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Mortgage Risk Analyst Jobs in Florida (NOW HIRING)

Company Description The Mortgage Loan Underwriter position is responsible for underwriting ... and risk analysis background preferred FHA, VA designations preferred Strong analytical decision ...

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA ... and risk analysis background preferred FHA, VA designations preferred Strong analytical decision ...

Employee Only Mortgage Product with exclusive interest rates and terms. * 0% Financing for Eligible ... Monitor and analyze risk data, key risk indicators, and emerging trends to identify potential ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

The Mortgage Underwriter is responsible for independently assessing and underwriting conventional ... Perform thorough risk analysis of borrower credit, income, assets, collateral, and overall loan ...

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Mortgage Risk Analyst information

See Florida salary details

$11

$30

$49

How much do mortgage risk analyst jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for mortgage risk analyst in Florida is $30.25, according to ZipRecruiter salary data. Most workers in this role earn between $22.26 and $36.83 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What are the typical daily responsibilities of a mortgage risk analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

What are popular job titles related to Mortgage Risk Analyst jobs in Florida?

For Mortgage Risk Analyst jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Analyst jobs in Florida look for?

The top searched job categories for Mortgage Risk Analyst jobs in Florida are:

Infographic showing various Mortgage Risk Analyst job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 9% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $62,929 per year, or $30.3 per hour.

Mortgage Underwriter

Zentech Consulting

Clearwater, FL • On-site

$36/hr

Full-time

Re-posted 20 days ago


Job description

Company Description
Job Description
The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes. Ideal candidates will be service-focused with superior time-management and communication skills, have the ability to multi-task.
Key responsibilities
Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans
Review resubmitted files and documents
Make and issue independent compliant loan decisions
Maintain company service level and turn-time standards
Respond to audits and post-closing issues in a timely manner
Maintain working knowledge of agency and investor guidelines and policies
Mentor processing staff on underwriting deficiencies and calculation errors
Other duties as assigned
Compensation
-Initial hours 9-5 + OT at month end. Ability to work from home after 6 months (with one day a week in office).
-Starting salary begins at $36.00/hr+ based on credentials and interview
-Quarterly bonuses offered
-Full Benefit package offered
Qualifications
2 years' experience underwriting with strong credit, collateral, and risk analysis background preferred
FHA, VA designations preferred
Strong analytical decision-making and problem-solving abilities
Demonstrated success in a fast-paced, high-stakes environment
Excellent verbal and written communication skills
Additional Information
All your information will be kept confidential according to EEO guidelines.

ZenTech Consulting logo

About ZenTech Consulting

Sourced by ZipRecruiter

Working with ZenTech Consulting offers potential applicants a unique experience versus a traditional job search. Choosing to begin your job search with ZenTech gives you immediate access to positions at leading companies that partner with us. The opportunity to work with a professional recruiter to identify your strengths, skills and how to apply your prior work experience are some of the immediate benefits to working with us. In addition, your recruiter will share important details about a position and provide interview tips so that you can effectively demonstrate your skills and expertise to hiring managers. By working with ZenTech Consulting, you can also build your network of connections and increase the number and variety of jobs you qualify for. Our service is completely free and you receive the added benefit of working with a recruiter that specializes in your industry. Our recruiters will identify available positions that fit your skills, personality and career goals as well as guide you through the hiring process.

Industry

Recruiting and staffing services

Company size

11 - 50 Employees

Headquarters location

Tampa, FL, US

Year founded

2011

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