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Homeowners Insurance Jobs in Florida (NOW HIRING)

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Homeowners Insurance information

See Florida salary details

$8

$16

$26

How much do homeowners insurance jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for homeowners insurance in Florida is $16.51, according to ZipRecruiter salary data. Most workers in this role earn between $14.38 and $17.79 per hour, depending on experience, location, and employer.

How long does it take to become a homeowners insurance agent?

Becoming a homeowners insurance agent typically requires completing pre-licensing education, which can take a few days to several weeks depending on the program, followed by passing a licensing exam. After obtaining the license, agents often undergo on-the-job training or mentorship before starting independent work, making the total process usually a few weeks to a few months.

What is homeowners insurance?

Homeowners insurance is a type of property insurance that provides financial protection against damage to your home and personal belongings due to events like fire, theft, or certain natural disasters. It also offers liability coverage in case someone is injured on your property. Most mortgage lenders require homeowners insurance to protect their investment. Policies can vary in coverage, so it's important to read your policy carefully and understand what is and isn't covered.

What are the key skills and qualifications needed to thrive as a homeowners insurance agent, and why are they important?

To thrive as a Homeowners Insurance Agent, you need strong knowledge of insurance products, risk assessment, and state licensing requirements. Familiarity with insurance quoting software, CRM systems, and underwriting guidelines is typically necessary. Excellent communication, customer service, and problem-solving skills help agents build client trust and address complex needs. These abilities are vital for ensuring clients receive appropriate coverage and for driving business success in a competitive industry.

What are some common challenges faced by homeowners insurance agents in their daily work?

Homeowners insurance agents often face the challenge of staying updated with evolving policy regulations and explaining complex coverage options to clients in an understandable way. They must balance administrative tasks, such as processing claims and policy renewals, with building strong client relationships to ensure customer satisfaction and retention. Additionally, agents frequently collaborate with underwriters, adjusters, and other team members to resolve claims efficiently and provide tailored recommendations based on individual client needs.

What is the difference between Homeowners Insurance vs Property Insurance?

AspectHomeowners InsuranceProperty Insurance
CoverageProtects homeowners against damages to their residence and personal property, liability, and additional living expensesProvides coverage for damage or loss to physical property, including buildings and possessions, regardless of owner
Work EnvironmentInsurance agents, adjusters, and underwriters working with homeowners and property ownersInsurance professionals handling various types of property claims across industries
CredentialsLicensing required for agents and adjusters; certifications vary by stateSimilar licensing and certifications for property insurance specialists

Homeowners Insurance specifically covers residential properties and personal belongings, while Property Insurance has a broader scope, including commercial and other physical assets. Both roles require similar credentials and are integral to the insurance industry, but they serve different client needs and property types.

What cities in Florida are hiring for Homeowners Insurance jobs?

Cities in Florida with the most Homeowners Insurance job openings:

Infographic showing various Homeowners Insurance job openings in Florida as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 100% In-person job distribution, with an average salary of $34,335 per year, or $16.5 per hour.

Homeowners Insurance Sales Agent

Allstate Insurance - Gilbert Suarez

West Palm Beach, FL โ€ข On-site

$38 - $45/hr

Full-time

PTO

Posted 12 days ago


Job description

About Us

Welcome to G.D Associates, Inc, an Allstate Insurance Agency. Our mission is simple: empower our community and protect tomorrow. We are a passionate, competitive, and high-performing team that thrives on collaboration, accountability, and results. Our people-first, customer-centered culture is built on excellence, integrity, and service, delivering an exceptional experience in every interaction.

About the Role — PC Insurance Sales Agent!

We are seeking a Homeowners Insurance Specialist who is driven, relationship-focused, and motivated to grow in a fast-paced, high-performance environment. This opportunity is ideal for team players who are passionate about building meaningful customer relationships while continuously developing their sales and insurance expertise.

You will be supported through daily coaching, ongoing training, and a collaborative team culture, while benefiting from flexible scheduling, uncapped earning potential, and strong lead flow. This role offers multiple opportunities to connect with Auto Insurance, assess their needs, and deliver tailored coverage solutions that protect what matters most.


NEW FRESH LEADS PROVIDED DAILY!

Responsibilities

Key Responsibilities

• Flexible schedule within operating hours. Hybrid Position available after agent meets all company qualifications.

• Achieve and exceed individual sales and production goals by generating new business and cross-selling Auto and other products over the phone.

• Engage with warm leads provided through multiple channels to effectively quote, present, and close Homeowners Insurance solutions.

• Deliver an exceptional customer experience by educating clients on coverage options and helping them protect their families, vehicles and assets.


• Participate in ongoing coaching, training, and development programs designed to continuously strengthen sales performance, communication skills, and insurance expertise.


• Complete all required licensing, product knowledge, and compliance training in accordance with company and regulatory standards.


• Accurately prepare insurance quotes, conduct professional sales presentations, and successfully Homeowners Insurance policies.


• Handle inbound/outbound calls professionally and promptly, with a focus on first-call resolution and minimal wait times.


• Efficiently navigate internal systems and platforms to write policies, process endorsements, and manage customer accounts.


• Approach every customer interaction as an opportunity to cross-sell and upsell additional insurance and related financial products.


• Maintain accurate documentation of all customer interactions, ensuring customer records are current and complete.

Requirements

IF YOU ARE WILLING TO LEARN WE ARE WILLING TO TRAIN!

SKILLS

· 440, 220 or 2044 license

· Punctuality and the ability to maintain a consistent schedule

· Excellent phone skills: friendly and kind demeanor


· Willingness to learn about our products


· Strong customer relationship-building skills


· Proven success in a high-volume, fast-paced environment


· Excellent communication skills - Strong problem-solving abilities


· Ability to work independently and collaboratively within a team


LICENSE/CERTIFICATION:


· Property Casualty (PC) License or Personal Lines License (preferred)

Benefits
Paid Time Off (PTO)###Hands on Training###Mon-Fri Schedule###Career Growth Opportunities###