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Insurance Risk Assessment Jobs (NOW HIRING)

$100 - $185/hr

We are frequently retained by law firms, insurance companies, and manufacturers to answer complex ... As part of a team, conducts risk assessments or job safety analyses for a variety of products and ...

Insurance Strategy & Program Management: Lead the comprehensive life cycle of corporate insurance ... Risk Assessment & Identification: Conduct regular enterprise-wide operational audits to identify ...

Risk Engineer

$100K - $130K/yr

... insurance solutions for U.S. based multinational companies. We are hiring a Risk Engineer who will deliver advanced risk assessment solutions for internal and external stakeholders (loss prevention ...

The Risk Management team operates as a strategic partner to business segments across S&P Global ... Knowledge of contract review and insurance requirement assessment Hybrid: This role requires work ...

The Risk Management team operates as a strategic partner to business segments across S&P Global ... Knowledge of contract review and insurance requirement assessment Hybrid: This role requires work ...

Conduct comprehensive risk assessments for the real estate portfolio, including property valuations ... Insurance Program Management * Assist in the oversight of insurance programs that effectively cover ...

The Risk Management team operates as a strategic partner to business segments across S&P Global ... Knowledge of contract review and insurance requirement assessment Hybrid: This role requires work ...

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Insurance Risk Assessment information

See salary details

$82.5K

$121.5K

$186K

How much do insurance risk assessment jobs pay per year?

As of Sep 6, 2026, the average yearly pay for insurance risk assessment in the United States is $121,506.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,000.00 and $138,000.00 per year, depending on experience, location, and employer.

What is an insurance risk assessment?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

What does a typical day look like for someone working in insurance risk assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What are the key skills and qualifications needed to thrive in insurance risk assessment, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk assessment?

To become an insurance risk assessor, typically a bachelor's degree in fields like risk management, finance, or insurance is required. Gaining relevant experience, developing analytical skills, and obtaining certifications such as the Associate in Risk Management (ARM) can enhance job prospects in this field.

What does an insurance risk assessment do?

An insurance risk assessment involves evaluating the potential risks associated with insuring a person, property, or business. It helps determine the level of risk and appropriate coverage or premiums by analyzing factors such as health, safety, and history, often using data analysis tools. Risk assessors use industry standards and may hold certifications to ensure accurate evaluations.

What is the role of insurance risk assessment in insurance?

Insurance risk assessment is a key responsibility of insurance professionals, involving evaluating the likelihood and potential impact of future claims based on data analysis, underwriting guidelines, and risk factors. This process helps determine policy eligibility, pricing, and coverage terms to ensure the insurer's financial stability and profitability.
More about Insurance Risk Assessment jobs

What cities are hiring for Insurance Risk Assessment jobs?

Cities with the most Insurance Risk Assessment job openings:

What are the most commonly searched types of Insurance Risk Assessment jobs?

The most popular types of Insurance Risk Assessment jobs are:

What states have the most Insurance Risk Assessment jobs?

States with the most job openings for Insurance Risk Assessment jobs include:

Infographic showing various Insurance Risk Assessment job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $121,506 per year, or $58.4 per hour.

Senior Consultant (Safety & Risk Assessment)

Engineering Systems Inc.

On-site

$100 - $185/hr

Other

Life, Retirement, PTO

Posted 8 days ago


Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Senior Consultant (Safety & Risk Assessment)

Full Time Ann Arbor, Ann Arbor, MI, US

About ESi

Engineering Systems Inc. (ESi) is an engineering and scientific investigation and failure analysis firm. We are frequently retained by law firms, insurance companies, and manufacturers to answer complex technical questions on projects ranging from small, focused investigations to large-scale, high-profile losses.

Our work spans a wide range of challenges, including major transportation accidents, equipment and product failures, personal injury claims, and damage to residential, commercial, and industrial structures. The variety, complexity, and real-world impact of our projects create deeply fulfilling and intellectually engaging careers for our consultants.

At ESi, you’ll have the opportunity to shape your own path while being supported by a collaborative culture, national expertise, and industry-leading resources.

Why ESi

ESi’s Biomechanics & Safety team conducts multidisciplinary analyses to investigate incidents, determine root causes, and support litigation, while proactively identifying hazards and assessing risk. The team evaluates human factors and safety across products and environments, ensuring compliance with applicable standards in a collaborative, growth-focused setting.

Key Responsibilities

  • Works with multiple consultants in a technical project manager role, determining and prioritizing matter tasks, scheduling and facilitating necessary internal and external deadlines, and communicating with external clients and internal colleagues.
  • Manages client projects including collaboration with and delegation of tasks to other consultants and support staff.
  • Manage projects from initiation to completion. Prepare technical, project-related reports on a timely basis for clients as required.
  • Prepares file summaries, written reports and verbal presentations of findings and conclusions in clear, concise, and easy-to-understand terms.
  • Prepares project proposals or plans to determine time frame, budgets, procedures for accomplishing project, staffing requirements, and allotment of available resources to various phases of project.
  • Confers with project personnel to provide technical advice and to resolve problems.
  • Prepares exhibits with visualization group to clearly communicate complex concepts.
  • Evaluates root causes in equipment, consumer products, and recreational accidents, including issues regarding human factors, risk reduction, warnings and instructions, engineering controls, and the like.
  • Identifies and reviews existing media (e.g., photographs, video, witness statements, depositions, police and accident reports, etc.) to develop preliminary conclusions and plan further investigation.
  • Conducts inspections of accident scenes and of involved or exemplar machines, safety equipment, consumer products, and other items as needed.
  • Locates, assesses pertinence of, and applies consensus safety standards, scientific literature, existing test data, and governmental regulations.
  • Designs and conducts testing and/or develops models to obtain and evaluate product performance or human factors data.
  • As part of a team, conducts risk assessments or job safety analyses for a variety of products and industrial machines.
  • Works with Business Development to identify potential clients and strategies to build client base.
  • Performs other duties as assigned.

Qualifications

Education / Certifications / Licenses Required

Experience Required

  • Five to ten years work in a forensic or safety consulting position.
  • Experience working in product testing or design evaluations, forensic engineering, teaching experience, and/or in-depth knowledge of human factors or risk assessment methodology.
  • Authoring of high-quality technical reports and/or peer-reviewed publications.

Other Technical & Non-Technical Skills

  • Full competency in Office productivity software
  • Advanced skills in technical computing environments

What We Can Offer You

We believe great work happens when people feel supported, challenged, and trusted. Some of the benefits we offer include:

  • Life Insurance/Voluntary Life Insurance/Universal Life Insurance
  • 401k with employer match
  • Pet Insurance
  • Flexible Time Off (FTO) – encouraged to take 20 days of paid time off/year
  • 10 paid holidays (9 standard holidays and 1 floating holiday)
  • Work/Life Balance in a collaborative working environment
  • Wellness Reimbursement
  • Career Growth & Continuing education opportunities

The pay range listed reflects a good-faith estimate of the compensation we expect to offer most candidates for this role. Total compensation includes a competitive base salary and bonus opportunity, with final pay determined by job-related factors such as experience, qualifications, individual performance, and overall company performance.

After internal discussions and market research, the current pay band for this opportunity is $100,000 to $185,000.

Physical Demands:

This role requires frequently sitting or standing for extended periods of time and occasionally lifting and/or moving items weighing up to 50 pounds, with infrequent lifting up to 75 pounds. The work regularly requires bending, twisting, kneeling, crouching, and maintaining balance. This position frequently requires handling and operating specialized tools and equipment and working in a variety of physical positions, including occasionally accessing tight or confined spaces.

The physical demands described here are representative of those that must be met to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

Work is performed in both office and field environments, including active construction sites, industrial settings, and damaged or compromised structures. The work environment may include exposure to varying noise levels, weather conditions, uneven terrain, and site-specific hazards. Use of personal protective equipment (PPE) may be required depending on site conditions.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

ESi is an equal opportunity employer committed to attracting and retaining the most qualified individuals based on merit, experience, and skills. Employment decisions are made without regard to race, ethnicity, color, religion, national origin, sex, sexual orientation, age, disability, or veteran status. In accordance with applicable laws, ESi actively supports the employment of veterans and individuals with disabilities.

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