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Mortgage Risk Analyst Jobs in California (NOW HIRING)

Risk Analyst

Santa Ana, CA ยท On-site

$60 - $80/hr

What We Do First American is seeking a Risk Analyst to help strengthen our risk management and ... Financial services, title insurance, mortgage, settlement services, banking, insurance, or another ...

What We Do First American is seeking a Risk Analyst to help strengthen our risk management and ... Financial services, title insurance, mortgage, settlement services, banking, insurance ...

Construction Risk Analyst

San Diego, CA ยท On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Construction Risk Analyst

Los Angeles, CA ยท On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Construction Risk Analyst

San Diego, CA ยท On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Construction Risk Analyst

San Diego, CA ยท On-site

$29 - $34/hr

... a risk-based approach. * Conduct comprehensive Construction Draw Analysis, collection of ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

Construction Risk Analyst

San Diego, CA ยท On-site

$29 - $34/hr

... a risk-based approach. * Conduct comprehensive Construction Draw Analysis, collection of ... Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading ...

... on Amerihome's Mortgage Servicing Rights (MSR) and GNMA Early Buyout (EBO) portfolios. This ... Participate in the continuous improvement of risk infrastructure, analytics, and reporting ...

Underwriter

Los Angeles, CA ยท On-site +1

Position Overview The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...

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Showing results 1-20

Mortgage Risk Analyst information

See California salary details

$15

$39

$65

How much do mortgage risk analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for mortgage risk analyst in California is $39.96, according to ZipRecruiter salary data. Most workers in this role earn between $29.42 and $48.65 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What are the typical daily responsibilities of a mortgage risk analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Do mortgage risk analysts make good money?

Mortgage risk analysts typically earn a competitive salary that varies by experience, location, and employer. Entry-level positions may start lower, while experienced analysts with certifications can earn higher wages, often supplemented by bonuses or incentives. The role requires strong analytical skills and knowledge of mortgage markets and risk assessment tools.

How much do mortgage risk analysts get paid?

Mortgage risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses or benefits.

What job categories do people searching Mortgage Risk Analyst jobs in California look for?

The top searched job categories for Mortgage Risk Analyst jobs in California are:

Infographic showing various Mortgage Risk Analyst job openings in California as of September 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, and 2% Contract. Highlights an 82% Physical, 4% Hybrid, and 14% Remote job distribution, with an average salary of $83,107 per year, or $40 per hour.

Risk Analyst

Santa Ana, CA โ€ข On-site

First American
Finance and Insuranceย โ€ขย 1 - 5K employees

$60 - $80/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago


Job description

Who We Are

Join a team that puts its People First! Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work Forยฎ list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com.

What We Do

First American is seeking a Risk Analyst to help strengthen our risk management and control environment while driving meaningful improvements across the business. An ideal candidate has a strong analytical mindset, enjoys digging into data and business processes to uncover risks and root causes, and can turn findings into actionable recommendations. This role offers the opportunity to partner across the organization, conduct risk assessments, identify operational and regulatory vulnerabilities, monitor remediation efforts, and help improve the processes and controls that protect the business. Weโ€™re looking for someone who is curious, detail-oriented, collaborative, and excited to make an impact within a growing and evolving risk management function.

WHAT YOU'LL DO
  • This is a hybrid position requiring in-office attendance three days per week: Monday, Tuesday, and Thursday.
  • Analyze risk and business data to identify trends, emerging risks, changes in exposure, control gaps, and areas requiring further attention.
  • Support ERM reporting cycles by coordinating and validating business unit submissions and developing dashboards, presentations, and other materials for leadership and governance committees.
  • Conduct risk assessments and analyze business processes to identify key risks, controls, dependencies, ownership, and opportunities for improvement.
  • Perform root cause analysis and develop fact-based findings and recommendations to strengthen controls, mitigate risk, and improve business processes.
  • Support the development and monitoring of key risk indicators (KRIs), risk metrics, thresholds, and other measures of the Companyโ€™s risk profile.
  • Monitor risk issues, corrective actions, and remediation activities, partnering with stakeholders to promote timely resolution.
  • Maintain accurate ERM records and support the development and enhancement of risk methodologies, procedures, templates, tools, and program documentation.
  • Partner across business units and corporate functions to strengthen risk identification, assessment, monitoring, and reporting.
  • Independently manage assigned priorities, exercise sound judgment, and escalated significant matters when appropriate.
WHAT YOU'LL BRING
  • Bachelorโ€™s degree in Business, Accounting, Finance, Risk Management, or a related field, or equivalent education and experience.
  • 2+ years of experience in risk management, business analysis, internal audit, compliance, controls, or a related discipline.
  • Working knowledge of risk management practices, including risk identification, assessment, controls, mitigation, monitoring, remediation, and reporting.
  • Familiarity with ERM frameworks such as COSO ERM, ISO 31000, or similar frameworks.
  • Strong analytical and problem-solving skills with the ability to identify trends, evaluate information, and develop fact-based conclusions.
  • Experience supporting deadline-driven reporting and coordinating deliverables across multiple stakeholders.
  • Ability to analyze and communicate information through dashboards, charts, presentations, and other reporting formats.
  • Strong communication, organization, relationship-building, and time-management skills with excellent attention to detail.
  • Ability to take initiative, work independently, manage competing priorities, and appropriately escalated risk matters.
  • Proficiency in Microsoft Excel, PowerPoint, and Word.
Ideally, you'll also have experience with
  • Financial services, title insurance, mortgage, settlement services, banking, insurance, or another regulated industry.
  • Enterprise or operational risk management, compliance, internal audit, or another second-line risk function.
  • Risk assessments, KRIs, risk appetite metrics, issue management, remediation tracking, or governance reporting.
  • Process walkthroughs, stakeholder interviews, root cause analysis, and development of risk mitigation or corrective action plans.
  • Preparing risk reporting and presentations for management or governance committees.
  • Developing or improving ERM procedures, methodologies, templates, tools, and documentation.
  • Power BI, Power Query, or similar data analysis and visualization tools.
  • GRC platforms such as AuditBoard, ServiceNow, or similar systems.
Pay Range

Pay Range: $64,300.00 - $85,700.00 Annually This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.

First American will consider for employment all qualified applicants, including those with arrest or conviction records, in a manner consistent with the requirements of applicable state and local laws (e.g., the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act). First American intends to conduct a review of an applicantโ€™s criminal history in connection with a conditional offer. First American reasonably believes that a criminal history may have a direct, adverse and negative relationship with the following material job duties for this position potentially resulting in the withdrawal of the conditional offer of employment: handling of confidential, proprietary or trade secret information belonging to First American or its customers, administrating or facilitating financial transactions, and the ability to meet customer-imposed criminal history requirements.

What We Offer

By choice, we donโ€™t simply accept individuality โ€“ we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.

  • medical
  • dental
  • vision
  • 401k
  • PTO/paid sick leave
  • employee stock purchase plan

Our people are the foundation of First Americanโ€™s success and that is the reason we put them first. This philosophy has cultivated a culture of happy employees who are highly engaged, passionate about their work and leave each day feeling they have made a difference.

By submitting this application, you may convey certain personal information to First American. This information is collected for the sole purpose of determining your qualification for the position you are applying. California residents may learn more by viewing our Privacy Policy. County of Los Angeles Fair Chance Ordinance E-Verify Participation Poster

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