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Mca Collections Jobs (NOW HIRING)

Collections Specialist

New York, NY ยท On-site

$20.25 - $27.25/hr

Experience in MCA, lending, or financial services * Experience with ACH collections and payment recovery * Understanding of default prevention strategies * Experience working with payment processors ...

Collections Specialist

New York, NY ยท On-site

$20.25 - $27.25/hr

Experience in MCA, lending, or financial services * Experience with ACH collections and payment recovery * Understanding of default prevention strategies * Experience working with payment processors ...

Collections Specialist

New York, NY ยท On-site

$20.25 - $27.25/hr

Experience in MCA, lending, or financial services * Experience with ACH collections and payment recovery * Understanding of default prevention strategies * Experience working with payment processors ...

Portfolio yield preservation and forecasting accuracy Qualifications * 58+ years of progressive collections leadership experience within financial services, fintech, or Revenue-Based/MCA environments ...

Senior Litigator

Manhattan, NY ยท On-site

$150K - $250K/yr

Stay updated on legal developments in collections, MCA, and creditor's rights. * Other duties as assigned. Qualifications: * Juris Doctor (JD) from an accredited law school. * Active bar admission in ...

Paralegal

Manhattan, NY ยท On-site

$70K - $90K/yr

Strong understanding of collections litigation and post-judgment enforcement processes. * MCA (Merchant Cash Advance) industry experience required. * Familiarity with arbitration proceedings and UCC ...

... MCA or commercial finance. * Strong knowledge of Merchant Cash Advance agreements and legal processes. * Familiarity with UCC filings, liens, and collections is a plus. * Excellent organizational ...

Merchant Cash Advance (MCA) * Credit Repair * Business Development * Customer Retention * Account Management * Collections * B2C Sales * Consultative Sales * High-Ticket Sales If you're a motivated ...

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Mca Collections information

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How much do mca collections jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for mca collections in the United States is $20.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $23.08 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an MCA Collections specialist?

To thrive as an MCA (Merchant Cash Advance) Collections Specialist, you need a solid understanding of collections practices, financial products, and relevant regulations, often supported by experience in finance or debt recovery. Familiarity with collections management software, CRM systems, and payment processing platforms is typically required. Strong negotiation, problem-solving, and communication skills help build rapport with clients and resolve delinquencies effectively. These competencies are essential for maximizing recoveries, maintaining compliance, and preserving customer relationships in a challenging collections environment.

What is the difference between Mca Collections vs Debt Collector?

AspectMca CollectionsDebt Collector
Required CredentialsBasic knowledge of collections, sometimes certifications in debt collectionSimilar credentials, often with state licensing
Work EnvironmentOffice-based, call centers, or remote workOffice or call center, fieldwork less common
Employer & Industry UsageFinancial services, healthcare, telecom industriesFinancial institutions, collection agencies
Common Search & ComparisonYesYes

Both Mca Collections and Debt Collectors work in debt recovery, often within similar industries and requiring comparable skills and certifications. Mca Collections typically refers to companies specializing in merchant cash advance collections, while Debt Collectors handle a broader range of debts. The roles share work environments and employer types, making them closely related but distinct in scope.

What are some common challenges faced by MCA Collections specialists, and how can they be effectively addressed?

MCA Collections specialists often encounter challenges such as handling difficult or unresponsive clients, managing high call volumes, and staying compliant with industry regulations. Success in this role relies on strong communication skills, persistence, and the ability to negotiate repayment terms that work for both the client and the company. Staying organized, using collection management software, and participating in ongoing training can help specialists overcome these challenges and achieve their targets.
More about Mca Collections jobs
What cities are hiring for Mca Collections jobs? Cities with the most Mca Collections job openings:
What states have the most Mca Collections jobs? States with the most job openings for Mca Collections jobs include:
Infographic showing various Mca Collections job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 93% In-person, and 7% Remote job distribution, with an average salary of $42,950 per year, or $20.6 per hour.

Collections Specialist

High Rise Capital

New York, NY โ€ข On-site

$20.25 - $27.25/hr

Full-time

Re-posted 16 days ago


Job description

We are seeking a motivated and experienced Collections Specialist to help get deals back on track, reduce defaults, and protect portfolio performance. This role is critical to maintaining healthy cash flow and minimizing losses.
You will work directly with merchants to resolve payment issues, restructure payment plans when appropriate, and cure accounts before they become full defaults.
This is a performance-driven role with real upside for someone who knows how to communicate, negotiate, and close.
Key Responsibilities
  • Contact merchants with missed or failing payments
  • Work accounts back into good standing
  • Negotiate payment resolutions, workout plans, and reinstatements
  • Monitor accounts to prevent future payment failures
  • Identify early warning signs of default and act proactively
  • Maintain detailed notes and updates in the CRM
  • Coordinate with internal teams (underwriting, legal, management)
  • Track and report on:
    • Cured accounts
    • Recovered balances
    • Default rate trends
  • Follow all compliance and communication guidelines

Requirements
Required Experience & Skills
  • 2+ years experience in collections, recoveries, or account resolution
  • Strong negotiation and communication skills
  • Ability to handle difficult conversations professionally
  • Organized, persistent, and results-driven
  • Comfortable working in a fast-paced environment
  • Experience using CRM systems for tracking and documentation

Preferred (Nice to Have)
  • Experience in MCA, lending, or financial services
  • Experience with ACH collections and payment recovery
  • Understanding of default prevention strategies
  • Experience working with payment processors or banks
  • Bilingual (English/Spanish) a plus

Benefits
Compensation Structure
  • Base Salary
  • Commission on:
    • Accounts cured
    • Payments recovered
    • Reduction in default exposure

  • Clear performance metrics and uncapped upside

What Success Looks Like
  • Deals are brought back into good standing
  • Default rates decrease over time
  • Merchants remain active and paying
  • Strong documentation and follow-through
  • Portfolio health improves month over month

Why Join Us
  • High-impact role tied directly to company performance
  • Clear commission structure with real earning potential
  • Growing financial services company
  • Opportunity to advance into senior collections or portfolio management
  • Supportive, results-driven team environment