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Insurance Risk Assessment Jobs in Florida (NOW HIRING)

Acrisure

Insurance and Risk Analyst

West Palm Beach, FL · On-site

$80K - $100K/yr

Conduct comprehensive risk assessments for the real estate portfolio, including property valuations ... Insurance Program Management * Assist in the oversight of insurance programs that effectively cover ...

Moss

Risk Analyst

Fort Lauderdale, FL · On-site

... Risk, Insurance, and Operational Support * Track and assess key risks related to technology ... adoption, operational change, data use, and innovation initiatives; recommend practical mitigation ...

Aligned Solutions

Risk Manager

Miami Beach, FL

Key Responsibilities Risk Management & Insurance * Oversee day-to-day execution of the company ... Conduct risk assessments to identify operational exposures and determine appropriate coverage needs

Moss

Risk Analyst

Fort Lauderdale, FL · On-site

... Risk, Insurance, and Operational Support * Track and assess key risks related to technology ... adoption, operational change, data use, and innovation initiatives; recommend practical mitigation ...

Moss

Risk Analyst

Fort Lauderdale, FL · On-site

... Risk, Insurance, and Operational Support * Track and assess key risks related to technology ... adoption, operational change, data use, and innovation initiatives; recommend practical mitigation ...

whartonsmith

Risk Coordinator

Sanford, FL · On-site

Partner with department leadership to assess risk exposure and evaluate insurance exceptions * Maintain OSHA recordkeeping and ensure accurate documentation in compliance with regulatory requirements

3M HEALTHCARE

Director, Risk Management

Clearwater, FL · On-site

$135 - $165/hr

... health insurance solutions for those planning for and living in retirement. Associates get ... Perform periodic reviews and assessments to facilitate regular risk assessments and develop reports ...

McKesson

Risk Manager

Largo, FL · Remote

Manage Risk & Insurance Programs * Support all aspects of insurance placement, renewal, and program ... Participate in risk assessment activities and loss prevention efforts. * Contribute to broader ...

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Insurance Risk Assessment information

See Florida salary details

$61.7K

$90.8K

$139K

How much do insurance risk assessment jobs pay per year?

As of Aug 26, 2026, the average yearly pay for insurance risk assessment in Florida is $90,800.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,500.00 and $103,100.00 per year, depending on experience, location, and employer.

What is an insurance risk assessment?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

What does a typical day look like for someone working in insurance risk assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What are the key skills and qualifications needed to thrive in insurance risk assessment, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk assessment?

To become an insurance risk assessor, typically a bachelor's degree in fields like risk management, finance, or insurance is required. Gaining relevant experience, developing analytical skills, and obtaining certifications such as the Associate in Risk Management (ARM) can enhance job prospects in this field.

What does an insurance risk assessment do?

An insurance risk assessment involves evaluating the potential risks associated with insuring a person, property, or business. It helps determine the level of risk and appropriate coverage or premiums by analyzing factors such as health, safety, and history, often using data analysis tools. Risk assessors use industry standards and may hold certifications to ensure accurate evaluations.

What is the role of insurance risk assessment in insurance?

Insurance risk assessment is a key responsibility of insurance professionals, involving evaluating the likelihood and potential impact of future claims based on data analysis, underwriting guidelines, and risk factors. This process helps determine policy eligibility, pricing, and coverage terms to ensure the insurer's financial stability and profitability.

What are the most commonly searched types of Insurance Risk Assessment jobs in Florida?

The most popular types of Insurance Risk Assessment jobs in Florida are:

What are popular job titles related to Insurance Risk Assessment jobs in Florida?

For Insurance Risk Assessment jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Assessment jobs in Florida look for?

The top searched job categories for Insurance Risk Assessment jobs in Florida are:

Insurance Risk Assessment jobs near you
Infographic showing various Insurance Risk Assessment job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $90,800 per year, or $43.7 per hour.

Risk & Insurance Manager Sarasota

Sarasota, FL

Criterion Executive Search
See more jobs at Criterion Executive Searchexternal

Full-time

Re-posted 22 days ago

Job description

Position Summary:
Our client, a nationally renowned commercial real estate development firm, is seeking a Senior Risk Advisor to oversee and elevate its enterprise-wide risk strategy. This high-impact role focuses on risk identification, contract and policy analysis, exposure assessment, and the structuring of comprehensive insurance programs that span across a vast and diverse real estate portfolio.
 
The ideal candidate brings at least 7 years of commercial insurance or corporate risk experience, particularly with complex real estate holdings, and possesses a sharp analytical mindset coupled with the interpersonal acumen to influence leadership, legal teams, and insurance partners.
 
Key Responsibilities:
  • Portfolio Risk Analysis: Lead the identification, assessment, and quantification of risk across retail, hospitality, mixed-use, and auto-related commercial holdings.
  • Claims Oversight: Analyze claim trends (e.g., slip-and-fall, construction, workers' compensation) and collaborate with internal adjusters and TPAs to implement proactive strategies and reduce total cost of risk.
  • Coverage Design: Structure and advise on insurance placements including general liability, workers’ compensation, property, builder’s risk, environmental, cyber, and umbrella programs.
  • Policy & Contract Review: Interpret and assess leases, service contracts, indemnification clauses, and policy language to ensure optimal risk transfer and compliance.
  • Strategic Risk Transfer: Recommend alternative risk financing and self-insurance strategies based on market conditions and corporate risk tolerance.
  • Program Leadership: Coordinate renewals, audits, and broker engagement, ensuring continuity, competitiveness, and accuracy in all placements.
  • Cross-Functional Collaboration: Serve as the internal advisor to leadership, legal, property management, construction, and development teams on all risk-related matters.
  • Vendor & Broker Relations: Maintain strong partnerships with external carriers, brokers, adjusters, and claims consultants.
  • Reporting & Compliance: Oversee insurance data management, including property schedules, loss runs, policy terms, and risk register documentation.
  • Team Oversight: Lead a small internal risk team, including an assistant and support staff, with an emphasis on continuous improvement and knowledge development.
 
Qualifications:
  • 7+ years of progressive experience in commercial insurance, risk advisory, or corporate risk management (real estate sector strongly preferred).
  • Deep knowledge of commercial real estate exposures and relevant coverage lines, including layered property, WC with high deductibles, and liability programs.
  • Proven ability to assess contracts, policy forms, and risk implications with precision.
  • Experience working with national or large-scale insurance programs.
  • Skilled in claims management, renewal strategy, risk modeling, and vendor/broker negotiation.
  • Bachelor's degree required; CPCU, ARM, or similar designation preferred.
  • Collaborative, solutions-oriented approach with strong analytical and interpersonal skills.
 
Why This Role Stands Out:
  • Stability & Growth: Join a financially strong company with long-term employees and year-over-year growth.
  • Family-Oriented Culture: Despite its scale, the company maintains an agile, accessible leadership environment with minimal red tape.
  • Recognition: Regularly ranked among the top workplaces in Tampa Bay.
  • Impact: Influence decisions at the highest levels and help shape the company’s long-term risk philosophy.