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Mortgage Risk Analyst Jobs in Michigan (NOW HIRING)

AD Mortgage

Secondary Marketing Analyst

Troy, MI · On-site

Risk and Pipeline Management: Analyze the loan pipeline for interest rate risk and credit risk ... Take the first step towards a rewarding career in the mortgage industry with AD Mortgage. Our ...

AD Mortgage

Lock Desk Specialist

Troy, MI

... mortgage loan channels (e.g., Retail, Correspondent, Wholesale ... This role ensures the accurate, timely, and compliant locking of interest rates to mitigate risk ...

AD Mortgage

Lock Desk Specialist

Troy, MI · On-site

... mortgage loan channels (e.g., Retail, Correspondent, Wholesale ... This role ensures the accurate, timely, and compliant locking of interest rates to mitigate risk ...

PNC

Mortgage Loan Officer

Lansing, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Lansing, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Troy, MI

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC

Mortgage Loan Officer

Saginaw, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Grand Rapids, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC

Mortgage Loan Officer

Troy, MI

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Midland, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC

Mortgage Loan Officer

Grand Rapids, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

PNC Bank

Mortgage Loan Officer

Bay City, MI · On-site

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities ...

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Mortgage Risk Analyst information

See Michigan salary details

$13

$35

$57

How much do mortgage risk analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for mortgage risk analyst in Michigan is $35.29, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $42.93 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What are the typical daily responsibilities of a mortgage risk analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Do mortgage risk analysts make good money?

Mortgage risk analysts typically earn a competitive salary that varies by experience, location, and employer. Entry-level positions may start lower, while experienced analysts with certifications can earn higher wages, often supplemented by bonuses or incentives. The role requires strong analytical skills and knowledge of mortgage markets and risk assessment tools.

How much do mortgage risk analysts get paid?

Mortgage risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses or benefits.

What are the most commonly searched types of Mortgage Risk Analyst jobs in Michigan?

The most popular types of Mortgage Risk Analyst jobs in Michigan are:

What are popular job titles related to Mortgage Risk Analyst jobs in Michigan?

For Mortgage Risk Analyst jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Analyst jobs in Michigan look for?

The top searched job categories for Mortgage Risk Analyst jobs in Michigan are:

Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 10% Part Time, 3% Contract, and 1% Nights. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $73,397 per year, or $35.3 per hour.

Secondary Marketing Analyst

AD Mortgage

Troy, MI • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted yesterday

Key responsibilities

  • Monitor and analyze market data to determine optimal loan pricing and execute loan sales, pooling, and securitization activities.

  • Analyze the loan pipeline for interest rate and credit risk, and model loan production and settlement activity to support liquidity planning.

  • Generate reports on secondary market activities, develop financial models for pricing and profitability, and present findings to senior management.

Job description

About this opportunity

We are seeking a highly analytical and detail-oriented Secondary Marketing Analyst to join our capital markets team. This role is crucial for managing market execution to maximize profitability and mitigate risk.. The ideal candidate will be a fast-learner who can work independently and add value beyond daily tasks. You will work closely with our production, capital markets, and executive teams.

Key Responsibilities

• Loan Pricing and Execution:

Monitor and analyze real-time market data, including Fannie Mae, Freddie Mac, Ginnie Mae, and private investor pricing, to determine optimal loan pricing and product offerings.

Execute daily best-efforts and mandatory loan sales, pooling, and securitization activities.

Manage and monitor loan commitments, ensuring accurate pair-offs and timely delivery to investors.

Perform daily hedge reconciliations and ensure proper risk management strategies are in place.

• Risk and Pipeline Management:

Analyze the loan pipeline for interest rate risk and credit risk exposures.

Track and report on fallout and pull-through rates, identifying trends and potential areas for improvement.

Model and forecast loan production and settlement activity to assist with liquidity planning.

• Reporting and Analysis:

Generate daily, weekly, and monthly reports on secondary market activities, including gain-on-sale, profitability analysis, and loan sale performance.

Develop and maintain financial models to evaluate pricing strategies, product profitability, and new business initiatives.

Present findings and recommendations to senior management on market conditions, investor trends, and execution strategies.

• Investor Relations and Compliance:

Maintain strong working relationships with investors, servicers, and secondary market partners.

Ensure compliance with all agency and investor guidelines, policies, and procedures related to loan sales and securitization.

Location and Schedule

  • This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office.

  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.

Skills & Qualifications

  • Proficiency in financial modeling and advanced Excel skills (e.g., pivot tables, VLOOKUPs, financial functions).

  • Experience with SQL or other data manipulation tools is a plus.

  • Familiarity with secondary market technology platforms (e.g., optimal blue, MIEC, QRM) is highly desirable.

  • Exceptional analytical and problem-solving abilities with a keen eye for detail and accuracy.

  • Excellent written and verbal communication skills, with the ability to articulate complex financial concepts clearly.

  • Ability to thrive in a fast-paced, high-pressure environment and meet tight deadlines.

What We Offer | Career and Culture

  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.

  • Growth Path: Defined paid training and clear pathways for career development.

  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.

    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.

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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.