Mortgage Risk Analyst Jobs in Maryland (NOW HIRING)

Introduction

\r\n\r\n\r\n\r\nThis is a Skilled Service position with full State of Maryland benefits.\r\n\r\n\r\nWork that matters.The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities. This is an opportunity to join this nationally-recognized, award-winning organization and apply your skills to this high public purpose and challenging area. Annually, DHCD finances approximately 2,700 units of multifamily rental housing up to 40 properties amounting to $350 million in construction and permanent financing and over 3,000 first time homebuyers' mortgages amounting to $1 billion. Funding comes from a variety of sources, including state-appropriated funds, taxable and tax-exempt revenue bonds, federal low income housing tax credits, federal HOME funds and other federal funds. Additionally, DHCD administers rental assistance programs and innovative mortgage purchase initiatives designed to expand affordable housing opportunities for persons with disabilities and homebuyers with student debt, increase the energy efficiency and sustainability of affordable multifamily developments, and preserve rental housing.\r\n\r\n\r\nSingle Family Housing's goals are to help low and moderate income Maryland residents purchase and maintain their homes and to increase the percentage of low and moderate-income Maryland households who live in decent housing.\r\n\r\n\r\nDHCD offers a flexible work schedule, telework and job sharing options, training, advancement and career path opportunities, casual business dress on Fridays, and competetive salary. There is ample parking and our offices are located in walking distance to the New Carrollton MARC Train Station.\r\n\r\n\r\n\r\n\r\n\r\n

GRADE

19\r\n\r\n\r\nThis position offers a salary range of $81,750 - $92,066/year, with potential for advancement up to $128,924 based on qualifications, equity, and hiring guidelines. Initial salary offers are determined by qualifications, experience, and available budget, and typically do not exceed $92,066/year.\r\n

LOCATION OF POSITION

7800 Harkins Road Lanham, MD 20706\r\n\r\n\r\nThe Maryland Department of Housing and Community Development is located in Prince George's County across from the New Carrollton Metro Stop.\r\n

POSITION DUTIES

The main purpose of this position is to ensure all program compliance documents (program manuals, loan documents, directives, newsletters, program income and purchase price limits, some training materials, presentations, announcements etc.) are kept up to date, ADA accessible, reviewed and improved on a regular basis. Relatedly, the responsibilities of this position include maintaining a constant connection with our stakeholders (US Bank, lenders, NCSHA, FNMA, Freddie Mac, FHA etc.) to ensure their databases and memberships related to the Single Family Housing programs are maintained timely and accurately.\r\n\r\n\r\nThis position helps promote the interests of the Single Family Programs and foster the relationships with our programs' stakeholders (within DHCD and with external business partners, including lenders, realtors, housing counselors, mortgage insurers, non-profit organizations and local governments, general public etc.) to optimize the deployment of the programs, continually improve the programs' image, foster a greater statewide awareness, and help to ensure the long-term visibility of the programs to support the Department's mission of working with partners to finance housing opportunities to ensure Maryland citizens have the opportunity to live and prosper in affordable housing.\r\n\r\n\r\nThis position works with both internal and external clients to improve knowledge and performance through training and by development of reference materials.\r\n\r\n\r\nThis position relates to the mission of the agency by improving access to essential industry information which helps low and moderate income Maryland residents find housing and helps to increase the percentage of low and moderate income Maryland households who live in decent housing.\r\n\r\n\r\n

MINIMUM QUALIFICATIONS

\r\nEducation: Graduation from an accredited high school or possession of a high school equivalency certificate.\r\n\r\n\r\nExperience: Nine years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management.\r\n\r\n\r\nNotes:\r\n\r\n\r\n1. Candidates may substitute the possession of a Bachelor's degree from an accredited college or university in Business Administration, Architecture, Construction Management, Finance, Economics, Real Estate, Architecture or any other related field and five years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management for the required experience.\r\n\r\n\r\n2. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in loan specialist classification, loan specialist specialty codes in the loan specialist field of work, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience.\r\n\r\n\r\n

DESIRED OR PREFERRED QUALIFICATIONS

\r\n\r\n\r\n Experience working with reviewing and editing\r\n formal legal contracts.\r\n Experience with drafting policies for mortgage\r\n related programs.\r\n Experience with Government funded programs\r\n (Residential mortgage financing/underwriting).\r\n\r\n\r\n\r\n

SELECTION PROCESS

Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment. Unofficial transcripts, certifications or diplomas to document educational or certification qualifications are required. Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted with your application. For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925. Successful candidates will be placed on the employment (eligible) list for at least one year. Eligible list may be used to fill future vacancies of the same classification. Successful candidates must document eligibility to work in the U.S. upon hire.\r\nPlease note: The Maryland Department of Housing and Community Development is not sponsoring new employees in application of the H-1B Visa at this time due to budgetary constraints. All applicants must be legally authorized to work in the United States under the Immigration and Reform Control Act of 1986. Federal regulations prohibit H1B Visa candidates from paying sponsorship fees, all sponsorship fees must be assumed by the potential employer.\r\n

EXAMINATION PROCESS

The examination will consist of a rating of your education, training, and experience related to the requirements of the position. You may be required to complete a qualifications supplement, or the rating may be based on your application. Therefore, it is important that you provide complete and accurate information on your application. Report all experience and education that is related to this position.\r\n

BENEFITS

State of Maryland Benefits\r\n

FURTHER INSTRUCTIONS

\r\n\r\nOnline applications are STRONGLY preferred. However, if you wish to submit a paper application, you may mail your application and materials to:\r\nMiles Peterson\r\nDepartment of Housing and Community Development\r\nOffice of Human Resources\r\n7800 Harkins Road, Lanham, MD 20706\r\nAll application materials must be received by the filing deadline. If you are unable to upload your transcripts into the system, please send via email to miles.peterson@maryland.gov. Please include the following information in the body of the email:\r\n\r\n Attn: Miles Peterson, HR Generalist\r\n Your First and Last Name\r\n Recruitment #\r\n Classification (Job Title) of Recruitment\r\n\r\nIncorrect application forms, or resumes in place of the application, will not be accepted. If you are interested in these positions and cannot apply online please fill out the paper application. For questions concerning these positions, please call 301-429-7566.\r\nTTY Users: call via Maryland Relay.\r\nWe thank our Veterans for their service to our country, and encourage them to apply.\r\nAs an equal opportunity employer, Maryland is committed to recruiting, retaining and promoting employees who are reflective of the State's diversity.\r\n\r\n\r\n