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Homeowners Insurance Jobs in Washington (NOW HIRING)

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Homeowners Insurance information

See Washington salary details

$13

$25

$39

How much do homeowners insurance jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for homeowners insurance in Washington is $25.02, according to ZipRecruiter salary data. Most workers in this role earn between $21.78 and $26.97 per hour, depending on experience, location, and employer.

How long does it take to become a homeowners insurance agent?

Becoming a homeowners insurance agent typically requires completing pre-licensing education, which can take a few days to several weeks depending on the program, followed by passing a licensing exam. After obtaining the license, agents often undergo on-the-job training or mentorship before starting independent work, making the total process usually a few weeks to a few months.

What is homeowners insurance?

Homeowners insurance is a type of property insurance that provides financial protection against damage to your home and personal belongings due to events like fire, theft, or certain natural disasters. It also offers liability coverage in case someone is injured on your property. Most mortgage lenders require homeowners insurance to protect their investment. Policies can vary in coverage, so it's important to read your policy carefully and understand what is and isn't covered.

What are the key skills and qualifications needed to thrive as a homeowners insurance agent, and why are they important?

To thrive as a Homeowners Insurance Agent, you need strong knowledge of insurance products, risk assessment, and state licensing requirements. Familiarity with insurance quoting software, CRM systems, and underwriting guidelines is typically necessary. Excellent communication, customer service, and problem-solving skills help agents build client trust and address complex needs. These abilities are vital for ensuring clients receive appropriate coverage and for driving business success in a competitive industry.

What are some common challenges faced by homeowners insurance agents in their daily work?

Homeowners insurance agents often face the challenge of staying updated with evolving policy regulations and explaining complex coverage options to clients in an understandable way. They must balance administrative tasks, such as processing claims and policy renewals, with building strong client relationships to ensure customer satisfaction and retention. Additionally, agents frequently collaborate with underwriters, adjusters, and other team members to resolve claims efficiently and provide tailored recommendations based on individual client needs.

What is the difference between Homeowners Insurance vs Property Insurance?

AspectHomeowners InsuranceProperty Insurance
CoverageProtects homeowners against damages to their residence and personal property, liability, and additional living expensesProvides coverage for damage or loss to physical property, including buildings and possessions, regardless of owner
Work EnvironmentInsurance agents, adjusters, and underwriters working with homeowners and property ownersInsurance professionals handling various types of property claims across industries
CredentialsLicensing required for agents and adjusters; certifications vary by stateSimilar licensing and certifications for property insurance specialists

Homeowners Insurance specifically covers residential properties and personal belongings, while Property Insurance has a broader scope, including commercial and other physical assets. Both roles require similar credentials and are integral to the insurance industry, but they serve different client needs and property types.

What are popular job titles related to Homeowners Insurance jobs in Washington?

For Homeowners Insurance jobs in Washington, the most frequently searched job titles are:

What job categories do people searching Homeowners Insurance jobs in Washington look for?

The top searched job categories for Homeowners Insurance jobs in Washington are:

Homeowners Insurance jobs near you
Infographic showing various Homeowners Insurance job openings in Washington as of August 2026, with employment types broken down into 82% Full Time, and 18% Part Time. Highlights an 100% In-person job distribution, with an average salary of $52,039 per year, or $25 per hour.

Insurance Restoration Estimator

Modern Remodeling, Inc.

Manassas, VA • On-site

$50K - $100K/yr

Full-time

Medical, Dental, Vision, PTO

Re-posted 18 days ago

Job description

Replies within 24 hours
Benefits:
  • Company car
  • Competitive salary
  • Dental insurance
  • Flexible schedule
  • Free food & snacks
  • Free uniforms
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • Vision insurance
  • Bonus based on performance

Insurance Restoration Estimator
Modern Remodeling
Modern Remodeling has been a leader in the residential insurance restoration industry since 1990. We are seeking an experienced Insurance Restoration Estimator with a background in insurance claims, restoration, and Xactimate estimating. This role is ideal for someone who understands the insurance process and enjoys working directly with homeowners and adjusters to close profitable projects.
Job Responsibilities
  • Inspect residential properties and scope storm, water, and other insured losses
  • Create detailed estimates using Xactimate
  • Work directly with homeowners, insurance adjusters, and insurance carriers
  • Manage claim files, documentation, and supplements
  • Negotiate scope and pricing when necessary
  • Present upgrades and material selections
  • Ensure projects meet company quality and service standards

Compensation & Benefits
  • Base salary plus commission
  • End-of-year performance bonus
  • $50,000 - $100,000+ earning potential based on performance
  • Medical, dental, and vision insurance
  • Flexible scheduling
  • Ongoing training and career advancement opportunities

Qualifications
  • Experience in insurance restoration, residential insurance claims, or construction estimating
  • Xactimate experience preferred
  • Knowledge of insurance scopes, pricing, and supplement processes
  • Strong communication and customer service skills
  • Highly organized and self-motivated
  • Comfortable working in a fast-paced environment
  • Ability to climb roofs and lift up to 70 lbs.

Why Join Modern Remodeling?
  • Established company with over 30 years in insurance restoration
  • Consistent lead flow and insurance relationships
  • Strong support team and proven systems
  • Uncapped earning potential

Apply today to join a stable, growing company that values experience and rewards performance.
Compensation: $50,000.00 - $100,000.00 per year
Modern Remodeling has been in business since 1990 and is a leading Insurance Restoration and Remodeling Contractor in Northern Virginia, Maryland and the DC Metro area. We specialize in Residential and Commercial Restoration, Remodeling and Construction services. We pride ourselves in providing an exceptional experience that creates lasting relationships with our customers and life-long advocates of Modern Remodeling. Our continued success has been driven by our highly trained team of individuals who value customer service, quality workmanship, and hard work.
Our commitment to our employees is to provide an environment that fosters honesty, integrity, teamwork, professional development, opportunities for growth and leadership. If you're a highly motivated individual who's looking for an opportunity to begin a challenging but very rewarding career, we would love to have you on our team!

Apply