About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...
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About LBC Mortgage LBC Mortgage is a Los Angeles-based mortgage company with over 20 years of ... Analyze property details, exit strategies, deal structure, and overall risk * Calculate and ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide ... analytical skills and the ability to lead and develop a team. This role is an exempt position with ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide ... analytical skills and the ability to lead and develop a team. This role is an exempt position with ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... and analytical skills and the ability to lead and develop a team. Compensation This role is an ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... and analytical skills and the ability to lead and develop a team. Compensation This role is an ...
Mortgage Trader
San Diego, CA · On-site
$99K - $150K/yr
Position Summary The Mortgage Trader is responsible for managing interest rates risk for the ... Responsible for best execution analysis and allocations of loans sold as MBS, Cash Windows, or ...
Mortgage Trader
San Diego, CA · On-site
$99K - $150K/yr
Position Summary The Mortgage Trader is responsible for managing interest rates risk for the ... Responsible for best execution analysis and allocations of loans sold as MBS, Cash Windows, or ...
Mortgage Consultant
$24.04/hr
Analyze financial and credit data to recommend appropriate loan programs and risk profiles. * Maintain a strong presence and positive reputation for Prosperity Home Mortgage within the local market.
Mortgage Consultant
$24.04/hr
Analyze financial and credit data to recommend appropriate loan programs and risk profiles. * Maintain a strong presence and positive reputation for Prosperity Home Mortgage within the local market.
Mortgage Consultant
Los Angeles, CA · On-site
$24.04/hr
Analyze financial and credit data to recommend appropriate loan programs and risk profiles. * Maintain a strong presence and positive reputation for Prosperity Home Mortgage within the local market.
Mortgage Consultant
Los Angeles, CA · On-site
$24.04/hr
Analyze financial and credit data to recommend appropriate loan programs and risk profiles. * Maintain a strong presence and positive reputation for Prosperity Home Mortgage within the local market.
Mortgage Business Analyst
El Monte, CA · On-site
$20 - $30/hr
The Mortgage Business Analyst is responsible for supporting mortgage operations, system ... Support executive reporting, data validation, and audit requests Compliance & Risk Management
Mortgage Business Analyst
El Monte, CA · On-site
$20 - $30/hr
The Mortgage Business Analyst is responsible for supporting mortgage operations, system ... Support executive reporting, data validation, and audit requests Compliance & Risk Management
Mortgage Business Analyst
El Monte, CA · On-site
$20/hr
Overview The Mortgage Business Analyst is responsible for supporting mortgage operations, system ... Support executive reporting, data validation, and audit requests Compliance & Risk Management
Mortgage Business Analyst
El Monte, CA · On-site
$20/hr
Overview The Mortgage Business Analyst is responsible for supporting mortgage operations, system ... Support executive reporting, data validation, and audit requests Compliance & Risk Management
Senior Mortgage Loan Underwriter
San Francisco, CA · On-site
$35 - $45/hr
Completes an in-depth review and analysis of standard and complex mortgage loan files including income, assets, credit and collateral as needed. * Assesses and evaluates risk and ensures an ...
Senior Mortgage Loan Underwriter
San Francisco, CA · On-site
$35 - $45/hr
Completes an in-depth review and analysis of standard and complex mortgage loan files including income, assets, credit and collateral as needed. * Assesses and evaluates risk and ensures an ...
This Talent Pool encompasses multiple critical roles within the mortgage lending process, including ... Analytical abilities help in evaluating borrower risk and structuring loan terms that align with ...
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This Talent Pool encompasses multiple critical roles within the mortgage lending process, including ... Analytical abilities help in evaluating borrower risk and structuring loan terms that align with ...
Mortgage Underwriter
Irvine, CA · On-site
... risk in accordance with guidelines. * Review and determine acceptability and value support of ... Strong analytical skills * Review and determine acceptability and value support of appraisal ...
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Mortgage Underwriter
Irvine, CA · On-site
... risk in accordance with guidelines. * Review and determine acceptability and value support of ... Strong analytical skills * Review and determine acceptability and value support of appraisal ...
Capital Markets QRM Analyst
San Diego, CA · On-site
$72K - $109K/yr
Position Summary The Quantitative Risk Management (QRM) Analyst is responsible for the daily operation and support of Guild's QRM Mortgage Banking (QRM-MB) risk management system, which models the ...
Capital Markets QRM Analyst
San Diego, CA · On-site
$72K - $109K/yr
Position Summary The Quantitative Risk Management (QRM) Analyst is responsible for the daily operation and support of Guild's QRM Mortgage Banking (QRM-MB) risk management system, which models the ...
Mortgage Trader
San Diego, CA · On-site
$99K - $150K/yr
Position Summary The Mortgage Trader is responsible for managing interest rates risk for the ... Responsible for best execution analysis and allocations of loans sold as MBS, Cash Windows, or ...
Mortgage Trader
San Diego, CA · On-site
$99K - $150K/yr
Position Summary The Mortgage Trader is responsible for managing interest rates risk for the ... Responsible for best execution analysis and allocations of loans sold as MBS, Cash Windows, or ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... and analytical skills and the ability to lead and develop a team. Compensation This role is an ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... and analytical skills and the ability to lead and develop a team. Compensation This role is an ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... and analytical skills and the ability to lead and develop a team. Compensation This role is an ...
VP, Credit Risk
San Diego, CA · On-site
$177K - $242K/yr
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... and analytical skills and the ability to lead and develop a team. Compensation This role is an ...
Onsite Collateral Analyst
Anaheim, CA · On-site
$25/hr
... risk, and independently manage an assigned pipeline of work, while employing prescribed processes ... Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full ...
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Onsite Collateral Analyst
Anaheim, CA · On-site
$25/hr
... risk, and independently manage an assigned pipeline of work, while employing prescribed processes ... Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full ...
Senior Mortgage Underwriter
El Monte, CA · On-site
$20/hr
... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...
Senior Mortgage Underwriter
El Monte, CA · On-site
$20/hr
... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...
Senior Mortgage Underwriter
El Monte, CA · On-site
$20/hr
... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...
Senior Mortgage Underwriter
El Monte, CA · On-site
$20/hr
... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...
Senior Mortgage Underwriter
El Monte, CA · On-site
$117K/yr
... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...
Senior Mortgage Underwriter
El Monte, CA · On-site
$117K/yr
... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...
Use customer feedback, servicing data, operational metrics, and funnel analytics to continuously ... Credit, Risk & Portfolio Performance * Partner with Credit Risk to define underwriting strategy ...
Use customer feedback, servicing data, operational metrics, and funnel analytics to continuously ... Credit, Risk & Portfolio Performance * Partner with Credit Risk to define underwriting strategy ...
Mortgage Risk Analyst information
See California salary details
$15.18 - $19.71
3% of jobs
$19.71 - $24.24
7% of jobs
$24.24 - $28.77
12% of jobs
$29.66 is the 25th percentile. Wages below this are outliers.
$28.77 - $33.30
15% of jobs
$33.30 - $37.83
13% of jobs
The median wage is $37.98 / hr.
$37.83 - $42.36
16% of jobs
$42.36 - $46.89
8% of jobs
$47.45 is the 75th percentile. Wages above this are outliers.
$46.89 - $51.42
11% of jobs
$51.42 - $55.94
6% of jobs
$55.94 - $60.47
6% of jobs
$60.47 - $65
3% of jobs
$15
$39
$65
How much do mortgage risk analyst jobs pay per hour?
As of Sep 12, 2026, the average hourly pay for mortgage risk analyst in California is $39.96, according to ZipRecruiter salary data. Most workers in this role earn between $29.42 and $48.65 per hour, depending on experience, location, and employer.
What is a mortgage risk analyst?
A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.
What are the typical daily responsibilities of a mortgage risk analyst?
As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.
What are the key skills and qualifications needed to thrive in the mortgage risk analyst position, and why are they important?
To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.
Do mortgage risk analysts make good money?
Mortgage risk analysts typically earn a competitive salary that varies by experience, location, and employer. Entry-level positions may start lower, while experienced analysts with certifications can earn higher wages, often supplemented by bonuses or incentives. The role requires strong analytical skills and knowledge of mortgage markets and risk assessment tools.
How much do mortgage risk analysts get paid?
Mortgage risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries, often supplemented with bonuses or benefits.
What are popular job titles related to Mortgage Risk Analyst jobs in California?
For Mortgage Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Analyst jobs in California look for?
The top searched job categories for Mortgage Risk Analyst jobs in California are:
Mortgage Underwriter
On-site
LBC Mortgage
• Finance and Insurance • 11 - 50 employees11 - 50 employees
Full-time
Re-posted 10 hours ago
Job description
About LBC Mortgage
LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience. Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division, focused on funding real estate investment loans with speed, accuracy, and strong risk management.
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.
Responsibilities- Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
- Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
- Analyze property details, exit strategies, deal structure, and overall risk
- Calculate and validate LTV, ARV, LTC, rehab budgets, and timelines
- Review appraisals, comps, and market data to confirm property value and feasibility
- Issue approvals and conditions, ensuring fast and clear communication with the team
- Work closely with Loan Officers, Processors, and Management to move loans efficiently
- Identify red flags early and provide clear recommendations
- Ensure adherence to internal guidelines and lending policies
- 2+ years of underwriting experience in Hard Money / Private Lending (required)
- Strong understanding of Fix & Flip and Bridge loan underwriting
- Ability to evaluate ARV-based deals, rehab scopes, and budgets
- Strong knowledge of appraisals, title reports, insurance, and entity structures
- Strong attention to detail and ability to work in a high-volume, fast-paced environment
- Excellent communication skills and ability to make confident decisions
- Experience underwriting DSCR and rental investment loans
- Experience with Ground-Up Construction loans
- Familiarity with Encompass or other mortgage/loan CRM systems
- Strong knowledge of investor real estate lending across multiple states
- Established company with strong leadership and long-term stability
- Growing private lending division with strong pipeline
- Opportunity for career growth into Senior Underwriter / Underwriting Manager role
- Competitive compensation based on experience
- Remote flexibility and supportive team environment
About LBC Mortgage
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
11 - 50 Employees
Headquarters location
Los Angeles, CA, US
Year founded
2008