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Mortgage Risk Analyst Jobs (NOW HIRING)

MidFirst Bank

Risk Analyst

Oklahoma City, OK · On-site

Servicing Risk Management partners with Midland Mortgage Operations to strengthen the control ... The Risk Analyst serves as a trusted risk subject matter expert to internal business units and as a ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada, and Arizona.

Capgemini

$90 - $110/hr

Highly organized with exceptional analytical, problem‑solving, and multitasking capabilities ... Implement mortgage risk models developed in Python into C++ for scalable and efficient production ...

First American

Risk Analyst-ServiceMac

Iowa, LA · On-site +1

$64K - $85K/yr

ServiceMac is focused on providing superior technology, products, and services for the mortgage and ... Conducts risk assessments to ensure compliance with federal and state regulatory requirements ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada, and Arizona.

First American

Risk Analyst (Hybrid)

Santa Ana, CA · Hybrid

What We Do First American is seeking a Risk Analyst to help strengthen our risk management and ... Financial services, title insurance, mortgage, settlement services, banking, insurance ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

The Risk Analyst reports to the VP-Risk Manager and is primarily responsible for supporting risk ... mortgage borrowers in Utah and portions of Wyoming, Nevada, and Arizona.Applications will be ...

LoanCare

Internal Mortgage Risk Specialist III - Remote

$19.33 - $28.89/hr

... Mortgage Risk Specialist III. The ideal candidate will enjoy working with clients, both internal ... Responsibilities • Assemble and summarize data to structure loss analysis template to identify ...

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Mortgage Risk Analyst information

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$15

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$65

How much do mortgage risk analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for mortgage risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What are the typical daily responsibilities of a mortgage risk analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Do mortgage risk analysts make good money?

Mortgage risk analysts typically earn a competitive salary that varies by experience, location, and employer. Entry-level positions may start lower, while experienced analysts with certifications can earn higher wages, often supplemented by bonuses or incentives. The role requires strong analytical skills and knowledge of mortgage markets and risk assessment tools.

How much do mortgage risk analysts get paid?

Mortgage risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses or benefits.
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Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $84,210 per year, or $40.5 per hour.

Risk Analyst

MidFirst Bank

Oklahoma City, OK • On-site

Full-time

Re-posted 12 days ago

Key responsibilities

  • Identify and assess operational risk across the Mortgage Servicing division, including regulatory, process, control, and execution risks.

  • Partner directly with Mortgage Operations leaders and teams to evaluate risk exposure and develop practical, sustainable mitigation strategies.

  • Support the development, documentation, and enhancement of controls, procedures, and governance processes in response to identified risks.

MidFirst Bank rating

8.0

Company rating: 8.0 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

73rd of 175 rated banks

Job description

Description:
Servicing Risk Management partners with Midland Mortgage Operations to strengthen the control environment, identify and assess operational risk, and ensure timely, well-supported responses to audits and regulatory exams. This role is ideal for a public accounting professional who enjoys applying an assurance mindset in an operational setting - evaluating processes, testing controls, documenting evidence, and driving practical remediation with business partners.
Rather than performing traditional audit testing, this role focuses on forward-looking risk identification, root cause analysis, and practical risk mitigation within a highly regulated mortgage servicing environment. The Risk Analyst serves as a trusted risk subject matter expert to internal business units and as a liaison between Mortgage Operations and Internal and External oversight bodies (Internal Audit, Enterprise Risk Management, FHA, etc.) translating enterprise risk expectations into practical, operationally sound solutions.
This role exists to coordinate and track requests from Compliance, ERM, Internal Audit, and regulators; gather and organize supporting documentation; draft and QC responses; and escalate risks, issues, or timeline concerns to management. In addition, the analyst will participate in process analysis projects focused on identifying risks and areas where operational procedures can be strengthened, documenting observations, and collaborating with stakeholders to address gaps and improve controls.
Key Responsibilities:
  • Identify and assess operational risk across the Mortgage Servicing division, including regulatory, process, control, and execution risks.
  • Partner directly with Mortgage Operations leaders and teams to evaluate risk exposure and develop practical, sustainable mitigation strategies.
  • Serve as a risk subject matter expert and liaison between Mortgage Operations and Enterprise Risk Management, ensuring alignment with enterprise risk frameworks while remaining grounded in operational reality.
  • Facilitate risk discussions, risk assessments, and issue analysis with operational stakeholders, focusing on root cause and forward-looking risk prevention.
  • Support the development, documentation, and enhancement of controls, procedures, and governance processes in response to identified risks.
  • Assist Operations in understanding risk expectations related to regulatory requirements, internal policies, and enterprise risk standards.
  • Contribute to risk reporting, issue tracking, and remediation oversight, ensuring clarity, accuracy, and executive-ready communication.

This is a challenging, high-visibility individual contributor position with exposure across the organization. A successful candidate will have an audit/risk mindset, strong attention to detail, the ability to manage competing priorities, and the confidence to raise questions, identify gaps, and drive timely follow-through in partnership with stakeholders.
Position Requirements:
The ideal candidate will enjoy working in a fast-paced environment and have the ability to manage a variety of deliverables from beginning to end. They will be comfortable communicating with auditors and business partners, organizing large volumes of information, and producing clear, accurate work products. The ideal candidate will be collaborative and meticulous, with strong organizational and prioritization skills.
  • 2+ years of experience in audit, operational risk, compliance, quality assurance, or risk controls (financial services experience preferred)
  • Bachelor's degree in Accounting, Finance, Economics, Business, or a related field required (relevant certifications a plus) with a minimum GPA of 3.0
  • Experience coordinating work across multiple stakeholders (e.g., tracking deliverables, creating status updates, maintaining documentation, and meeting deadlines)
  • Foundational risk and controls knowledge (or demonstrated ability to learn quickly), including attention to evidence quality, documentation standards, and issue identification
  • Excellent written and verbal communication skills, including the ability to draft clear response language and produce accurate, well-organized supporting materials
  • Strong analytical and problem-solving skills, including the ability to identify gaps or inconsistencies, ask effective questions, and escalate concerns appropriately
  • Position requires a minimum of 3 years of relevant US based experience.
  • To be considered for this position you must reside in Oklahoma

Preferred Experience:
  • Exposure to public accounting, mortgage servicing operations, regulatory exams, audit testing, or internal control frameworks (e.g., evidence collection and response support).

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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