ZipRecruiter

Log In

1

Mortgage Risk Analyst Jobs in Virginia (NOW HIRING)

Freddie Mac

Operational Risk Business Lead

Mclean, VA · On-site

... mortgage servicing industry? Freddie Mac is seeking an accomplished Risk Practitioner to join our ... If you excel at analytical thinking, problem-solving, and persuasive communication, we invite you ...

Bank of Clarke

Mortgage Loan Officer

Mclean, VA · On-site

$30K - $50K/yr

Collect and analyze all necessary documentation and review for loan approval. * Review various loan ... risk. * Complete mortgage loans by monitoring collection, verification, and preparation of mortgage ...

Bank of Clarke

Mortgage Loan Officer

Mclean, VA · On-site +1

Collect and analyze all necessary documentation and review for loan approval. * Review various loan ... risk. * Complete mortgage loans by monitoring collection, verification, and preparation of mortgage ...

Wells Fargo

Private Mortgage Banker (SAFE)

Mclean, VA · On-site

Review and analyze low to moderately complex financial and credit data; match customer needs with ... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ...

M&T Bank

Mortgage Originator

Falls Church, VA · On-site

Interviews applicants to collect and analyze information regarding their income, assets, debts and ... will be an acceptable risk; obtains and analyzes pertinent financial and credit data.

M&T Bank

Mortgage Originator

Falls Church, VA

Interviews applicants to collect and analyze information regarding their income, assets, debts and ... will be an acceptable risk; obtains and analyzes pertinent financial and credit data.

M&T Bank

Mortgage Originator

Manassas, VA · On-site

Interviews applicants to collect and analyze information regarding their income, assets, debts and ... will be an acceptable risk; obtains and analyzes pertinent financial and credit data.

Mtb

Mortgage Originator

Manassas, VA

Interviews applicants to collect and analyze information regarding their income, assets, debts and ... will be an acceptable risk; obtains and analyzes pertinent financial and credit data.

Mtb

Mortgage Originator

Falls Church, VA

Interviews applicants to collect and analyze information regarding their income, assets, debts and ... will be an acceptable risk; obtains and analyzes pertinent financial and credit data.

M&T Bank

Mortgage Originator

Manassas, VA

Interviews applicants to collect and analyze information regarding their income, assets, debts and ... will be an acceptable risk; obtains and analyzes pertinent financial and credit data.

previous pagenext page

Showing results 21-40

All JobsMortgage Risk Analyst JobsMortgage Risk Analyst Jobs in Virginia

Mortgage Risk Analyst information

See Virginia salary details

$15

$40

$65

How much do mortgage risk analyst jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for mortgage risk analyst in Virginia is $40.14, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $48.85 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What are the typical daily responsibilities of a mortgage risk analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

What are popular job titles related to Mortgage Risk Analyst jobs in Virginia?

For Mortgage Risk Analyst jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Analyst jobs in Virginia look for?

The top searched job categories for Mortgage Risk Analyst jobs in Virginia are:

Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $83,487 per year, or $40.1 per hour.

Operational Risk Business Lead

Freddie Mac

Mclean, VA • On-site

Full-time

Re-posted 14 days ago

Freddie Mac rating

9.2

Company rating: 9.2 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.
Position Overview:
Are you ready to leverage your expertise in Operational Risk to make a significant impact in the mortgage servicing industry? Freddie Mac is seeking an accomplished Risk Practitioner to join our Enterprise Risk team, providing independent oversight across divisions. This is a unique opportunity to shape risk management practices, influence senior leaders, and drive meaningful change. If you excel at analytical thinking, problem-solving, and persuasive communication, we invite you to join our team and help us advance our risk culture. #MoreAtFreddieMac!
Our Impact:
As an Operational Risk Business Lead, you will:
  • Deliver independent oversight of Freddie Mac divisions, ensuring operational risks are identified, measured, monitored, and controlled within established tolerances.
  • Apply a robust monitoring framework to challenge and review risk practices.
  • Aggregate and communicate independent, data-driven views of operational risk with a forward-looking perspective.
  • Build influential relationships with business partners, becoming a trusted advisor and stakeholder in risk management activities.

Your Impact:
  • Independently assessing operational risk and control environments through quantitative and qualitative means.
  • Review, support, and challenge divisional operational risk profiles, focusing on key drivers, trends, future outlook, and escalation points.
  • Coordinate across all non-financial risk domains to develop a holistic risk perspective.
  • Foster positive relationships with stakeholders, actively participating in risk discussions and supporting effective challenges to drive actionable outcomes.
  • Implement and enhance processes, procedures, and tools that support operational risk oversight routines.
  • Bringing a focus upon internal process re-engineering, with a view to making recommendations and enhancements to existing Risk processes where opportunities arise.
  • Monitor activities and provide critical inputs for quarterly divisional risk profile reporting, highlighting significant and emerging risks, effective challenges, and first-line risk management strategies.

Qualifications:
  • Bachelor's Degree (or equivalent work experience) and 8+ years of overall relevant experience with 5+ years in operational or compliance risk management.
  • Proven ability to influence at all organizational levels, including executives, and unite teams toward common goals.
  • Experience in process design and control assessment.
  • Preferred experience in the secondary mortgage market, mortgage lending, or mortgage-related securities.
  • Highly driven, results-oriented, and recognized as a "value partner" who proactively builds and leverages relationships internally and externally.
  • Exceptional problem-solving skills and ability to articulate complex concepts clearly.

Keys to Success in this Role:
  • Deliver thoughtful, fact-based challenges to divisions using a clear, concise, and risk-based approach.
  • Strong team player and ability to communicate clearly and concisely to senior leadership.
  • Strong influencing skills and ability to lead change and deliver results; Ability to multi-task and prioritize.
  • Apply data-driven insights to advise on risk perspectives, demonstrating intellectual agility and interpersonal flexibility.
  • Exhibit strong situational analysis and decision-making abilities.
  • Communicate effectively-both written and verbal-across all levels of the organization, including through impactful visualizations.

Current Freddie Mac employees please apply through the internal career site.
We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.
CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.
Time-type:Full time
FLSA Status:Exempt
Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.
This position has an annualized market-based salary range of $126,000 - $188,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.

What Freddie Mac employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

Freddie Mac logo

About Freddie Mac

Sourced by ZipRecruiter

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.

Industry

Finance and insurance

Company size

5,001 - 10,000 Employees

Headquarters location

McLean, VA, US

Year founded

1970

View All Freddie Mac Jobs

Apply