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Preferred Risk Insurance Jobs in Kentucky (NOW HIRING)

VIOC

Associate Risk & Insurance Analyst

Lexington, KY · On-site

Exposure to insurance brokerage, underwriting, or claims processes preferred * Familiarity with risk management concepts (e.g., deductibles, loss trends, total cost of risk) preferred * Experience ...

Valvoline

Associate Accountant

Lexington, KY · On-site

$40.30K - $54.70K/yr

Exposure to insurance brokerage, underwriting, or claims processes preferred * Familiarity with risk management concepts (e.g., deductibles, loss trends, total cost of risk) preferred * Experience ...

Schulte

Risk Management Specialist

Louisville, KY · On-site

Schulte Hospitality Group is seeking a dynamic, service-oriented Risk Management Specialist to join ... Minimum of 3 years' experience in a comparable role, preferably in the hospitality or insurance ...

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Preferred Risk Insurance information

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Kentucky? For Preferred Risk Insurance jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Kentucky look for? The top searched job categories for Preferred Risk Insurance jobs in Kentucky are:
What cities in Kentucky are hiring for Preferred Risk Insurance jobs? Cities in Kentucky with the most Preferred Risk Insurance job openings:
Preferred Risk Insurance jobs near you

Associate Risk & Insurance Analyst

VIOC

Lexington, KY • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

It All Starts with Our People

If you're looking for a collaborative and flexible work environment that invests in your growth and success, you've come to the right place.At Valvoline Inc., it all starts with our people. That's why we foster a welcoming workplace for all team members and encourage those from a wide variety of diverse backgrounds and experiences to apply.

Our highest priority is creating a welcoming workplace with team members from a wide variety of diverse backgrounds and experiences.


The Opportunity

The Associate Risk & Insurance Analyst supports the management of Valvoline's corporate insurance programs and risk financing strategy. This role partners with Treasury leadership and external insurance brokers and carriers to maintain coverage, analyze claims and loss trends, and support renewals. The position plays a key role in protecting the company's assets and reducing financial risk exposure.


In this role, you will:

  • Support administration of corporate insurance programs, including property, general liability, auto, workers' compensation, and specialty coverages
  • Maintain policy documentation, exposure data, and renewal timelines; assist with annual insurance renewals
  • Partner with external brokers and carriers on coverage inquiries, policy updates, and day-to-day insurance needs
  • Coordinate certificates of insurance and support contract/vendor insurance requirements
  • Track and analyze claims activity, supporting timely resolution and identifying trends
  • Analyze loss data, premiums, and total cost of risk to provide insights to Treasury leadership
  • Support forecasting and budgeting related to insurance costs and claims exposure
  • Collaborate with Legal, Finance, Operations, HR, and Safety teams on insurance and risk-related matters
  • Identify opportunities to improve insurance reporting, data management, and processes
  • Data Analysis: Develop dashboards, reports, and loss forecasts for management to support risk mitigation strategies


What You Will Need:

  • Bachelor's degree in Finance, Risk Management, Business, Insurance, or related field, or equivalent experience
  • Interest in insurance, risk management, treasury, finance, or a related analytical field, with a strong desire to grow in the insurance and risk management space
  • Strong analytical and problem-solving skills
  • Advanced proficiency in Microsoft Excel
  • Strong attention to detail and ability to manage confidential information
  • Effective communication skills with the ability to work across internal and external partners
  • Experience supporting corporate (property and casualty) insurance programs preferred
  • Exposure to insurance brokerage, underwriting, or claims processes preferred
  • Familiarity with risk management concepts (e.g., deductibles, loss trends, total cost of risk) preferred
  • Experience with SAP/S4, Workday, or data tools such as Power BI preferred
  • Progress toward or interest in professional designations (e.g., ARM, CPCU) preferred


We Take Care of the WHOLE You

  • Health insurance plans (medical, dental, vision)
  • HSA and flexible spending accounts
  • 401(k)
  • Incentive opportunity*
  • Life insurance
  • Short and long-term disability insurance
  • Paid vacation and holidays*
  • Employee Assistance Program
  • Employee discounts
  • Tuition reimbursement*
  • Adoption assistance*

*In addition to your salary, you are eligible for the Valvoline Incentive Plan (VIP) with a target of x% of eligible base salary earnings. The VIP is based upon Valvoline Inc. financial performance and provides a payout opportunity on an annual fiscal year basis (October 1 through September 30) and will be pro-rated from date of hire.

*Terms and conditions apply, and benefits may differ depending on position.

Your Path to Valvoline

Valvoline provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Join us in revolutionizing the automotive aftermarket industry while enjoying competitive benefits, a supportive work culture, and opportunities for advancement. Apply now and become an integral part of our journey at Valvoline.

The Company endeavors to make its recruitment process accessible to any and all users.Reasonable accommodations will be provided upon request to applicants with disabilities to facilitate equal opportunity throughout the recruitment and selection process.Please contact Human Resources at 1.833.VVV.Report or email ECC@valvoline.comto make a request for reasonable accommodation during any aspect of the recruitment and selection process.The contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

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