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Mortgage Risk Analyst Jobs in Michigan (NOW HIRING)

AD Mortgage

Mortgage Servicing Data Analyst

Troy, MI

About this opportunity The Mortgage Servicing Data Analyst is responsible for analyzing mortgage ... This role partners with servicing operations, compliance, finance, risk, and technology teams to ...

LOANVILLE LLC

Mortgage Loan Officer

Troy, MI · On-site

$50K - $250K/yr

Conduct credit and risk analyses to determine appropriate loan terms and interest rates * Negotiate ... Solid understanding of mortgage lending practices, banking products, and financial services

LOANVILLE LLC

Mortgage Loan Officer

Troy, MI · On-site

$50K - $250K/yr

Conduct credit and risk analyses to determine appropriate loan terms and interest rates * Negotiate ... Solid understanding of mortgage lending practices, banking products, and financial services

Dow Credit Union

Mortgage Sales Manager

Midland, MI · On-site

$108K/yr

Collaborate cross-functionally with Compliance, Risk, Marketing, Processing, and Consumer Lending ... Ability to analyze performance metrics and drive strategy * NMLS registration required (SAFE Act ...

Dow Credit Union

Mortgage Sales Manager

Midland, MI · On-site

$108K/yr

Collaborate cross-functionally with Compliance, Risk, Marketing, Processing, and Consumer Lending ... Ability to analyze performance metrics and drive strategy * NMLS registration required (SAFE Act ...

Dow Credit Union

Mortgage Sales Manager

Midland, MI · On-site

$108K/yr

Collaborate cross-functionally with Compliance, Risk, Marketing, Processing, and Consumer Lending ... Ability to analyze performance metrics and drive strategy * NMLS registration required (SAFE Act ...

THE DART BANK

Sr. Mortgage Underwriter

Lansing, MI

$118K/yr

The focus of an underwriter is to provide sound risk evaluation of mortgage applications while ... Review and analyze complex financial statements, personal and corporate tax returns. * Review ...

Dart Bank

Sr. Mortgage Underwriter

Lansing, MI · On-site +1

$118K/yr

The focus of an underwriter is to provide sound risk evaluation of mortgage applications while ... Review and analyze complex financial statements, personal and corporate tax returns. * Review ...

AD Mortgage

Lock Desk Specialist

Troy, MI

... mortgage loan channels (e.g., Retail, Correspondent, Wholesale ... This role ensures the accurate, timely, and compliant locking of interest rates to mitigate risk ...

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Mortgage Risk Analyst information

See Michigan salary details

$13

$35

$57

How much do mortgage risk analyst jobs pay per hour?

As of Jul 25, 2026, the average hourly pay for mortgage risk analyst in Michigan is $35.29, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $42.93 per hour, depending on experience, location, and employer.

What is a Mortgage Risk Analyst job?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

How much does a risk analyst make at JP Morgan?

A risk analyst at JP Morgan typically earns an average salary ranging from $70,000 to $100,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with some roles requiring proficiency in risk management tools and certifications such as FRM or CFA.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Underwriting Managers, Mortgage Operations Directors, or Chief Risk Officers tend to be the highest paid. These positions require extensive experience, leadership skills, and often advanced certifications, and they oversee risk management, compliance, and strategic decision-making within mortgage companies.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the risk associated with mortgage loans by analyzing borrower creditworthiness, financial data, and property values. They use statistical models and data analysis tools to identify potential defaults and help lenders make informed lending decisions. Strong analytical skills and knowledge of lending regulations are essential for this role.

What are the typical daily responsibilities of a Mortgage Risk Analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the Mortgage Risk Analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Is risk analyst an entry level job?

A risk analyst role, including mortgage risk analyst positions, can be entry level or require experience depending on the company. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or related fields, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require several years of experience and specialized skills in data analysis or risk management tools.
What are the most commonly searched types of Mortgage Risk Analyst jobs in Michigan? The most popular types of Mortgage Risk Analyst jobs in Michigan are:
What are popular job titles related to Mortgage Risk Analyst jobs in Michigan? For Mortgage Risk Analyst jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Analyst jobs in Michigan look for? The top searched job categories for Mortgage Risk Analyst jobs in Michigan are:
Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in Michigan as of July 2026, with employment types broken down into 86% Full Time, 9% Part Time, 1% Temporary, and 4% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $73,397 per year, or $35.3 per hour.
Mortgage Servicing Data Analyst

Mortgage Servicing Data Analyst

AD Mortgage

Troy, MI

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 6 days ago

Job description

About this opportunity

The Mortgage Servicing Data Analyst is responsible for analyzing mortgage servicing data, identifying trends, supporting operational reporting, improving portfolio performance, and ensuring data accuracy across servicing systems. This role partners with servicing operations, compliance, finance, risk, and technology teams to deliver actionable insights that improve borrower experience, regulatory compliance, and operational efficiency.

Key Responsibilities

Data Analysis & Reporting

• Analyze mortgage servicing portfolio data including: Payment performance, Delinquencies, Escrow balances, Loss mitigation, Foreclosure timelines, Bankruptcy status, Investor reporting

• Develop recurring and ad hoc reports for servicing leadership.

• Monitor KPIs and servicing metrics to identify trends and operational risks.

• Build dashboards using BI tools such as Power BI, Tableau, or Excel. Data Management

• Validate data integrity across servicing platforms and databases.

• Perform data reconciliation between servicing systems, investor reports, and regulatory submissions. • Identify data anomalies and recommend corrective actions.

• Support data governance and documentation initiatives. Business Support

• Collaborate with servicing teams to improve workflows and reporting accuracy.

• Assist with audit requests, compliance reviews, and investor inquiries.

• Support regulatory reporting requirements including CFPB, FHA, Fannie Mae, Freddie Mac, and Ginnie Mae standards. Process Improvement

• Automate manual reporting processes using SQL, Python, or Excel macros.

• Recommend operational improvements based on data findings.

• Participate in system migrations, testing, and servicing platform enhancements.

Location and Schedule

  • This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office.

  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.

Skills & Qualifications

Experience with mortgage servicing systems such as: MSP, Black Knight, Sagent, Fiserv

• Knowledge of: Escrow analysis, Loss mitigation, Default servicing, Investor reporting

• Familiarity with Python, SAS, or R

• Understanding of mortgage regulatory requirements Technical Skills

• SQL • Excel (PivotTables, Power Query, VBA)

• Power BI or Tableau • Data visualization • ETL/data validation • Reporting automation

What We Offer | Career and Culture

  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.

  • Growth Path: Defined paid training and clear pathways for career development.

  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.

    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.

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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.