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Mortgage Software Developer Jobs in California (NOW HIRING)

SDET, Remote opportunity

Irvine, CA ยท On-site +1

$130K - $145K/yr

Our client is one of the leading mortgage technology companies in the country, investing heavily in AI-driven automation across the full loan lifecycle. They are looking for a Senior SDET to build ...

... builders, developers and branches. * Ensure compliance with regulatory guidelines in the ... Ability to work with various types of computer software, including mortgage specific software. This ...

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Mortgage Software Developer information

How does a Mortgage Software Developer typically collaborate with loan officers and underwriters during the development process?

Mortgage Software Developers often work closely with loan officers and underwriters to ensure the software accurately reflects real-world workflows and regulatory requirements. Collaboration usually involves gathering user feedback, participating in requirements meetings, and conducting user acceptance testing to identify pain points and optimize features. This cross-functional teamwork helps developers create solutions that streamline loan processing, improve compliance, and enhance user experience in a highly regulated industry.

What are the key skills and qualifications needed to thrive as a Mortgage Software Developer, and why are they important?

To thrive as a Mortgage Software Developer, you need proficiency in programming languages (such as Java, C#, or Python), understanding of mortgage industry workflows, and a degree in computer science or a related field. Familiarity with loan origination systems (LOS), API integrations, and knowledge of compliance regulations like TRID and RESPA are typically required. Strong problem-solving, communication, and teamwork skills help developers collaborate with stakeholders and adapt to regulatory changes. These skills are crucial for building secure, compliant, and efficient software solutions that meet the complex needs of the mortgage industry.

What is the difference between Mortgage Software Developer vs Mortgage Analyst?

AspectMortgage Software DeveloperMortgage Analyst
Required CredentialsTypically requires a degree in computer science or related field, programming certificationsRequires a degree in finance, economics, or related field, mortgage licensing may be preferred
Work EnvironmentWorks primarily in software development teams, tech companies, or financial institutions' IT departmentsWorks in banks, lending institutions, or mortgage companies analyzing loan data and credit reports
Employer & Industry UsageUsed in financial tech firms, banks, mortgage lenders developing or maintaining loan softwareEmployed by banks, mortgage companies, and real estate firms assessing loan eligibility and risk

The main difference is that Mortgage Software Developers focus on creating and maintaining mortgage-related software applications, while Mortgage Analysts evaluate loan applications and assess borrower risk. Both roles are essential in the mortgage industry but serve different functions within the loan process.

What is a Mortgage Software Developer?

A Mortgage Software Developer is a technology professional who designs, builds, and maintains software solutions specifically for the mortgage industry. Their work typically involves developing applications that help lenders, brokers, and borrowers manage the mortgage process, including loan origination, underwriting, processing, and servicing. They use programming languages, databases, and industry knowledge to create efficient and secure systems that comply with regulatory requirements. These developers often collaborate with financial experts to ensure the software meets the unique needs of mortgage businesses.
What job categories do people searching Mortgage Software Developer jobs in California look for? The top searched job categories for Mortgage Software Developer jobs in California are:
What cities in California are hiring for Mortgage Software Developer jobs? Cities in California with the most Mortgage Software Developer job openings:
Infographic showing various Mortgage Software Developer job openings in California as of July 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 100% In-person job distribution.

Software Developer (San Jose)

General Mortgage Capital Corporation

San Jose, CA โ€ข On-site

Full-time

Re-posted just now


Job description

Job Location: California, specifically the Bay Area: either San Jose or Burlingame

Overview: General Mortgage Capital Corporation is seeking a motivated, passionate, and talented individual to join our in house software development team. This will be a technical role developing applications and maintaining databases for our company's MLOs. You will have the opportunity to work on cuttingโ€‘edge projects that leverage artificial intelligence and machine learning techniques to solve problems and optimize processes to benefit our organizational efficiency.

Responsibilities:

  • Lead efforts on developing a frontend and backend system for MLOs to have easy access to our resource database.
  • Design, develop, test, and deploy web applications and services using contemporary programming languages, frameworks, and tools for both frontโ€‘end and backโ€‘end development.
  • Lead the software production process, taking ownership of assigned features from inception to completion, including mockups, design documents/reviews, acceptance testing, and deployment.
  • Lead in data collection, preprocessing, and analysis to support model training and validation.
  • Participate in code reviews, testing, and debugging to ensure the quality and reliability of AI applications.
  • Stay updated on the latest advancements in AI research and technology to contribute innovative ideas to the team.
  • Document code, processes, and results for future reference and knowledge sharing.
  • Monitoring team and regularly presenting or sharing updates with Cโ€‘suite.

Requirements:

  • BS, MS, or Ph.D. in Computer Engineering, Computer Science, or related fields, preferably with an AI/ML focus.
  • 1 to 2 or more years of handsโ€‘on experience in developing AI and MLโ€‘based applications across diverse industries.
  • Strong understanding of concepts in artificial intelligence, machine learning, and deep learning with skills to put concepts into practice.
  • Have a strong understanding of the mortgage lending business and an interest in business applications of AI.
  • Handsโ€‘on experience with popular machine learning frameworks (e.g., TensorFlow, PyTorch) and libraries (e.g., scikitโ€‘learn).
  • Demonstrate strong problemโ€‘solving, analytical, and communication skills.
  • Possess strong passion and selfโ€‘drive in order to begin initiatives on your own.
  • English proficiency with excellent interpersonal skills (e.g., presenting, conflict mediation).

Benefits and Compensation:

  • Pay is negotiable based on experience.

Application Process: To apply, email your resume/CV and an idea on how to use AI to improve the loan closing process to jobs@gmccloan.com.

General Mortgage Capital Corporation is an Equal Opportunity Employer.

For Licensed Professionals Only; Not for Consumers

Licensed Mortgage Banker-NYS Department of Financial Services

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