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Loans Analyst Jobs in Virginia (NOW HIRING)

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk ... Be responsible for the completion of financial spreads and analysis; credit approval and memo ...

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting ... Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk ...

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting ... Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk ...

The firm consistently ranks in the Top 10 for Fannie Mae & Freddie Mac by multifamily loan volume ... The Analyst manages a portfolio of multifamily loan consent requests from application through ...

Function : Responsible for evaluating loan requests for appropriate structure and acceptable use of loan funds; providing an independent analysis of credit quality for the most complex loan ...

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Loans Analyst information

What is the difference between Loans Analyst vs Credit Analyst?

AspectLoans AnalystCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; certifications like CFA or CCFA are a plusSimilar credentials; often requires a bachelor's degree in finance, accounting, or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, lending companies; analyzing loan applications and riskBanks, credit bureaus, financial firms; assessing creditworthiness of individuals or companies
Employer & Industry UsageUsed in lending departments to evaluate loan risks and termsUsed in credit departments to determine credit limits and risk levels

While both roles involve financial analysis and assessing risk, a Loans Analyst primarily focuses on evaluating loan applications and repayment ability, whereas a Credit Analyst assesses overall creditworthiness of clients or companies. Both roles require similar skills and credentials, but their specific focus and work environment differ slightly.

What does a loans analyst do?

A loans analyst evaluates loan applications by reviewing financial documents, credit reports, and income statements to determine borrowers' creditworthiness. They analyze risk, ensure compliance with lending policies, and often use financial software to prepare reports for approval decisions. Strong analytical skills and attention to detail are essential in this role.

What cities in Virginia are hiring for Loans Analyst jobs?

Cities in Virginia with the most Loans Analyst job openings:

Infographic showing various Loans Analyst job openings in Virginia as of August 2026, with employment types broken down into 81% Full Time, 14% Part Time, and 5% Contract. Highlights an 80% Physical, 9% Hybrid, and 11% Remote job distribution.

$98K - $122K/yr

Other

Posted 18 days ago


Job description

Senior Loan Analyst

The Senior Loan Analyst is an experienced individual contributor who independently manages a portfolio of loans with varying complexity. This role resolves the majority of issues without escalation, applies judgment to interpret and implement guidelines in non-standard situations, and proactively engages with stakeholders to drive timely and compliant outcomes. The Senior Loan Analyst also supports team effectiveness by providing informal mentorship and identifying opportunities for process improvement.

Role Responsibilities:

  • Independently manage and review a portfolio of loans with varying complexity, including Real Estate, Commercial, and SBA loans, analyzing annual insurance renewal documents.
  • Exercise professional judgment to independently resolve the majority of issues within assigned portfolios, escalating high-risk, complex, or non-routine situations as needed.
  • Evaluate insurance policies for compliance with loan documents, servicing agreements, and investor guidelines, interpreting requirements and applying them to non-standard scenarios.
  • Identify insurance deficiencies and proactively resolve issues directly with insurance agents, borrowers, and internal stakeholders, escalating only high-risk or exceptional matters.
  • Monitor cancellation notices and take independent action to ensure continuous insurance coverage is maintained across the portfolio.
  • Review insurance documentation for new loan originations and resolve compliance issues prior to closing, coordinating with relevant stakeholders as needed.
  • Maintain accurate and complete insurance data within McCracken and other internal systems, ensuring data integrity across assigned portfolios.
  • Support audits, loan sales, and special projects, independently handling assigned components and contributing insights.
  • Participate in cross-training and departmental initiatives to strengthen team capability and coverage.
  • Identify, recommend, and help implement workflow and process improvements based on day-to-day observations.
  • Complete all required compliance and cybersecurity training.

Minimum Qualifications:

  • 4–6 years of experience in property and casualty insurance, preferably within a lending or financial services environment.
  • Demonstrated experience supporting commercial real estate loans or related assets, with a solid understanding of loan structures and insurance requirements.
  • Proven ability to work independently, manage multiple priorities, and handle a portfolio of varying complexity.
  • Strong analytical, organizational, and communication skills, with the ability to interpret guidelines and apply sound judgment in resolving issues.
  • Proficiency using loan servicing systems (e.g., McCracken/Strategy) to manage insurance data, track compliance, and support portfolio-level activities is expected.
  • Demonstrates ownership of moderately complex issues, resolves escalations effectively, works proactively, and supports team members through mentoring and guidance.

Education:

  • High school diploma or GED required.
  • Associate degree or bachelor's degree preferred, particularly in Business, Finance, Insurance, Risk Management, Real Estate, or a related field.

Licenses/Certifications:

Relevant coursework, training, or progress toward professional designations in the following areas is preferred:

  • Associate in General Insurance (AINS) or similar foundational insurance coursework
  • Mortgage Bankers Association (MBA) or Real Estate Finance programs
  • Federal Emergency Management Agency (FEMA) and/or National Flood Insurance Program (NFIP) flood insurance training
  • Insurance, risk management, or compliance coursework (e.g., via The Institutes)

AA/EOE

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.