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Mortgage Risk Analyst Jobs in Texas (NOW HIRING)

Hilltop Holdings

Vendor Risk Analyst

Dallas, TX

PrimeLending is a national mortgage provider focused on purchase mortgage originations ... Conduct risk analysis to identify and measure the likelihood, impact, and tolerance of potential ...

Hilltop Holdings

Vendor Risk Analyst

Dallas, TX · On-site

Hilltop Holdings is looking for a Vendor Risk Analyst to assist in maintaining, executing, and ... PrimeLending is a national mortgage provider focused on purchase mortgage originations.

FHLBank Dallas

Senior Market Risk Analyst

Irving, TX · On-site

... mortgage prepayment and credit modeling. * Significant experience in fixed income analytics ... risk and income forecast models. * Proficiency in using portfolio valuation and modeling software ...

AgTexas Farm Credit Services

Risk Analyst I

Lubbock, TX · On-site

$401K/yr

Additionally, the association territory provides diversity in production and mortgage loans as well ... The Risk Analyst I position is located in Lubbock, TX with a salary that is negotiable depending ...

AgTexas Farm Credit Services

Risk Analyst I

Lubbock, TX · On-site

Additionally, the association territory provides diversity in production and mortgage loans as well ... The Risk Analyst I position is located in Lubbock, TX with a salary that is negotiable depending ...

New

Farm Credit Bank Of Texas

Additionally, the association territory provides diversity in production and mortgage loans as well ... The Risk Analyst I position is located in Lubbock, TX with a salary that is negotiable depending ...

New

Citizens Financial Group

MSR Senior Analyst

Plano, TX

$81K - $101K/yr

The MSR Senior Analyst, reporting to the Mortgage Servicing Rights (MSR) Portfolio Manager, applies ... Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin.

Citizens Financial Group

MSR Senior Analyst

Plano, TX

$81K - $101K/yr

The MSR Senior Analyst, reporting to the Mortgage Servicing Rights (MSR) Portfolio Manager, applies ... Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin.

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Mortgage Risk Analyst information

What is a Mortgage Risk Analyst job?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

How much does a risk analyst make at JP Morgan?

A risk analyst at JP Morgan typically earns an average salary ranging from $70,000 to $100,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with some roles requiring proficiency in risk management tools and certifications such as FRM or CFA.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Underwriting Managers, Mortgage Operations Directors, or Chief Risk Officers tend to be the highest paid. These positions require extensive experience, leadership skills, and often advanced certifications, and they oversee risk management, compliance, and strategic decision-making within mortgage companies.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the risk associated with mortgage loans by analyzing borrower creditworthiness, financial data, and property values. They use statistical models and data analysis tools to identify potential defaults and help lenders make informed lending decisions. Strong analytical skills and knowledge of lending regulations are essential for this role.

What are the typical daily responsibilities of a Mortgage Risk Analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the Mortgage Risk Analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Is risk analyst an entry level job?

A risk analyst role, including mortgage risk analyst positions, can be entry level or require experience depending on the company. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or related fields, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require several years of experience and specialized skills in data analysis or risk management tools.
What are popular job titles related to Mortgage Risk Analyst jobs in Texas? For Mortgage Risk Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Analyst jobs in Texas look for? The top searched job categories for Mortgage Risk Analyst jobs in Texas are:
Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in Texas as of July 2026, with employment types broken down into 88% Full Time, 7% Part Time, 1% Temporary, and 4% Contract. Highlights an 82% Physical, 8% Hybrid, and 10% Remote job distribution.
Vendor Risk Analyst

Vendor Risk Analyst

Hilltop Holdings

Dallas, TX

Full-time

Posted 18 days ago

Job description

Hilltop Holdings is looking for a Vendor Risk Analyst to assist in maintaining, executing, and enhancing our Vendor Risk Management Program. 

Founded in 1998 and headquartered in Dallas, Texas, Hilltop Holdings offers a diverse range of financial services through its three primary subsidiaries, PlainsCapital Bank, PrimeLending, and HilltopSecurities. PlainsCapital Bank is a leading commercial bank with locations throughout Texas. PrimeLending is a national mortgage provider focused on purchase mortgage originations. HilltopSecurities provides financial advisory, clearing, retail brokerage, and other investment banking services. Hilltop Holdings seeks to build the premier Texas-based diversified financial services holding company through acquisitions and organic growth. To learn more, please visit www.hilltop.com.


Hilltop Holdings' Risk Advisory department provides independent and objective enterprise and operational risk management advisory services to assist management in the identification, measurement, and monitoring of threats to strategic and management objectives. We apply a systematic approach to develop risk metrics, execute risk assessments, and evaluate loss events across Hilltop and its operating companies-PlainsCapital Bank, PrimeLending, and HilltopSecurities. Risk Advisory is a function within the Corporate Risk department, which also includes other Risk functions such as Counterparty Risk, Quantitative Risk, and Loan Review. As a member of the Risk team, you will join a group of professionals devoted to working together and helping each other succeed. We are passionate about the key role we play in our organization's success and have a close, collaborative relationship with management across our family of companies. The members of Risk are committed to encouraging professional development and growth. We focus on development in three core pillars: soft skills, technical skills, and industry knowledge. We strive to develop and promote talent within the department. Along with a commitment to quality and continuous improvement of our methodology, Hilltop's Risk department is distinguished by its strong belief in helping one another succeed and always doing what's right. 
  • Bachelor's degree in accounting, finance, risk management, mathematics, business or related field.
  • 1-3 years of relevant work experience.
  • Excellent PC skills, MS Office suite products.
  • Demonstrated ability to interact effectively with various levels within the organization.
  • Ability to demonstrate excellent detail orientation, critical thinking and analytical skills.
  • Displays excellent time management, organizational and problem-solving skills.
  • Ability to work well under pressure and meet deadlines.
  • Must have strong verbal, written and interpersonal communication skills.
  • Ability to work independently with little supervision or guidance.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

  • Perform functions related to vendor risk management:
    • Assist with due diligence reviews of current and prospective third-party providers to access risk and controls associated with vendor performance.
    • Resolve issues related to risk findings and failure of vendor to deliver documents.
    • Track, measure, report and evaluate vendor performance.
    • Keep abreast of latest industry, regulatory, and cybersecurity trends and issues.
  • Identify and evaluate operational, compliance, legal and strategic threats to key management objectives.
  • Conduct risk analysis to identify and measure the likelihood, impact, and tolerance of potential risk events.
  • Identify and maintain Key Performance Indicators (KPIs) for relevant risks and processes.
  • Identify and maintain Service Level Agreements (SLAs) for relevant risks and processes.
  • Conduct root cause analysis and develop risk treatment plans for identified incidents with our vendor population.
  • Maintain an understanding of relevant policies, procedures, and regulatory requirements.
  • Assess and monitor risks associated with critical and high-risk vendors.
  • Assess risks associated with new products and services.
  • Develop and maintain competency with key risk technology solutions including Venminder, ARIBA, SAI Global, Excel, ACL and PowerBI.

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