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Preferred Risk Insurance Jobs (NOW HIRING)

Bachelor's degree in Risk Management, Insurance, Finance, Business Administration, or equivalent years of experience preferred * 3+ years of experience in insurance, claims management, risk ...

Bachelor's degree in Risk Management, Insurance, Finance, Business Administration, or equivalent years of experience preferred * 3+ years of experience in insurance, claims management, risk ...

Risk Insurance Manager ASSA ABLOY Entrance Systems, Pedestrian Door Solutions Join the industry ... Preferred Qualifications * Professional certifications such as ARM (Associate in Risk Management ...

Bachelor's degree in Risk Management, Insurance, Finance, Business Administration, or equivalent years of experience preferred * 3+ years of experience in insurance, claims management, risk ...

Risk Insurance Manager ASSA ABLOY Entrance Systems, Pedestrian Door Solutions Join the industry ... Preferred Qualifications * Professional certifications such as ARM (Associate in Risk Management ...

Risk & Insurance Specialist

Green Bay, WI · On-site

$95K/yr

Associate degree required; bachelor's degree preferred. Equivalent relevant education and/or ... Ensure that payments for insurance, settlements, or risk management services get paid timely and ...

Manager, Risk (Insurance)

Manhattan, NY · On-site

$120K - $145K/yr

... risk management and insurance programs across its renewable energy operations. This role will be ... Industry relevant certifications (CIP, FCIP, CRM, CPA, CA, CIA or equivalent) preferred, but not ...

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Preferred Risk Insurance information

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$14

$30

$74

How much do preferred risk insurance jobs pay per hour?

As of Jun 24, 2026, the average hourly pay for preferred risk insurance in the United States is $30.34, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $38.70 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

More about Preferred Risk Insurance jobs
What cities are hiring for Preferred Risk Insurance jobs? Cities with the most Preferred Risk Insurance job openings:
What states have the most Preferred Risk Insurance jobs? States with the most job openings for Preferred Risk Insurance jobs include:
Infographic showing various Preferred Risk Insurance job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 35% Full Time, 54% Part Time, 1% Temporary, 7% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $63,100 per year, or $30.3 per hour.
Risk & Insurance Analyst

Risk & Insurance Analyst

Crane Worldwide Logistics

Houston, TX • On-site

Full-time

Medical, Dental, Vision, PTO

Posted 20 days ago


Crane Worldwide Logistics rating

7.8

Company rating: 7.8 out of 10

Based on 19 frontline employees who took The Breakroom Quiz


Job description

Essential Job Functions
  • Works with Risk Manager to maintain the company's risk management framework, policies, and procedures.
  • Drives sales activity of Crane's Shippers Interest program via educational tools for sales, streamlining workflows and rate optimization with insurers.
  • Track/trend Shippers Interest activity to drive increased product revenue and to increase penetration rate
  • Process COI requests from clients, vendors, etc.
  • Requests and manages COI's in support of Crane's Vendor Management process, ensuring valid and proper evidence of insurance that meets contractual obligations of our vendors
  • Identify, assess, and allocate risks across business units.
  • Perform quantitative and qualitative risk analysis using statistical models and industry benchmarks.
  • Collect, validate, and interpret large datasets to quantify risk exposures in collaboration with brokers and insurance carriers.
  • Prepare detailed risk reports and dashboards for senior management and program compliance.
  • Maintain models such as Origami to support claims, location and financial information.
  • Translate data findings into actionable insights for business stakeholders.
  • Request and maintain evidence of insurance for all primary and contingent programs.
  • Verify risk program aligns with internal policy, industry standards, and material agreement requirements.
  • Collaborate with Risk leadership to develop risk transfer, Total Cost of Risk tracking reports and other strategic projects.
  • Investigate alternative risk transfer strategies and assist in developing related risk policies and procedures.
  • Work closely with Risk leadership, brokers and underwriters on the development of new and renewal insurance market submissions.
  • Other duties as assigned

Other Skills & Abilities
  • Loss analysis and trend evaluation (frequency, severity, root cause)
  • Risk transfer vs. risk retention analysis
  • Coverage gap analysis and benchmarking
  • Data analysis and interpretation (loss runs, exposure schedules, KPIs)
  • Understanding of contractual risk transfer and indemnity provisions
  • Strong attention to detail and documentation accuracy
  • Expert/Strong proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
  • Strong interpersonal and communication skills (verbal, written and comprehension)
  • Highly motivated and energetic with a proven ability to work in a fast-paced and continually changing environment
  • Ability to operate independently and within a team environment
  • Ability to work with technical and non-technical staff at all levels
  • Excellent time management and organizational skills
  • Demonstrates initiative and adaptability

Physical Requirements
  • Talking, hearing and using hands to operate a computer keyboard, mouse and other computer components
  • Vision abilities required by this job include close vision and the ability to adjust focus
  • Job may require extended sitting or standing, use of standard office equipment
  • Job will require punctual attendance and regular presence on-site at the assigned work location

Education & Experience
  • Bachelor's degree in Risk Management, Finance, Economics, Actuarial Science, Statistics, or related field is preferred.
  • 2+ years of experience in shippers interest programs, insurance risk analysis, underwriting support, actuarial work, or a similar analytical role.
  • 2+ years of experience in transportation and/or supply chain industry is preferred
  • Strong quantitative skills and proficiency in analytical tools (e.g., Excel, Power BI/Tableau and Origami).
  • Knowledge of insurance products, underwriting principles, and regulatory frameworks.
  • Experience with RMIS systems (ex. Origami, Riskonnect, Aclaimant, etc.)

CERTIFICATIONS AND LICENSES
  • Professional certification may be required in some areas.

WHY SHOULD YOU WORK FOR CRANE?
At Crane, we believe in providing our employees with excellent benefits at a Great Place to Work.
We offer:
  • Quarterly Incentive Plan
  • 136 hours of Paid Time Off which equals 17 days for the year, that can be used for Sick Time or for Personal Use
  • Excellent Medical, Dental and Vision benefits
  • Tuition Reimbursement for education related to your job
  • Employee Referral Bonuses
  • Employee Recognition and Rewards Program
  • Paid Volunteer Time to support a cause that is close to your heart and contributes to our communities
  • Employee Discounts
  • Wellness Incentives that can go up to $100 per year for completing challenges, in addition to a discount on contribution rates

Come join the leader in logistics and take your career in the right direction.
Disclaimer:
The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
We maintain a drug-free workplace and perform pre-employment substance abuse testing.
This position requires the final candidate to successfully pass an E-Verify Check.
More Information: http://www.dhs.gov/e-verify
Company benefits are contingent upon meeting eligibility requirements and plan conditions.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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