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Mca Collections Jobs in Texas (NOW HIRING)

... collections around the merchant perspective without direct authority * International Travel (US Visa) Strongly Preferred: * Background in MCA, payments, or SMB lending -- understand the financial and ...

Merchant Experience Manager

Plano, TX · On-site

$80 - $110/hr

... collections around the merchant perspective without direct authority * International Travel (US Visa) Strongly Preferred * Background in MCA, payments, or SMB lending - understand the financial and ...

Mca Collections information

See Texas salary details

$10

$19

$28

How much do mca collections jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for mca collections in Texas is $19.24, according to ZipRecruiter salary data. Most workers in this role earn between $15.67 and $21.49 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an MCA Collections specialist?

To thrive as an MCA (Merchant Cash Advance) Collections Specialist, you need a solid understanding of collections practices, financial products, and relevant regulations, often supported by experience in finance or debt recovery. Familiarity with collections management software, CRM systems, and payment processing platforms is typically required. Strong negotiation, problem-solving, and communication skills help build rapport with clients and resolve delinquencies effectively. These competencies are essential for maximizing recoveries, maintaining compliance, and preserving customer relationships in a challenging collections environment.

What are some common challenges faced by MCA Collections specialists, and how can they be effectively addressed?

MCA Collections specialists often encounter challenges such as handling difficult or unresponsive clients, managing high call volumes, and staying compliant with industry regulations. Success in this role relies on strong communication skills, persistence, and the ability to negotiate repayment terms that work for both the client and the company. Staying organized, using collection management software, and participating in ongoing training can help specialists overcome these challenges and achieve their targets.

What is the difference between Mca Collections vs Debt Collector?

AspectMca CollectionsDebt Collector
Required CredentialsBasic knowledge of collections, sometimes certifications in debt collectionSimilar credentials, often with state licensing
Work EnvironmentOffice-based, call centers, or remote workOffice or call center, fieldwork less common
Employer & Industry UsageFinancial services, healthcare, telecom industriesFinancial institutions, collection agencies
Common Search & ComparisonYesYes

Both Mca Collections and Debt Collectors work in debt recovery, often within similar industries and requiring comparable skills and certifications. Mca Collections typically refers to companies specializing in merchant cash advance collections, while Debt Collectors handle a broader range of debts. The roles share work environments and employer types, making them closely related but distinct in scope.

What cities in Texas are hiring for Mca Collections jobs?

Cities in Texas with the most Mca Collections job openings:

Infographic showing various Mca Collections job openings in Texas as of July 2026, with employment types broken down into 81% Full Time, 15% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $40,015 per year, or $19.2 per hour.

Merchant Experience Manager

One Park Financial

Plano, TX • On-site

Full-time

Posted 6 days ago


Job description

COMPANY OVERVIEW

One Park Financial (OPF) is a leading Financial Technology company dedicated to empowering small businesses by connecting them with flexible financing and funding options. Our mission is to provide entrepreneurs with the working capital they need to elevate their businesses. At OPF, we believe in working with high-performing individuals who are ready to play an integral part in our company's expansion - because our success hinges on our people.

About the Role

The Merchant Experience Manager is our merchants' most important advocate inside the organization. This role exists because our merchants deserve more than a transaction - they deserve a seamless, supported, and predictable experience every step of the way. From the moment a merchant is approved to the day they renew (and renew again), this person is responsible for making sure that journey is clear, frictionless, and worthy of their trust.

This is not a reactive role. The Merchant Experience Manager proactively identifies where merchants are struggling, anticipates how they are likely to feel at each stage of their journey, and designs intentional interventions before frustration becomes a phone call - or worse, a lost relationship. Reporting to the CMO, this role connects customer success, lifecycle marketing, product, and operations around a single north star: the merchant.

RESPONSIBILITIES

Merchant Journey Mapping & Roadblock Identification

     Conduct a comprehensive audit of every merchant touchpoint - from approval through funding, servicing, and renewal - with fresh eyes and a merchant-first lens

     Identify and document friction points, experience gaps, and moments where merchants feel confused, unsupported, or at risk of disengaging

     Map the emotional arc of the merchant journey, understanding not just what happens but how merchants feel at each stage

     Build and maintain a living merchant experience playbook that guides every team touching the merchant relationship

Sentiment Anticipation & Proactive Engagement

Apply social listening and brand share of voice analysis across digital channels to surface emerging merchant sentiment, reputational signals, and competitive themes translating those insights into proactive engagement plays before issues escalate

Renewal Pipeline & Early Intervention

Partner with lifecycle marketing and data teams to build, refine, and operationalize propensity-to-renew and propensity-to-churn models turning model outputs into targeted interventions that measurably improve renewal rate, retention, and business performance outcomes

Voice of the Merchant

Lead persona-based journey mapping and analysis across distinct merchant segments using qualitative and behavioral inputs to identify stage-specific opportunities that drive increased engagement, deeper relationships, and higher conversion rates at every touchpoint

Merchant-Facing Digital Experience

Partner with Product, Data, and CRO stakeholders to identify, design, and analyze A/B tests across the merchant digital experience using journey data points to inform hypotheses, remove friction, and drive measurable lifts in engagement, retention, and profitable merchant relationships.

Requirements

     5-8 years of experience in customer success, merchant services, or financial services CX - with a track record of measurably improving the customer experience, not just managing it

     Demonstrated ability to anticipate customer needs and design proactive solutions rather than reacting to problems after they occur

     Data fluency - you can read behavioral and operational data and translate it into experience interventions and program design

     Experience building CX programs from the ground up, including journey maps, feedback systems, and engagement frameworks

     Strong cross-functional operator who can align sales, marketing, product, and collections around the merchant perspective without direct authority

     International Travel (US Visa)

 Strongly Preferred:

     Background in MCA, payments, or SMB lending - understand the financial and emotional stakes for small business owners

     Experience influencing a customer-facing digital product roadmap using CX data and merchant insights

     Bilingual in English and Spanish - a meaningful portion of our merchant base communicates primarily in Spanish

Benefits

Why Join Us?

  • Be part of a global team committed to driving financial inclusion and innovation. 
  • Competitive salary and benefits package. 
  • A dynamic and inclusive work environment that values diversity and collaboration.