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Mortgage Risk Analyst Jobs in Virginia (NOW HIRING)

Citizens Bank

MSR Senior Analyst

Glen Allen, VA · On-site

$78K - $97K/yr

The MSR Senior Analyst, reporting to the Mortgage Servicing Rights (MSR) Portfolio Manager, applies ... Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin.

Citizens Financial Group

MSR Senior Analyst

Glen Allen, VA · On-site

$78K - $97K/yr

The MSR Senior Analyst, reporting to the Mortgage Servicing Rights (MSR) Portfolio Manager, applies ... Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin.

Citizens

MSR Senior Analyst

Glen Allen, VA · On-site

$78K - $97K/yr

The MSR Senior Analyst, reporting to the Mortgage Servicing Rights (MSR) Portfolio Manager, applies ... Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin.

Citizens Financial Group

MSR Senior Analyst

Glen Allen, VA · On-site

$78K - $97K/yr

The MSR Senior Analyst, reporting to the Mortgage Servicing Rights (MSR) Portfolio Manager, applies ... Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin.

Freddie Mac

IT Third Party Risk Professional

Mclean, VA · On-site

$87K - $131K/yr

Freddie Mac Home Loan Mortgage Corporation's goal is to make homeownership and rental housing more ... Third Party Risk management encompasses evaluating suppliers across all operational risk domains ...

Freddie Mac

Portfolio Risk Lead - Servicing

Mclean, VA · On-site

Perform other ad-hoc risk analysis as needed Qualifications: * 8 + years of experience at a large mortgage servicer or in a servicing area of a GSE or HUD * 8 + years of experience in risk management ...

Freddie Mac

Portfolio Risk Lead - Servicing

Mclean, VA · On-site

Perform other ad-hoc risk analysis as needed Qualifications: * 8 + years of experience at a large mortgage servicer or in a servicing area of a GSE or HUD * 8 + years of experience in risk management ...

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Mortgage Risk Analyst information

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$65

How much do mortgage risk analyst jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for mortgage risk analyst in Virginia is $40.14, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $48.85 per hour, depending on experience, location, and employer.

What is a Mortgage Risk Analyst job?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

How much does a risk analyst make at JP Morgan?

A risk analyst at JP Morgan typically earns an average salary ranging from $70,000 to $100,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with some roles requiring proficiency in risk management tools and certifications such as FRM or CFA.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Underwriting Managers, Mortgage Operations Directors, or Chief Risk Officers tend to be the highest paid. These positions require extensive experience, leadership skills, and often advanced certifications, and they oversee risk management, compliance, and strategic decision-making within mortgage companies.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the risk associated with mortgage loans by analyzing borrower creditworthiness, financial data, and property values. They use statistical models and data analysis tools to identify potential defaults and help lenders make informed lending decisions. Strong analytical skills and knowledge of lending regulations are essential for this role.

What are the typical daily responsibilities of a Mortgage Risk Analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the Mortgage Risk Analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Is risk analyst an entry level job?

A risk analyst role, including mortgage risk analyst positions, can be entry level or require experience depending on the company. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or related fields, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require several years of experience and specialized skills in data analysis or risk management tools.
What are popular job titles related to Mortgage Risk Analyst jobs in Virginia? For Mortgage Risk Analyst jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Analyst jobs in Virginia look for? The top searched job categories for Mortgage Risk Analyst jobs in Virginia are:
Mortgage Risk Analyst jobs near you

Senior Mortgage Banking Analyst

Government National Mortgage Association (Ginnie Mae)

Alexandria, VA • On-site, Remote

$143K - $187K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Summary
This position is located in the Department of Housing and Urban Development, Government National Mortgage Association Ginnie Mae.
If you do not meet any of the categories listed below, you may wish to apply under announcement 26-HUD-12972543-P which is open for any U.S. citizen to apply. Please refer to that announcement for details on open period, eligibility, and how to apply.
Learn more about this agency
Duties
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HUD's Mission
The mission of the U.S. Department of Housing and Urban Development is to foster strong communities by supporting access to quality, affordable housing, expanding the housing supply, and unlocking homeownership opportunities for the American people. The Department is committed to furthering the promise of self-sufficiency in every American while promoting economic development to revitalize rural, tribal, and urban communities across the country.
This position is located in the Government National Mortgage Association (Ginnie Mae), Monitoring and Asset Management Division, Office of Issuer and Portfolio Management within the Government National Mortgage Association (Ginnie Mae). Ginnie Mae is a wholly owned government corporation created to help expand homeownership opportunities for low and moderate-income Americans, by linking global capital markets to the nation's housing markets.
As a Senior Mortgage Banking Analyst, you will:
  • Serve as a Senior Mortgage Banking Analysts in the Monitoring and Asset Management Division of the Office Issuer and Portfolio Management. Responsible for leading the evaluation and monitoring of various measures of risk from securities issuers, servicers, and custodians.
  • Assist Account Executives (AE) and Mortgage Securities Specialists (MS) in the Single-family Manufactured Housing and Multifamily Divisions in the Office of with issuers, services, and custodians to resolve risk-related problems in a timely and appropriate manner.
  • Maintain expert knowledge of all aspects of monitoring, including (but not limited to) issuer financial condition and portfolio performance, and field reviews of issuers and custodians and is responsible for reviewing risk performance measures, and monitoring issuer and custodian compliance with those measures.
  • Plan and conduct comprehensive projects, studies and analyses of mortgage-Backed Securities, the management of the monitoring and asset management program, and a wide range of varied user issues; identify major program conflicts, and problems; prepare study findings and present authoritative presentations that include innovative strategies and approaches to improve the MBS programs in a manner that optimizes effectiveness and efficiency of the full range current program operations; and formulate and articulate visionary long-range plans, policies, milestones, and strategies to achieve projected economic and programmatic objectives.

Requirements
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Conditions of employment
The official duty station for this position will be in Alexandria, Virginia. Failure to report to duty at this location may be grounds for a disciplinary action, including removal.
Key Requirements:
  • Must be U.S. Citizen or U.S. National.
  • A probationary or trial period may be required. Continued employment is contingent upon supervisory certification that continued employment will benefit the Federal Service; the certification will occur no less than 30 days before the end of the probationary/trial period.
  • Public Trust - Background Investigation will be required.
  • Complete a Declaration for Federal Employment to determine your suitability for Federal employment, at the time requested by the agency.
  • Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
  • If you are a male applicant born after December 31, 1959, certify that you have registered with the Selective Service System or are exempt from having to do so.
  • Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form i-9. Federal law requires verification of the identity and employment eligibility of all new hires in the U.S.
  • Obtain and use a Government-issued charge card for business-related travel.
  • Please refer to "Additional Information Section for additional Conditions of Employment."

Qualifications
You must meet the following requirements within 30 days of the closing date of this announcement.
Specialized Experience: For the GS-14 grade level, you must have one year (52 full weeks) of specialized experience at a level of difficulty and responsibility equivalent to the GS-13 grade level in the Federal service. Specialized Experience for this position includes:
- Experience in origination, loan servicing, mortgage-backed securities, or document custodians; AND
- Experience utilizing risk, portfolio, or collateral management methodologies; AND
- Experience in regulatory or compliance management; AND
- Experience leading teams or managing personnel; AND
- Experience leading special projects, initiatives, or programs.
The experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.
Time-in-Grade: In addition to the above requirements, you must meet the following time-in-grade requirement, if applicable:
For the GS-14 you must have been at the GS-13 level for 52 weeks.
Time After Competitive Appointment: Candidates who are current Federal employees serving on a non-temporary competitive appointment must have served at least three months in that appointment.
Education
This job does not have an education qualification requirement.
Additional information
OTHER INFORMATION:
  • We may select from this announcement or any other source to fill one or more vacancies.
  • Relocation expenses will not be paid.
  • Relocation incentive will not be paid.
  • Recruitment incentive will not be paid.
  • This is a bargaining unit position.
  • This position is Exempt from the Fair Labor Standards Act (FLSA).
  • HUD offers alternative and flexible work schedules.
  • This announcement may be used to fill additional vacancies for similar positions across HUD. During the online application process, you will be asked to specify if you would like your application information shared with other hiring managers in the Program Office listed in this announcement or in other HUD Program Offices. Opting to share your application information will not impact your application for this announcement, nor will it guarantee further consideration for additional positions.

CONDITIONS OF EMPLOYMENT (CONTINUED):
HUD employees are subject to a number of government-wide and HUD specific ethics laws and regulations, including restrictions on working in a real estate related business, and having Section 8 tenants, along with other prohibited interests and activities. To review applicable ethics rules and HUD specific restrictions, please visit https://portal.hud.gov/hudportal/HUD?src=/program_offices/general_counsel/ethics.
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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Review our benefits
Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

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