.

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