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Preferred Risk Insurance Jobs in Lee, MA (NOW HIRING)

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Preferred Risk Insurance information

See Lee, MA salary details

$15

$32

$79

How much do preferred risk insurance jobs pay per hour?

As of Jun 24, 2026, the average hourly pay for preferred risk insurance in Lee, MA is $32.62, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $41.63 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

Preferred Risk Insurance jobs near you
Producer (Remote)

Producer (Remote)

Patriot Growth Insurance Services

Hudson, NY • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Job description

About We Insure Risk, A Division of Patriot Growth Insurance Services: At We Insure Risk, we are a team of industry experts driven by a shared commitment to teamwork, integrity, accomplishment, and creativity. Our success is rooted in our collaborative approach, allowing us to develop innovative solutions that protect what matters most to our clients. We don't just think outside the box; we break it! Our mission is to provide creative strategies that effectively mitigate risk and advocate for our clients' best interests. By challenging the status quo and turning the industry upside down, we strive to redefine what is possible in insurance. Together, we embrace our values of passion and creativity to deliver tailored solutions that make a real difference.
Position Overview: We are seeking a motivated and relationship-driven Employee Benefits Producer to join our team. In this role, you will serve as a trusted advisor to business clients, helping them navigate the complexities of employee benefits, human resources challenges, and risk management strategies. The ideal candidate is consultative, sales-oriented, and passionate about building long-term client relationships while delivering customized employee benefits solutions. This position plays a key role in driving new business growth, supporting client retention, and expanding the agency's employee benefits presence within the business community.
Work location and arrangement: This is a full-time remote position that supports our New York offices. Preference for candidates residing in the Northeast Region but willing to hire nationally for the right producer.
Professional Responsibilities:
  • Identify and develop relationships with middle-market and large-market businesses seeking guidance and support with their employee benefits programs.
  • Serve as a trusted advisor by providing consultative recommendations related to employee benefits, human resources challenges, and risk management solutions.
  • Develop customized employee benefits strategies by leveraging carrier relationships, agency resources, and available products and services.
  • Generate new business opportunities through networking, referrals, prospecting, and community involvement activities.
  • Build, manage, and grow a profitable book of employee benefits business while maintaining a strong focus on client retention.
  • Conduct client meetings, presentations, and educational sessions to help business owners and employees better understand available benefits solutions.
  • Manage renewal strategies and provide high-level ongoing service to ensure strong client relationships and long-term account growth.
  • Collaborate with internal Account Management and Service teams to deliver a seamless client experience and ensure service expectations are met.
  • Work closely with other sales teams throughout the organization to identify and capitalize on cross-selling opportunities.
  • Stay informed on industry trends, regulatory changes, carrier products, and emerging employee benefits solutions.
  • Maintain accurate prospect and client records within agency systems and sales tools.
  • Represent the agency professionally within the business community and cultivate relationships with key referral partners and industry stakeholders.

Qualifications and Requirements:
  • 3-5 years of experience in employee benefits sales, insurance sales, business development, or a related field preferred; strong candidates with transferable sales experience will be considered.
  • Active Life & Health insurance license required.
  • Experience working with employee benefits products, group health plans, and employer-sponsored benefit programs preferred.
  • Experience with BenefitPoint or similar agency management systems preferred.
  • Strong business development, relationship-building, and consultative selling skills.
  • Excellent interpersonal and communication skills, both written and verbal.
  • Proficiency with Microsoft Office Suite, including Outlook, Word, Excel, and PowerPoint.
  • Strong organizational and time management skills with the ability to manage multiple priorities independently.
  • Ability to establish and maintain effective working relationships with clients, carrier partners, and internal team members.
  • Self-motivated, goal-oriented, and committed to delivering exceptional client service.

About Patriot Growth Insurance Services: Founded in 2019, Patriot Growth Insurance Services (Patriot) is a growth-focused national insurance services firm that partners with employee benefits and property & casualty agencies across the United States. Patriot is currently ranked as the 25th largest broker in the U.S. by Business Insurance and has been named to the 2025 Inc. 5000 list of fastest-growing companies. With over 2,100 employees operating in 150+ locations in over 45 states, Patriot's collaborative model delivers resources and strategic support to its agencies. Patriot creates true alignment with its partner agencies, and its operating philosophy fosters enhanced career opportunities for its dedicated and professional team. We are committed to working with like-minded individuals who share our vision of creating an insurance agency focused on operational excellence and a relentless pursuit of growth.
Patriot offers the opportunity to be a part of a fast-growing company since its inception. We strive to create a flexible and collaborative environment for our employees, and our goal is to provide enhanced career opportunities for our dedicated and professional team.
In addition to a competitive salary, we provide a comprehensive health and welfare program to employees, family members and domestic partners. Employees are eligible for benefits coverage the first of the month following 30 days of employment. We offer:
  • Medical, Dental, and Vision Benefits
  • Flexible Spending Account (FSA) and Health Savings Account (HSA) and Commuter Transit Programs
  • Company paid Short-Term Disability, Long-Term Disability and Group Term Life
  • Company paid Employee Assistance Program
  • Paid Parental Leave
  • Paid holidays
  • Personalized PTO
  • 401 (k)

Salary: $80,000 - $100,000 per year depending on experience
A wide salary range is posted for this position and any job offer is based upon a salary analysis to comply with the required state pay transparency law. The salary analysis considers relevant experience, education, certifications, and seniority as compared to others doing substantially similar work. There is no guarantee an offer will be at the top of the posted range based on the salary analysis.
Patriot Growth Insurance Services is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, citizenship or immigration status, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.
This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, leave of absence, compensation, benefits, and training. Patriot makes hiring decisions based solely on qualifications, merit, and business needs at the time. For more information, read through our EEO and DE&I Policy located on our website at www.patriotgis.com.

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