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Preferred Risk Insurance Jobs in Lee, MA (NOW HIRING)

Clinician, IAPP (24913)

Castleton, NY · On-site

$53K - $72K/yr

License Preferred: LMSW, LCSW, LMHC, or LMFT * Must have a valid drivers license. Benefits * Health ... Life Insurance * Loan repayment assistance * Free training/CEU opportunities About Northern Rivers ...

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Preferred Risk Insurance information

See Lee, MA salary details

$15

$32

$79

How much do preferred risk insurance jobs pay per hour?

As of Jun 24, 2026, the average hourly pay for preferred risk insurance in Lee, MA is $32.62, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $41.63 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

$60K - $80K/yr

Other

Posted 5 days ago


Job description

$3000 Sign On Bonus!

This position may require one weekend day. Full and Part-Time Available!

General Description

Provide clinical recovery services to Persons in the DMH funded Adult Community Clinical Services program as part of the Integrated Care Team.  Also classified as a Licensed-Practitioner of the Healing Arts (when applicable), this Clinician will lead clinical teams to develop comprehensive assessments and treatment plans that encourage Persons to gain skills to transition through level of services towards self-sufficiency.

Essential Job Functions

  • Provide short term individual and group counseling services
  • Attend all transitional and clinical treatment meetings in the community (enrollment, intake, discharge, transfer, DMH, BH CP, etc.).  Develop and monitor transition plans to support Persons experiencing life changes.
  • Provide clinical oversight to Persons on the Integrated and GLE teams
  • Meet the documentation of program standards (ACA, Treatment Plans, Quarterly/Annual Reviews, Assessments, referrals), completing all necessary paperwork as required through the ACCS and BH CP programs.
  • Develop Person-Centered Treatment Plans that incorporate attainable and achievable goals, which are individually strength based, including personal preferences, incorporating the cultural and linguistic needs of the Person and include person LAR's and support network (Family, Friends, Clergy, etc.)
  • Meet with referred individuals within 72 hours of referral to develop immediate needs and to evaluate current risk
  • Develop Crisis and Risk Management Plans
  • Develop Rapid Housing plans to incorporate a Housing First Model
  • Coordinate the completion of required evaluation tools (Self Sufficiency Matirx, Milestones of Recovery-MOR's, SBRIT, risk assessments, etc.)
  • Develop and facilitate clinical based trainings to Integrated Teams and GLE staff
  • Provide Medication Administration to Persons per MAP protocol.  This may include medication administration to cover staff emergencies and coverage needs.  Audit medications as assigned.

Other Responsibilities

  • Participate in regularly scheduled supervision
  • Attend required meetings and agency trainings
  • Other duties as assigned by supervisor
  • Support and maintain the principles and policies of the agency
  • Communicate a sense of hopefulness and respect for individual rights
  • Work cooperatively with all staff
  • Represent the agency in a professional manner in all community contacts

Qualifications

  • Master's Degree in Social Work, Psychology or other clinical concentration required; Massachusetts LCSW, LICSW, LMHC, O.T. or RN Preferred.
  • Knowledge of the Recovery Model
  • Knowledge of community resources
  • Proficient computer skills in using web based e-mail and ability to data enter information into spreadsheets and word processing document

Skills

  • Excellent oral, written and presentation skills
  • Ability to work effectively with a  multidisciplinary team

Other Requirements

  • Support and maintain the principles and policies of the agency
  • Flexibly respond to program scheduling needs, may require weekend coverage as needed
  • Communicate a sense of hopefulness and respect for Persons rights
  • Encourage independence
  • Drivers License and ability to use a personally insured vehicle for agency business
  • Criminal Offender Record Information Check

Working Conditions

  • Works in office; temperature regulated
  • Facilitate groups in other community locations

Physical Conditions

  • Manual and visual dexterity; correctable
  • Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential job functions