1

Mortgage Software Developer Jobs in California (NOW HIRING)

Senior Software Engineer

Chatsworth, CA · On-site

$120K - $160K/yr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're ... We're looking for an AI-native developer: a strong engineer who uses AI tools to multiply their ...

Senior Software Engineer

Chatsworth, CA · On-site

$125K - $165K/yr

Description CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM ... We're looking for an AI-native developer: a strong engineer who uses AI tools to multiply their ...

Encompass Developer

San Diego, CA · On-site

$100 - $125/hr

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering non-QM loan solutions.We help ... Encompass Developer Annual Salary Range: $95 - $125K Position Overview: We are seeking an ...

Chestnut is the first AI mortgage lender, aiming to automate the mortgage process and save consumers significant amounts in interest. The Software Engineer will contribute to building automated ...

Chestnut is the first AI mortgage lender, aiming to help Americans save billions in interest on their mortgages. They are seeking a Software Engineer to build automated mortgage brokering and ...

Software Engineer

San Francisco, CA · Hybrid

$180K - $300K/yr

Engineering Compensation: $180K - $300K Offers Equity About the Company The company is the market ... By owning the mortgage vertical, the company will own the relationship with the consumer, allowing ...

Software Engineer

San Francisco, CA · On-site

$180K - $300K/yr

Engineering Compensation: $180K - $300K • Offers Equity About the Company The company is the ... By owning the mortgage vertical, the company will own the relationship with the consumer, allowing ...

next page

Showing results 1-20

Mortgage Software Developer information

What is a mortgage software developer?

A Mortgage Software Developer is a technology professional who designs, builds, and maintains software solutions specifically for the mortgage industry. Their work typically involves developing applications that help lenders, brokers, and borrowers manage the mortgage process, including loan origination, underwriting, processing, and servicing. They use programming languages, databases, and industry knowledge to create efficient and secure systems that comply with regulatory requirements. These developers often collaborate with financial experts to ensure the software meets the unique needs of mortgage businesses.

What are the key skills and qualifications needed to thrive as a mortgage software developer?

To thrive as a Mortgage Software Developer, you need proficiency in programming languages (such as Java, C#, or Python), understanding of mortgage industry workflows, and a degree in computer science or a related field. Familiarity with loan origination systems (LOS), API integrations, and knowledge of compliance regulations like TRID and RESPA are typically required. Strong problem-solving, communication, and teamwork skills help developers collaborate with stakeholders and adapt to regulatory changes. These skills are crucial for building secure, compliant, and efficient software solutions that meet the complex needs of the mortgage industry.

How does a mortgage software developer typically collaborate with loan officers and underwriters during the development process?

Mortgage Software Developers often work closely with loan officers and underwriters to ensure the software accurately reflects real-world workflows and regulatory requirements. Collaboration usually involves gathering user feedback, participating in requirements meetings, and conducting user acceptance testing to identify pain points and optimize features. This cross-functional teamwork helps developers create solutions that streamline loan processing, improve compliance, and enhance user experience in a highly regulated industry.

What is the difference between Mortgage Software Developer vs Mortgage Analyst?

AspectMortgage Software DeveloperMortgage Analyst
Required CredentialsTypically requires a degree in computer science or related field, programming certificationsRequires a degree in finance, economics, or related field, mortgage licensing may be preferred
Work EnvironmentWorks primarily in software development teams, tech companies, or financial institutions' IT departmentsWorks in banks, lending institutions, or mortgage companies analyzing loan data and credit reports
Employer & Industry UsageUsed in financial tech firms, banks, mortgage lenders developing or maintaining loan softwareEmployed by banks, mortgage companies, and real estate firms assessing loan eligibility and risk

The main difference is that Mortgage Software Developers focus on creating and maintaining mortgage-related software applications, while Mortgage Analysts evaluate loan applications and assess borrower risk. Both roles are essential in the mortgage industry but serve different functions within the loan process.

What job categories do people searching Mortgage Software Developer jobs in California look for?

The top searched job categories for Mortgage Software Developer jobs in California are:

What cities in California are hiring for Mortgage Software Developer jobs?

Cities in California with the most Mortgage Software Developer job openings:

Infographic showing various Mortgage Software Developer job openings in California as of September 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 100% In-person job distribution.

Principal Software Developer

Santa Ana, CA • On-site

Homexpress Mortgage Corp
Finance and Insurance • 201 - 500 employees

$170K - $180K/yr

Full-time

Posted 19 days ago


Job description

Company Description

HomeXpress - Your Leading Non-QM Mortgage Lender.

Join our growing team and be part of the Top Non-QM Lender in the Business.

We are known for closing mortgage loans with speed, ease, and convenience.

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC.

If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Description

Job Title:            Principal Software Developer

Department:      Information Technology

Reports To:         VP, Software Development

FLSA Status:      Exempt

Management:   No

Salary Range:    $170,000 - $180,000/yr

PRIMARY FUNCTIONS: The Principal Software Developer is responsible for designing, developing, testing, implementing, and supporting software applications that drive business operations and strategic objectives. This role serves as a technical leader within the development team, providing guidance to developers, collaborating with business stakeholders, and ensuring software solutions are scalable, secure, maintainable, and aligned with organizational standards.

The Principal Software Developer combines strong technical expertise with problem-solving skills and leadership capabilities to deliver high-quality software solutions in a fast-paced environment.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Design, develop, maintain, and support enterprise software applications, APIs, integrations, services, and microservices, throughout the full software development lifecycle.
  • Lead application architecture and solution design, defining technical direction and selecting architectural patterns-including SOA, microservices, component-based, and event-driven architectures-to deliver scalable, secure, resilient, and maintainable business solutions.
  • Serve as a technical owner for assigned applications, ensuring long-term maintainability, stability, performance, and alignment with business objectives.
  • Participate in project estimation, planning, and continuous improvement initiatives while contributing to development standards, methodologies, and governance.
  • Create and maintain technical documentation, solution designs, architecture standards, and implementation plans.
  • Collaborate with business stakeholders, Product Owners, Business Analysts, QA, Infrastructure teams, and end users to gather requirements, resolve issues, and deliver successful software solutions.
  • Provide technical leadership, guidance, and mentorship to internal team members and external development partners, including code reviews and solution oversight.
  • Ensure adherence to established development, security, quality, and SDLC standards, methodologies, and best practices.
  • Incorporate security, data protection, regulatory, and compliance requirements into application architecture, design, development, and support activities.
  • Develop high-quality, efficient, and maintainable code with a focus on reliability, performance, scalability, and user experience.
  • Contribute to DevOps practices, continuous integration and deployment processes, automated testing, and operational excellence.
  • Support software deployments, production releases, troubleshooting, root cause analysis, and ongoing application support.
  • Identify and implement processes, workflow, and technology improvements that increase flexibility, reduce costs, and improve system availability and performance.
  • Promote a collaborative team environment through knowledge sharing, cross-training, and positive relationships with internal and external stakeholders.

DESIRED PERSONAL CHARACTERISTICS:

  • Technical Leadership
  • Problem Solving and Analytical Thinking
  • Communication and Collaboration
  • Accountability and Ownership
  • Continuous Improvement Mindset
  • Business Acumen
  • Adaptability
  • Customer Focus

JOB REQUIREMENTS:

  • 7+ years of professional software development experience.
  • 5+ years of hands-on development experience with C#/.NET and PHP applications.
  • Experience designing, developing, and supporting enterprise web applications, APIs, and system integrations.
  • Experience working in Agile/Scrum development environments.
  • Experience with source control, CI/CD pipelines, and DevOps practices.
  • Experience troubleshooting and resolving complex production issues.

EDUCATION:

  • Bachelor's degree in Computer Science, Information Technology, Engineering, or related field.

EXPERIENCE:

  • Experience modernizing or integrating legacy PHP applications with .NET-based platforms.
  • Experience with Azure services and cloud-native development.
  • Familiarity with microservices architecture and containerized deployments.
  • Experience leading technical projects and mentoring development teams.
  • Knowledge of DevSecOps practices.
  • Experience in financial services, mortgage lending, banking, or regulated industries.

PHYSICAL REQUIREMENTS:

  • This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations.
  • Hybrid or remote work environment
Additional Information

All your information will be kept confidential according to EEO guidelines.