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Homeowners Insurance Jobs (NOW HIRING)

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We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and renewal business in accordance with company guidelines while exercising sound underwriting judgment. Key ...

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Homeowners Insurance information

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$11

$22

$35

How much do homeowners insurance jobs pay per hour?

As of May 31, 2026, the average hourly pay for homeowners insurance in the United States is $22.09, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $23.80 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Homeowners Insurance Agent, and why are they important?

To thrive as a Homeowners Insurance Agent, you need strong knowledge of insurance products, risk assessment, and state licensing requirements. Familiarity with insurance quoting software, CRM systems, and underwriting guidelines is typically necessary. Excellent communication, customer service, and problem-solving skills help agents build client trust and address complex needs. These abilities are vital for ensuring clients receive appropriate coverage and for driving business success in a competitive industry.

What are some common challenges faced by homeowners insurance agents in their daily work?

Homeowners insurance agents often face the challenge of staying updated with evolving policy regulations and explaining complex coverage options to clients in an understandable way. They must balance administrative tasks, such as processing claims and policy renewals, with building strong client relationships to ensure customer satisfaction and retention. Additionally, agents frequently collaborate with underwriters, adjusters, and other team members to resolve claims efficiently and provide tailored recommendations based on individual client needs.

What is homeowners insurance?

Homeowners insurance is a type of property insurance that provides financial protection against damage to your home and personal belongings due to events like fire, theft, or certain natural disasters. It also offers liability coverage in case someone is injured on your property. Most mortgage lenders require homeowners insurance to protect their investment. Policies can vary in coverage, so it's important to read your policy carefully and understand what is and isn't covered.

Is selling P&C insurance a good career?

Homeowners insurance agents and underwriters in P&C insurance often find the career to be stable with opportunities for commission-based income and client relationship building. Success typically requires strong communication skills, industry knowledge, and licensing, with job prospects influenced by market demand and economic conditions.

What is the difference between Homeowners Insurance vs Property Insurance?

AspectHomeowners InsuranceProperty Insurance
CoverageProtects homeowners against damages to their residence and personal property, liability, and additional living expensesProvides coverage for damage or loss to physical property, including buildings and possessions, regardless of owner
Work EnvironmentInsurance agents, adjusters, and underwriters working with homeowners and property ownersInsurance professionals handling various types of property claims across industries
CredentialsLicensing required for agents and adjusters; certifications vary by stateSimilar licensing and certifications for property insurance specialists

Homeowners Insurance specifically covers residential properties and personal belongings, while Property Insurance has a broader scope, including commercial and other physical assets. Both roles require similar credentials and are integral to the insurance industry, but they serve different client needs and property types.

More about Homeowners Insurance jobs
What cities are hiring for Homeowners Insurance jobs? Cities with the most Homeowners Insurance job openings:
What states have the most Homeowners Insurance jobs? States with the most job openings for Homeowners Insurance jobs include:
Infographic showing various Homeowners Insurance job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $45,946 per year, or $22.1 per hour.

Homeowners Insurance Specialist

Freeway Insurance

Los Angeles, CA

$31 - $72/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


Freeway Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

193rd of 259 rated insurance


Job description

Pay Range:

$31 - $72 / hour **

Sign-On Bonus Opportunity of up to $4,000*

Our Perks & Benefits:

  • Unlimited/uncapped commission – based on individual sales performance, including policies sold and related production metrics. Total compensation will vary based on performance
  • Lucrative incentive sales plans, bonuses and sales contests to recognize your success
  • No cold calling – we provide a high volume of inbound leads and walk in traffic
  • Comprehensive paid training and licensing, plus on-going mentorship and development
  • Recognition-focused culture that celebrates your achievements
  • Comprehensive benefits package including medical, dental, vision and life insurance
  • Paid time off to recharge and maintain a healthy work-life balance
  • Retirement Plan (401k) with company-matched contributions
  • Fitness Reimbursement – up to $15/month for gym memberships
  • Employee Assistance Program – confidential support for personal or professional challenges at no cost
  • Extra Perks – optional plans for disability, hospital indemnity, health advocate program, universal life, critical illness, accident insurance, and even pet insurance

Our Company:

Confie and its family of companies - Freeway, Baja, Bluefire & others - is one of the largest privately held insurance brokers in the United States. We have been ranked the #1 Personal Lines Leader by the Insurance Journal for ten consecutive years! With more than 800 retail locations nationwide, we are committed to helping our employees take their careers and income potential to new heights. We are proactively looking for brightmotivated, and goal-oriented individuals who are excited about career advancement. Come Grow With Us!

What You Will Do:

As a Homeowners Insurance Specialist, your primary responsibility will be helping individuals and families protect their most valuable asset – their home. You will focus exclusively on selling and servicing homeowners insurance policies, guiding customers through coverage options, and building long-term relationships based on trust and expertise. This role provides the opportunity to grow your earnings, establish yourself as a subject matter expert, and be rewarded for your success

  • Manage Policies: Oversee new homeowners insurance policies, renewals, endorsements, and supplemental (DIC or wrap-around) coverage to ensure complete client protection.
  • Negotiate & Ensure Compliance: Secure competitive quotes, negotiate with multiple carriers – including expertise with any state available programs (i.e., California Fair Plan) – and maintain full compliance and documentation standards.
  • Develop Referral Networks: Build and sustain a strong network of referral partners (contractors, real estate professionals, public adjusters, etc) to drive consistent new business growth.
  • Build & Retain Clients: Grow a loyal book of business through exceptional service, proactive communication, and clear education on coverage options.
  • Consult with Expertise: Guide clients through policy details – terms, coverages, exclusions, and premiums – ensuring they understand their choices and feel confident in their protection.
  • Achieve Results: Meet and exceed sales and retention goals while tracking key performance metrics and providing regular reporting.

The Perfect Match:

  • A Personal Lines or Property and Casualty license
  • Bilingual skills in English and Spanish (a strong plus)
  • 2+ years of experience in homeowners / property insurance (sales, servicing, underwriting or policy quoting)
  • A High School Diploma or GED
  • Strong ability to build customer relationships and earn trust
  • Excellent follow-up, organization, and multi-tasking skills
  • An ambitious, motivated attitude with a desire for growth and advancement
  • Strong written and verbal communication skills

**The pay range disclosed reflects a good faith estimate of total compensation for full-time employees, at time of hire. This compensation package includes base pay, commission, bonuses, and all applicable incentives earned by employees. The pay range may be higher, or lower, based on geographical location. Actual earnings will vary based on individual performance, with the base pay and commission structure aligned to company policies and applicable pay transparency requirements.

As permitted by applicable law and from time-to-time, Confie may use a computer system that has elements of artificial intelligence to help make decisions about your employment, including recruitment, hiring, renewal of employment, or the terms and conditions of your employment. Employees with questions about Confie’s use of these computer systems should contact Human Resources at employeerelations@confie.com  

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