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Mortgage Risk Analyst Jobs (NOW HIRING)

M&T Bank

Senior Risk Analyst - Market Risk

Buffalo, NY · On-site

$103K - $171K/yr

The analyst will have regular, direct interaction with senior members of the Treasury group and ... FX), mortgage servicing rights valuation and hedging, investment security portfolio strategies ...

Newrez

Senior Technology Risk Analyst

Tempe, AZ

Every day, we work to exceed the expectations of our residential mortgage borrowers and business ... The analyst must focus on risk governance and corporate resiliency and not be driven solely by ...

Newrez

Senior Technology Risk Analyst

Greenville, SC · On-site

Every day, we work to exceed the expectations of our residential mortgage borrowers and business ... The analyst must focus on risk governance and corporate resiliency and not be driven solely by ...

Axos Bank

Construction Risk Analyst

Los Angeles, CA

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Newrez

Senior Technology Risk Analyst

Coppell, TX · On-site

Every day, we work to exceed the expectations of our residential mortgage borrowers and business ... The analyst must focus on risk governance and corporate resiliency and not be driven solely by ...

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Ameris Bank

Senior Operations Risk Analyst

Atlanta, GA · On-site

The Senior Operations Risk Analyst is primarily responsible for identifying, assessing, monitoring ... Discount on Mortgage Origination Fee * Free Online Banking and Free Unlimited Online Bill Payment

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Amerisbank

Senior Operations Risk Analyst

Atlanta, GA · On-site

The Senior Operations Risk Analyst is primarily responsible for identifying, assessing, monitoring ... Discount on Mortgage Origination Fee * Free Online Banking and Free Unlimited Online Bill Payment

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Mortgage Risk Analyst information

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How much do mortgage risk analyst jobs pay per hour?

As of Jun 18, 2026, the average hourly pay for mortgage risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What is a Mortgage Risk Analyst job?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the creditworthiness of borrowers and assesses the risk associated with mortgage loans. They analyze financial data, credit reports, and property values to help lenders make informed lending decisions and manage potential losses. Proficiency in data analysis tools and understanding of lending regulations are important in this role.

Is risk analyst a high paying job?

A mortgage risk analyst is typically a well-paying role within the financial industry, with salaries often above average for entry-level positions. Compensation depends on experience, location, and the complexity of the risk assessments performed, with advanced skills in data analysis and financial modeling increasing earning potential.

What are the typical daily responsibilities of a Mortgage Risk Analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the Mortgage Risk Analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

What is the salary of risk analyst in JP Morgan?

The salary of a Mortgage Risk Analyst at JP Morgan typically ranges from $60,000 to $90,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

How much do risk analysts get paid?

Mortgage risk analysts typically earn a median annual salary between $60,000 and $80,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced analysts with specialized skills or certifications can earn higher salaries. Compensation often includes benefits such as bonuses and health insurance.
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Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $84,210 per year, or $40.5 per hour.
Risk Analyst Income Simulation

Risk Analyst Income Simulation

Federal Home Loan Bank of Chicago

Chicago, IL • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 27 days ago

Job description

At the Federal Home Loan Bank of Chicago, employees come first - that's why we offer a highly competitive compensation and bonus package, and access to a comprehensive benefits program designed to meet the needs of our employees.
  • Collaborative, in-office operating model

  • Retirement program (401k and Pension)

  • Medical, dental and vision insurance

  • Lifestyle Spending Account

  • Competitive PTO plan

  • 11 paid holidays per year

Who we are
Our mission at FHLBank Chicago: To partner with our members in Illinois and Wisconsin to provide them competitively priced funding, a reasonable return on their investment, and support for their community investment activities.
Simply said, we're a bank for banks and other financial institutions, focused on being a strategic partner for our members and working together to reinvest in our communities, from urban centers to rural areas. Created by Congress in 1932, FHLBank Chicago is one of 11 Federal Home Loan Banks, government sponsored in support of mortgage lending and community investment.
What it's like to work here
At FHLBank Chicago, we bring people together. We are committed to a high performing, engaged workforce, and to supporting the communities we serve across Illinois and Wisconsin. Our Buddy Program pairs new hires with tenured employees to guide their onboarding. Our professional development and training opportunities through upskilling, mentorship programs, and tuition reimbursement allow employees to grow their career with us. Our collaborative, in-office operating model brings teams together to foster innovation, connection, and shared success. To support balance and flexibility, employees are provided an allocation of remote days to use as needed throughout the year.
What you'll do
In this role you will interact with stakeholders across the organization, such as business development and balance sheet management teams, to model the future income of the Bank. Key responsibilities include overseeing, monitoring, and reporting on the Bank's income forecast, retained earnings growth, dividend ability and balance sheet compliance. You will perform income at risk modeling and analysis, limits monitoring and reporting.
How you'll make an impact
  • Enable strategic decision-making by delivering robust income at risk modeling, forecasting, and scenario analysis to support the Bank's balance sheet strategy and CFO-led planning processes.
  • Strengthen financial resilience and risk oversight by monitoring income forecasts, retained earnings, and risk exposures, ensuring alignment with regulatory expectations and management objectives.
  • Drive cross-functional insights and process efficiency by partnering with business units to refine assumptions, evaluate new products and hedging strategies, and improve forecasting and modeling processes.

What you can expect
  • Support income forecasting and risk analysis processes, to model the Bank's income at risk, risk exposures and sensitivity to each.
  • Lead the preparation and development of reporting and presentation for various internal committees and Board meetings.
  • Collaborate with business units to understand and refresh assumptions on future member activity and investment capacity.
  • Support the CFO in the annual Strategic Planning process by incorporating additional risk/stress scenarios in the income forecast process and risk analysis framework.
  • Collaborate with internal stakeholder on modelling changes and version upgrades to implement changes and assess income impact.
  • Collaborate with other departments on new product development, new investment consideration and hedge strategy implementation to assess income impact.
  • Assist in process re-engineering, model documentation and EUC(End-User Computing) maintenance
  • Other duties as assigned.

What you'll bring
  • 3-5 years of experience in ALM, risk management, risk modeling or fixed income capital markets.
  • Bachelor's degree in Accounting or a quantitative field (Mathematical Finance, Computational Finance, Computer Science, Finance, Statistics, and Mathematics). Master's degree preferred.
  • A designation of CFA (Chartered Financial Analyst) or FRM (Financial Risk Manager) is a plus.
  • Strong written and verbal communication skills, including the ability to convey complex concepts.
  • Detail oriented, with strong problem-solving abilities and quantitative/analytical skills.
  • The ability to self-manage and work on multiple deliverables concurrently.
  • Proficient in Microsoft Office products such as Excel, PowerPoint, and Word.
  • Knowledge of VBA and one other programming language (Python, R) is a PLUS
  • Asset/Liability Management experience and exposure to fixed income securities and derivatives

The Perks
At FHLBank Chicago, we believe in rewarding our high performing workforce. We offer a highly competitive compensation and bonus package, and access to a comprehensive benefits program designed to meet the needs of our employees. Our retirement program includes a 401(k) and pension plan. Our wellbeing program supports employees at work and in their personal lives: Our PTO plan provides five weeks of vacation for new employees and 11 paid holidays per year; our Lifestyle Spending Account provides an annual stipend for employees to support wellbeing activities; and our central downtown location at the Old Post Office provides easy access to public transportation and breathtaking views from our award-winning rooftop. Visit FHLBCbenefits.com for additional details about our benefits. Step into a brighter future with us.
Salary Range:
$75,325.00 - $125,500.00
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we may also consider your experience, and other job-related factors. In addition to the base salary, we offer a comprehensive benefits package which can be found here: https://hrportal.ehr.com/fhlbc

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