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Insurance Risk Assessment Jobs in North Carolina

Assa Abloy

Risk & Insurance Manager

Monroe, NC · On-site

Strong knowledge of insurance products, risk assessment methodologies, and claims handling procedures. * Excellent negotiation, communication, and interpersonal skills. * Ability to manage multiple ...

ASSA ABLOY

Risk & Insurance Manager

Monroe, NC · Hybrid

Strong knowledge of insurance products, risk assessment methodologies, and claims handling procedures. * Excellent negotiation, communication, and interpersonal skills. * Ability to manage multiple ...

SunEnergy1LLC

Insurance Manager

Charlotte, NC · On-site

Risk Assessment & Coverage Analysis * Underwriting Coordination * Claims Management * Policy & Documentation Management * Contract Insurance Compliance * Vendor & Broker Relationship Management

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All JobsInsurance Risk Assessment JobsInsurance Risk Assessment Jobs in North Carolina

Insurance Risk Assessment information

See North Carolina salary details

$75K

$110.4K

$169K

How much do insurance risk assessment jobs pay per year?

As of Jul 18, 2026, the average yearly pay for insurance risk assessment in North Carolina is $110,424.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,800.00 and $125,400.00 per year, depending on experience, location, and employer.

What is an Insurance Risk Assessment job?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves analyzing and mitigating risks to help companies minimize financial losses. It requires strong analytical skills, knowledge of insurance policies, and often professional certifications such as the CPCU or ARM. The field offers opportunities for advancement and typically involves a standard office schedule.

What does a typical day look like for someone working in Insurance Risk Assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What does an insurance risk assessor do?

An insurance risk assessor evaluates the risks associated with insuring individuals or properties by analyzing data, conducting inspections, and assessing potential hazards. They use tools like risk assessment software and often hold certifications such as the Chartered Insurance Institute (CII) designation. Their findings help insurance companies determine policy terms, premiums, and coverage options.

What are the key skills and qualifications needed to thrive in the Insurance Risk Assessment position, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk analyst?

To become an insurance risk analyst, typically a bachelor's degree in finance, economics, or a related field is required. Gaining experience in insurance or risk management, developing strong analytical skills, and obtaining certifications such as the Associate in Risk Management (ARM) can enhance job prospects.

How to become an insurance risk assessor?

To become an insurance risk assessor, typically one needs a bachelor's degree in fields like risk management, finance, or insurance, along with relevant work experience. Developing skills in data analysis, risk evaluation, and familiarity with insurance policies and tools is important, and professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.
What are popular job titles related to Insurance Risk Assessment jobs in North Carolina? For Insurance Risk Assessment jobs in North Carolina, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Assessment jobs in North Carolina look for? The top searched job categories for Insurance Risk Assessment jobs in North Carolina are:
What cities in North Carolina are hiring for Insurance Risk Assessment jobs? Cities in North Carolina with the most Insurance Risk Assessment job openings:
Insurance Risk Assessment jobs near you
Infographic showing various Insurance Risk Assessment job openings in North Carolina as of July 2026, with employment types broken down into 88% Full Time, 6% Part Time, and 6% Contract. Highlights an 90% In-person, 4% Hybrid, and 6% Remote job distribution, with an average salary of $110,424 per year, or $53.1 per hour.
Risk Assessment Lead - Cybersecurity Risk Oversight

Risk Assessment Lead - Cybersecurity Risk Oversight

US Bank

Charlotte, NC • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 358 frontline employees who took The Breakroom Quiz

44th of 149 rated banks

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Risk Assessment Lead serves as a key member of the Cybersecurity Risk Oversight team within the Second Line of Defense (2LoD). This role is accountable for independently assessing and challenging First Line Technology and Information Security practices to ensure effective risk management and regulatory compliance.

This position requires a senior professional who can operate with a high degree of autonomy, prioritize work based on material risk, and influence outcomes through strong technical expertise and stakeholder engagement.

Key Responsibilities:

Risk Oversight & Independent Challenge

  • Provide independent oversight and credible challenge across Technology and Information Security domains including governance, controls, risk assessments, metrics, and issue management.

  • Perform risk-based assessments to identify control gaps, thematic risks, and emerging threats.

  • Develop independent risk opinions supported by analysis, evidence, and professional judgment.

  • Evaluate alignment with applicable laws, regulations, and industry frameworks (e.g., NIST, FFIEC, PCI).

Risk Management & Framework Execution

  • Partner with business and risk stakeholders to support the implementation and maintenance of effective risk management frameworks.

  • Identify gaps in processes, systems, controls and drive solutions to minimize risk exposure.

  • Ensure risks are actively identified, monitored, escalated, and remediated as appropriate.

  • Influence policies and procedures to strengthen the control environment and reduce regulatory risk.

Stakeholder Engagement & Communication

  • Build and maintain strong relationships with First Line stakeholders while maintaining independence and objectivity.

  • Provide clear, concise, and executive-ready communication of risk posture, key issues, and trends.

  • Engage senior leadership to support risk-informed decision making.

  • Translate complex technical risks into actionable business insights.

Leadership & Organizational Impact

  • Lead, coach, or mentor risk and security professionals; support talent development and team capability.

  • Contribute to strategic initiatives impacting enterprise technology, security and risk programs.

  • Act as a subject matter expert on technology and cybersecurity risk and regulatory expectations.

  • Promote a strong risk culture emphasizing accountability, transparency, and continuous improvement.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than 10 years of applicable experience

Preferred Skills/Experience

  • Advanced knowledge of information security domains (e.g., identity and access management, application security, cloud security, vulnerability management, incident response)

  • Strong understanding of regulatory requirements and industry standards (e.g., NIST, FFIEC, PCI, and risk management frameworks)

  • Experience performing risk assessments, control evaluations, and oversight activities

  • Advanced understanding of business operations, systems, and associated risks and controls

  • Ability to operate independently with strong judgment and professional skepticism

  • Strong analytical, problem-solving, and decision-making skills

  • Excellent written and verbal communication skills, including executive-level messaging

  • Proven ability to influence stakeholders and challenge effectively without direct authority

  • Strong leadership and management skills across people, processes, and projects

  • Experience operating within Second Line of Defense, audit, or regulatory environments

  • Relevant certifications (e.g., CISSP, CISA, CRISC, CISM) preferred

  • Advanced knowledge of regulatory environment and trends in financial services

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

What U.S. Bank employees say

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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

Social media

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