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Preferred Risk Insurance Jobs in Louisville, KY (NOW HIRING)

Senior Wealth Strategist

Louisville, KY · On-site

$116K - $150K/yr

... risk, insurance, and cash flow planning disciplines. * Research & Modeling: Identify planning ... JD, CPA, CFP, or equivalent credentials preferred. * Strategic Thinking: Ability to synthesize ...

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Preferred Risk Insurance information

See Louisville, KY salary details

$13

$29

$71

How much do preferred risk insurance jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for preferred risk insurance in Louisville, KY is $29.15, according to ZipRecruiter salary data. Most workers in this role earn between $18.70 and $37.16 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Louisville, KY?

For Preferred Risk Insurance jobs in Louisville, KY, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Louisville, KY look for?

The top searched job categories for Preferred Risk Insurance jobs in Louisville, KY are:

AVP-Risk Management & Insurance

Trilogy Health Services, LLC

Louisville, KY • On-site

$150 - $230/hr

Other

Medical, Dental, Vision, Life, Retirement

Posted 16 days ago


Job description

JOIN TEAM TRILOGY

Weekly pay, health and dental after your first month, student loan repayment, a competitive 401(k) match, and more! Make a living while you make a difference at Trilogy Health Services – a senior living provider with the continuous goal of being the Best Healthcare Company in The Midwest.

POSITION OVERVIEW

The AVP-Risk Management & Insurance leads the organization's risk management function, including insurance, safety, claims, and risk analysis programs. The role is responsible for mitigating organizational risk, safeguarding assets, driving compliance, and providing data-driven insights and recommendations to support strategic and financial goals.

  • Leads and develops the risk management team.
  • Partners with insurance broker to oversee procurement and administration of all lines of insurance portfolio.
  • Directs loss control and prevention activities based on an analysis of loss and incident data.
  • Develops departmental budget and accumulates cost data to calculate Total Cost of Risk to the organization.
  • Evaluates the effectiveness of the risk management activities.
  • Develops risk management related policies and procedures.
  • Provides risk management consultation for specific issues and cases.
  • Submits recommendations for changes in the existing risk control and risk financing procedures based on organizational changes.
  • Tracks, tends, and presents risk management results and recommendations based on an analysis of incident/loss data.
  • Other duties as assigned.
  • Travel: Yes: Minimally, as required (Typically less than 10%)

Qualifications

  • Bachelor Degree
  • 8-12 years of experience

Licenses and Certifications

  • Masters degree preferred.
  • CPHRM or other risk management certification strongly preferred.
  • OSHA certification preferred.
LOCATION

US-KY-Louisville
Trilogy Health Services
303 N. Hurstbourne Parkway
Louisville
KY

BENEFITS
  • Competitive salaries and weekly pay
  • 401(k) Company Match
  • Mental Health Support Program
  • Student Loan Repayment and Tuition Reimbursement
  • Health, vision, dental & life insurance kick in on the first of the month after your start date
  • First time homebuyers’ program
  • HSA/FSA
  • And so much more!
LIFE AT TRILOGY

Whether you’re looking for a new chapter, a change of pace, or a helping hand, Trilogy is committed to being the best place that you’ve ever belonged.

Six months of training, orientation and fun!

We believe in setting our employees up for success. That’s why your first six months are referred to as your “blue-badge” period – a time where you are encouraged to ask questions, ask for help when needed, and familiarize yourself with the company culture. Even when your blue badge period ends, you can rest assured that the Trilogy team will always have your back.

ABOUT TRILOGY HEALTH SERVICES

As one of Fortune’s Best Places to Work in Aging Services, a certified Great Place to Work, and one of Glassdoor’s Top 100 Best Companies to Work, Trilogy is proud to be an equal opportunity employer committed to helping you reach your full potential and to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy or any other protected characteristic as outlined by federal, state or local laws.

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