ZipRecruiter

Log In

1

Mortgage Risk Analyst Jobs in California (NOW HIRING)

East West Bank

Mortgage Business Analyst

El Monte, CA · On-site

$20/hr

Overview The Mortgage Business Analyst is responsible for supporting mortgage operations, system ... Support executive reporting, data validation, and audit requests Compliance & Risk Management

Carrington Mortgage Services

Onsite Collateral Analyst

Anaheim, CA · On-site

$25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... risk, and independently manage an assigned pipeline of work, while employing prescribed processes ... Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

ConfigUSA

Mortgage Domian SME

Westlake Village, CA · On-site

Develop and curate mortgage specific metrics and features (e.g., LTV, DTI, delinquency indicators) for analytics and modeling use cases * Support credit risk, prepayment, and performance models by ...

previous pagenext page

Showing results 21-40

All JobsMortgage Risk Analyst JobsMortgage Risk Analyst Jobs in California

Mortgage Risk Analyst information

See California salary details

$15

$39

$65

How much do mortgage risk analyst jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for mortgage risk analyst in California is $39.96, according to ZipRecruiter salary data. Most workers in this role earn between $29.42 and $48.65 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

What are the typical daily responsibilities of a mortgage risk analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Do mortgage risk analysts make good money?

Mortgage risk analysts typically earn a competitive salary that varies by experience, location, and employer. Entry-level positions may start lower, while experienced analysts with certifications can earn higher wages, often supplemented by bonuses or incentives. The role requires strong analytical skills and knowledge of mortgage markets and risk assessment tools.

How much do mortgage risk analysts get paid?

Mortgage risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses or benefits.

What are popular job titles related to Mortgage Risk Analyst jobs in California?

For Mortgage Risk Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Analyst jobs in California look for?

The top searched job categories for Mortgage Risk Analyst jobs in California are:

Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in California as of August 2026, with employment types broken down into 1% As Needed, 91% Full Time, 6% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $83,107 per year, or $40 per hour.

Mortgage Consultant

Prosperity Home Mortgage, LLC

Los Angeles, CA • On-site

$24.04/hr

Full-time

Re-posted 10 days ago

Job description

Make an Impact. Build Relationships. Grow Your Business and Your Income.
Prosperity Home Mortgage is looking for an experienced, motivated, community-focused Mortgage Consultant ready to take their career and earning potential to the next level. If you thrive on building meaningful relationships, enjoy being active in your market, and love creating opportunities through education and outreach, this role is built for you.
This is more than a sales position. It's a chance to become a trusted advisor to homebuyers, expand your personal brand, and grow a thriving book of business with the support of a nationally recognized mortgage lender. With strong referral networks, robust operational support, and a culture that rewards performance, top consultants have the potential to earn well into six figures.
What You'll Do
  • Build and strengthen referral pipelines through active engagement with National Trade, local industry and community organizations.
  • Lead consumer-focused outreach efforts such as homebuyer education sessions, community events, and media opportunities.
  • Advise new and existing clients on a wide range of residential mortgage products, tailoring solutions to meet individual financial goals.
  • Originate high-quality loans that meet Prosperity Home Mortgage guidelines while delivering an exceptional customer experience.
  • Analyze financial and credit data to recommend appropriate loan programs and risk profiles.
  • Maintain a strong presence and positive reputation for Prosperity Home Mortgage within the local market.
  • Set, pursue, and achieve sales goals while taking ownership of results within your assigned area.
  • Communicate effectively with executive leadership and represent the organization with professionalism and accountability.
  • Clearly communicate company policies, programs, and promotions to clients and partners.

What We're Looking For
  • Bachelor's degree or an equivalent combination of education, training, and experience.
  • Proven experience in mortgage sales or operations with a successful track record in agency, government, and jumbo loan origination.
  • Strong phone, relationship-building, and social media engagement skills.
  • All required state and federal mortgage licenses.
  • Ability to travel locally with reliable personal transportation.

Why Prosperity Home Mortgage?
At Prosperity Home Mortgage, you'll find a supportive, growth-oriented environment that values leadership, community involvement, and long-term success. We empower our Mortgage Consultants with strong operational support, competitive products, and the freedom to build a sustainable business within a respected national brand.
Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, childbirth, breastfeeding, and related medical conditions), gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, national origin, age, physical or mental disability, genetic information, military or veteran status, status as a victim of domestic violence, sexual assault, or stalking, or any other characteristic protected by applicable federal, state, or local law.
The expected compensation includes an hourly rate of at least $24.04, plus a lucrative commission plan.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

Apply